WallStSmart

Mitsubishi UFJ Financial Group Inc ADR (MUFG) Stock Analysis — PE Ratio, PS Ratio, Intrinsic Value & 2030 Price Target

Mitsubishi UFJ Financial Group Inc ADR stock (MUFG) is currently trading at $16.96. Mitsubishi UFJ Financial Group Inc ADR PE ratio is 15.72. Mitsubishi UFJ Financial Group Inc ADR PS ratio (Price-to-Sales) is 0.03. Analyst consensus price target for MUFG is $17.47. WallStSmart rates MUFG as Moderate Buy.

  • MUFG PE ratio analysis and historical PE chart
  • MUFG PS ratio (Price-to-Sales) history and trend
  • MUFG intrinsic value — DCF, Graham Number, EPV models
  • MUFG stock price prediction 2025 2026 2027 2028 2029 2030
  • MUFG fair value vs current price
  • MUFG insider transactions and insider buying
  • Is MUFG undervalued or overvalued?
  • Mitsubishi UFJ Financial Group Inc ADR financial analysis — revenue, earnings, cash flow
  • MUFG Piotroski F-Score and Altman Z-Score
  • MUFG analyst price target and Smart Rating
MUFG

Mitsubishi UFJ Financial Group Inc ADR

NYSEFINANCIAL SERVICES
$16.96
$0.24 (1.44%)
52W$10.32
$20.15
Target$17.47+3.0%

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IV

MUFG Intrinsic Value Analysis for Value Investors

Benjamin Graham Formula · Mitsubishi UFJ Financial Group Inc ADR (MUFG)

Margin of Safety
+14.8%
Fair Value
MUFG Fair Value
$21.96
Graham Formula
Current Price
$16.96
$5.00 below fair value
Undervalued
Fair: $21.96
Overvalued
Price $16.96
Graham IV $21.96
Analyst $17.47

MUFG is trading near its Graham intrinsic value of $21.96, suggesting the stock is reasonably priced at current levels.

Based on Benjamin Graham Formula. Growth rate capped at 25%. For informational purposes only. Not financial advice.

WallStSmart

Smart Analysis

Mitsubishi UFJ Financial Group Inc ADR (MUFG) · 10 metrics scored

Smart Score

72
out of 100
Grade: B
Strong Buy
Investment Rating

Category Performance

WallStSmart pulls financial metrics like revenue growth, profit margins, and valuation ratios and scores each one from 0 to 10 based on how strong or weak it is. Those 10 scores are grouped into 4 categories: Growth, Profitability, Valuation, and Quality — which form the 4 axes of the spider chart you see. The categories are then combined into a final score out of 100, but not equally. Growth and Profitability together count for 60% of the total, because a fast-growing profitable business matters more than just a cheap one. That final number maps to a rating (Strong Buy, Buy, Hold, Avoid) and a letter grade, giving you one clear Stock Rating.

Investment Thesis

Strong fundamentals in market cap, peg ratio, operating margin. Concerns around return on equity and institutional own.. Overall metrics suggest strong investment potential with favorable risk/reward.

Mitsubishi UFJ Financial Group Inc ADR (MUFG) Key Strengths (6)

Avg Score: 9.2/10
Operating MarginProfitability
34.80%10/10

Keeps $35 of every $100 in revenue after operating costs

Price/SalesValuation
0.0310/10

Paying less than $1 for every $1 of annual revenue

Profit MarginProfitability
22.80%10/10

Keeps $23 of every $100 in revenue as net profit

Market CapQuality
$188.05B9/10

Large-cap company with substantial market presence

PEG RatioValuation
1.248/10

Good growth relative to its price

Price/BookValuation
1.398/10

Trading at 1.39x book value, attractively priced

Supporting Valuation Data

Forward P/E
11.36
Attractive
Price/Sales (TTM)
0.0322
Undervalued

Mitsubishi UFJ Financial Group Inc ADR (MUFG) Areas to Watch (4)

Avg Score: 3.8/10
Institutional Own.Quality
3.15%2/10

Very low institutional interest at 3.15%

Return on EquityProfitability
6.11%3/10

Low profitability relative to shareholder equity

EPS GrowthGrowth
8.70%4/10

Modest earnings growth at 8.70%

Revenue GrowthGrowth
11.70%6/10

Solid revenue growth at 11.70% per year

Supporting Valuation Data

MUFG Target Price
$17.47
3% Downside

Mitsubishi UFJ Financial Group Inc ADR (MUFG) Detailed Analysis Report

Overall Assessment

This company scores 72/100 in our Smart Analysis, earning a B grade. Out of 10 metrics analyzed, 6 register as strengths (avg 9.2/10) while 4 fall into concern territory (avg 3.8/10). All four categories (Growth, Profitability, Valuation, and Quality) show healthy scores, indicating broadly sound fundamentals.

