Newtek Business Services Corp (NEWT) Stock Analysis — PE Ratio, PS Ratio, Intrinsic Value & 2030 Price Target
Newtek Business Services Corp stock (NEWT) is currently trading at $11.22. Newtek Business Services Corp PE ratio is 5.26. Newtek Business Services Corp PS ratio (Price-to-Sales) is 0.86. Analyst consensus price target for NEWT is $16.75. WallStSmart rates NEWT as Hold.
- NEWT PE ratio analysis and historical PE chart
- NEWT PS ratio (Price-to-Sales) history and trend
- NEWT intrinsic value — DCF, Graham Number, EPV models
- NEWT stock price prediction 2025 2026 2027 2028 2029 2030
- NEWT fair value vs current price
- NEWT insider transactions and insider buying
- Is NEWT undervalued or overvalued?
- Newtek Business Services Corp financial analysis — revenue, earnings, cash flow
- NEWT Piotroski F-Score and Altman Z-Score
- NEWT analyst price target and Smart Rating
Newtek Business Services Corp
📊 No data available
Try selecting a different time range
NEWT Intrinsic Value Analysis for Value Investors
Benjamin Graham Formula · Newtek Business Services Corp (NEWT)
NEWT is trading near its Graham intrinsic value of $14.82, suggesting the stock is reasonably priced at current levels.
Based on Benjamin Graham Formula. Growth rate capped at 25%. For informational purposes only. Not financial advice.
Smart Analysis
Newtek Business Services Corp (NEWT) · 10 metrics scored
Smart Score
Category Performance
WallStSmart pulls financial metrics like revenue growth, profit margins, and valuation ratios and scores each one from 0 to 10 based on how strong or weak it is. Those 10 scores are grouped into 4 categories: Growth, Profitability, Valuation, and Quality — which form the 4 axes of the spider chart you see. The categories are then combined into a final score out of 100, but not equally. Growth and Profitability together count for 60% of the total, because a fast-growing profitable business matters more than just a cheap one. That final number maps to a rating (Strong Buy, Buy, Hold, Avoid) and a letter grade, giving you one clear Stock Rating.
Investment Thesis
Strong fundamentals in operating margin, price/sales, price/book. Concerns around peg ratio and revenue growth. Fundamentals are solid but monitor weak areas for improvement.
Newtek Business Services Corp (NEWT) Key Strengths (6)
Keeps $56 of every $100 in revenue after operating costs
Paying less than $1 for every $1 of annual revenue
Trading below book value, meaning the market prices it less than net assets
Strong profitability: $16 kept per $100 revenue
52.36% held by institutions, strong professional interest
Solid profitability: $17 profit per $100 equity
Supporting Valuation Data
Newtek Business Services Corp (NEWT) Areas to Watch (4)
Earnings declining -6.00%, profits shrinking
Very expensive relative to growth, significant premium
Revenue growing slowly at 3.00% annually
Small-cap company with higher risk but more growth potential
Newtek Business Services Corp (NEWT) Detailed Analysis Report
Overall Assessment
This company scores 64/100 in our Smart Analysis, earning a C+ grade. Out of 10 metrics analyzed, 6 register as strengths (avg 8.8/10) while 4 fall into concern territory (avg 2.3/10). The category breakdown reveals uneven performance, with some areas requiring attention.
The Bull Case
The strongest argument centers on Operating Margin, Price/Sales, Price/Book. Valuation metrics including Price/Sales (0.86), Price/Book (0.93) suggest the stock is attractively priced. Profitability is solid with Return on Equity at 17.40%, Operating Margin at 55.60%, Profit Margin at 15.80%.
The Bear Case
The primary concerns are EPS Growth, PEG Ratio, Revenue Growth. Some valuation metrics including PEG Ratio (3.20) suggest expensive pricing. Growth concerns include Revenue Growth at 3.00%, EPS Growth at -6.00%, which may limit upside.
Key Dynamics to Monitor
Three factors to monitor going forward. First, whether EPS Growth improves, as this is the primary drag on the overall score. Second, margin trajectory, with Return on Equity at 17.40% currently healthy but needing to be sustained. Third, growth sustainability, with Revenue Growth at 3.00% needing to reaccelerate.
Risk Considerations
Based on the metric profile, this is a moderate-to-high risk investment. The weight of evidence leans positive, with more strengths than concerns. Investors should size positions according to their risk tolerance and maintain diversification.
Bottom Line
Mixed fundamentals with both positives (Operating Margin, Price/Sales) and negatives (EPS Growth, PEG Ratio). A cautious approach is warranted. Monitor for improvement in weak areas before increasing conviction.
Disclaimer: Smart Analysis is a scoring system developed by WallStSmart Team. Scores update daily using multi-model valuation framework. Always conduct your own research and consult with financial advisors before making investment decisions.
NEWT Price-to-Sales(PS) Ratio Chart
Historical valuation based on market cap ÷ trailing 12-month revenue
NEWT's Price-to-Sales ratio of 0.86x trades at a deep discount to its historical average of 4.81x (57th percentile). The current valuation is 95% below its historical high of 17.48x set in Dec 2016, and 980% above its historical low of 0.08x in Jan 2009.
WallStSmart Analysis Synopsis
Data-driven financial summary for Newtek Business Services Corp (NEWT) · FINANCIAL SERVICES › BANKS - REGIONAL
The Big Picture
Newtek Business Services Corp is a strong growth company balancing expansion with improving profitability. Revenue reached 383M with 300% growth year-over-year. Profit margins of 15.8% are healthy, with room for further expansion as the business scales.
Key Findings
Revenue growing at 300% YoY, reaching 383M. This pace significantly outperforms most BANKS - REGIONAL peers.
ROE of 1740.0% means the company generates strong returns on shareholder equity. Above 20% is considered top-tier.
Debt-to-equity ratio of 5.64 is elevated. High leverage amplifies both gains and losses and increases financial risk.
What to Watch Next
Growth sustainability: can Newtek Business Services Corp maintain 300%+ revenue growth, or will competition slow it down?
Dividend sustainability with a current yield of 6.8%. Watch payout ratio and free cash flow coverage.
Debt management: total debt of 2.2B is significantly higher than cash (310M). Monitor refinancing risk.
Sector dynamics: monitor BANKS - REGIONAL industry trends, competitive moves, and regulatory changes that could impact Newtek Business Services Corp.
Bottom Line
Newtek Business Services Corp offers an attractive blend of growth (300% revenue expansion) and improving fundamentals. The company is transitioning from pure growth to profitable growth, a critical inflection point. Watch for sustained margin expansion as the key signal.
This synopsis is generated from publicly available financial data. It is not financial advice. Always conduct your own research and consult a qualified financial advisor before making investment decisions.
Insider Transactions(5 last 3 months)
Data sourced from SEC Form 4 filings
Last updated: 8:28:24 AM
About Newtek Business Services Corp(NEWT)
NASDAQ
FINANCIAL SERVICES
BANKS - REGIONAL
USA
Newtek Business Services Corp (NEWT) is a leading provider of integrated business solutions designed specifically for small to medium-sized enterprises (SMBs) throughout the United States. The company offers a diverse suite of services, including payment processing, business lending, and advanced technological solutions, all aimed at enhancing operational efficiency and driving growth for its clients. By functioning as a comprehensive resource, Newtek positions itself as a critical partner in the success of SMBs, emphasizing exceptional customer service and strategic collaborations to help clients thrive in a competitive marketplace. With a strong focus on innovation and long-term relationships, Newtek plays a pivotal role in empowering its clients to adapt and grow.