The Bull Case

The strongest argument centers on Operating Margin, Price/Sales, Profit Margin. Valuation metrics including PEG Ratio (1.24), Price/Sales (0.03), Price/Book (1.39) suggest the stock is attractively priced. Profitability is solid with Operating Margin at 34.80%, Profit Margin at 22.80%.

The Bear Case

The primary concerns are Institutional Own., Return on Equity, EPS Growth. Growth concerns include Revenue Growth at 11.70%, EPS Growth at 8.70%, which may limit upside. Profitability pressure is visible in Return on Equity at 6.11%.

Key Dynamics to Monitor

Three factors to monitor going forward. First, whether Institutional Own. improves, as this is the primary drag on the overall score. Second, margin trajectory, with Return on Equity at 6.11% needing improvement to support the investment thesis. Third, growth sustainability, with Revenue Growth at 11.70% needing to reaccelerate.

Risk Considerations

Based on the metric profile, this is a moderate risk investment. The weight of evidence leans positive, with more strengths than concerns. Investors should size positions according to their risk tolerance and maintain diversification.

Bottom Line

The combination of Operating Margin and Price/Sales makes a compelling case at current levels. The key risk is Institutional Own., but the overall fundamental picture is positive with a clear path to maintaining or improving the current B grade.

Disclaimer: Smart Analysis is a scoring system developed by WallStSmart Team. Scores update daily using multi-model valuation framework. Always conduct your own research and consult with financial advisors before making investment decisions.

MUFG Price-to-Sales(PS) Ratio Chart

Historical valuation based on market cap ÷ trailing 12-month revenue

MUFG's Price-to-Sales ratio of 0.03x trades 61% above its historical average of 0.02x (86th percentile), historically expensive. The current valuation is 64% below its historical high of 0.09x set in Apr 2012, and Infinity% above its historical low of 0x in Feb 2009.

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WallStSmart Analysis Synopsis

Data-driven financial summary for Mitsubishi UFJ Financial Group Inc ADR (MUFG) · FINANCIAL SERVICESBANKS - DIVERSIFIED

The Big Picture

Mitsubishi UFJ Financial Group Inc ADR is a mature, profitable business with steady cash generation. Revenue reached 5.8T with 12% growth year-over-year. Profit margins are strong at 22.8%, reflecting pricing power and operational efficiency.

Key Findings

Excellent Capital Efficiency

ROE of 611.0% means the company generates strong returns on shareholder equity. Above 20% is considered top-tier.

Strong Profitability

Profit margin of 22.8% and operating margin of 34.8% demonstrate strong pricing power and operational efficiency.

High Debt Load

Debt-to-equity ratio of 3.77 is elevated. High leverage amplifies both gains and losses and increases financial risk.

What to Watch Next

Sector dynamics: monitor BANKS - DIVERSIFIED industry trends, competitive moves, and regulatory changes that could impact Mitsubishi UFJ Financial Group Inc ADR.

Bottom Line

Mitsubishi UFJ Financial Group Inc ADR is a well-established business delivering consistent profitability with 22.8% margins. The growth phase may be slowing, but strong cash generation and operational efficiency make it suitable for investors seeking reliability over excitement.

This synopsis is generated from publicly available financial data. It is not financial advice. Always conduct your own research and consult a qualified financial advisor before making investment decisions.

Insider Transactions

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About Mitsubishi UFJ Financial Group Inc ADR(MUFG)

Exchange

NYSE

Sector

FINANCIAL SERVICES

Industry

BANKS - DIVERSIFIED

Country

USA

Mitsubishi UFJ Financial Group, Inc., a banking holding company, offers financial services in Japan, the United States, and Asia / Oceania. The company is headquartered in Tokyo, Japan.

Visit Mitsubishi UFJ Financial Group Inc ADR (MUFG) Website
4-5, MARUNOUCHI 1-CHOME, TOKYO, JAPAN, 100-8330