Nexpoint Real Estate Finance Inc (NREF) Stock Analysis — PE Ratio, PS Ratio, Intrinsic Value & 2030 Price Target
Nexpoint Real Estate Finance Inc stock (NREF) is currently trading at $13.37. Nexpoint Real Estate Finance Inc PE ratio is 4.53. Nexpoint Real Estate Finance Inc PS ratio (Price-to-Sales) is 2.05. Analyst consensus price target for NREF is $14.50. WallStSmart rates NREF as Buy.
- NREF PE ratio analysis and historical PE chart
- NREF PS ratio (Price-to-Sales) history and trend
- NREF intrinsic value — DCF, Graham Number, EPV models
- NREF stock price prediction 2025 2026 2027 2028 2029 2030
- NREF fair value vs current price
- NREF insider transactions and insider buying
- Is NREF undervalued or overvalued?
- Nexpoint Real Estate Finance Inc financial analysis — revenue, earnings, cash flow
- NREF Piotroski F-Score and Altman Z-Score
- NREF analyst price target and Smart Rating
Nexpoint Real Estate Finance Inc
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NREF Intrinsic Value Analysis for Value Investors
Benjamin Graham Formula · Nexpoint Real Estate Finance Inc (NREF)
NREF trades at a significant discount to its Graham intrinsic value of $136.19, offering a 89% margin of safety — a level value investors typically seek before buying.
Based on Benjamin Graham Formula. Growth rate capped at 25%. For informational purposes only. Not financial advice.
Smart Analysis
Nexpoint Real Estate Finance Inc (NREF) · 9 metrics scored
Smart Score
Category Performance
WallStSmart pulls financial metrics like revenue growth, profit margins, and valuation ratios and scores each one from 0 to 10 based on how strong or weak it is. Those 10 scores are grouped into 4 categories: Growth, Profitability, Valuation, and Quality — which form the 4 axes of the spider chart you see. The categories are then combined into a final score out of 100, but not equally. Growth and Profitability together count for 60% of the total, because a fast-growing profitable business matters more than just a cheap one. That final number maps to a rating (Strong Buy, Buy, Hold, Avoid) and a letter grade, giving you one clear Stock Rating.
Investment Thesis
Strong fundamentals in operating margin, price/book, revenue growth. Overall metrics suggest strong investment potential with favorable risk/reward.
Nexpoint Real Estate Finance Inc (NREF) Key Strengths (7)
Keeps $77 of every $100 in revenue after operating costs
Trading below book value, meaning the market prices it less than net assets
Revenue surging 39.50% year-over-year
Earnings per share surging 108.50% year-over-year
Keeps $64 of every $100 in revenue as net profit
75.65% of shares held by major funds and institutions
Solid profitability: $18 profit per $100 equity
Supporting Valuation Data
Nexpoint Real Estate Finance Inc (NREF) Areas to Watch (2)
Small-cap company with higher risk but more growth potential
Revenue is fairly priced at 2.05x sales
Supporting Valuation Data
Nexpoint Real Estate Finance Inc (NREF) Detailed Analysis Report
Overall Assessment
This company scores 78/100 in our Smart Analysis, earning a B+ grade. Out of 9 metrics analyzed, 7 register as strengths (avg 9.6/10) while 2 fall into concern territory (avg 5.5/10). All four categories (Growth, Profitability, Valuation, and Quality) show healthy scores, indicating broadly sound fundamentals.
The Bull Case
The strongest argument centers on Operating Margin, Price/Book, Revenue Growth. Valuation metrics including Price/Book (0.66) suggest the stock is attractively priced. Profitability is solid with Return on Equity at 17.50%, Operating Margin at 77.00%, Profit Margin at 63.60%. Growth metrics are encouraging with Revenue Growth at 39.50%, EPS Growth at 108.50%.
The Bear Case
The primary concerns are Market Cap, Price/Sales. Some valuation metrics including Price/Sales (2.05) suggest expensive pricing.
Key Dynamics to Monitor
Three factors to monitor going forward. First, whether Market Cap improves, as this is the primary drag on the overall score. Second, margin trajectory, with Return on Equity at 17.50% currently healthy but needing to be sustained. Third, growth sustainability, with Revenue Growth at 39.50% strong but requiring continuation.
Risk Considerations
Based on the metric profile, this is a moderate risk investment. The weight of evidence leans positive, with more strengths than concerns. Investors should size positions according to their risk tolerance and maintain diversification.
Bottom Line
The combination of Operating Margin and Price/Book makes a compelling case at current levels. The key risk is Market Cap, but the overall fundamental picture is positive with a clear path to maintaining or improving the current B+ grade.
Disclaimer: Smart Analysis is a scoring system developed by WallStSmart Team. Scores update daily using multi-model valuation framework. Always conduct your own research and consult with financial advisors before making investment decisions.
NREF Price-to-Sales(PS) Ratio Chart
Historical valuation based on market cap ÷ trailing 12-month revenue
NREF's Price-to-Sales ratio of 2.05x trades at a deep discount to its historical average of 8.34x (3th percentile). The current valuation is 89% below its historical high of 19.49x set in Nov 2021, and 1% above its historical low of 2.03x in Mar 2026. Over the past 12 months, the PS ratio has compressed from ~2.4x as trailing revenue scaled faster than the stock price.
WallStSmart Analysis Synopsis
Data-driven financial summary for Nexpoint Real Estate Finance Inc (NREF) · REAL ESTATE › REIT - MORTGAGE
The Big Picture
Nexpoint Real Estate Finance Inc is a strong growth company balancing expansion with improving profitability. Revenue reached 152M with 40% growth year-over-year. Profit margins are strong at 63.6%, reflecting pricing power and operational efficiency.
Key Findings
Revenue growing at 40% YoY, reaching 152M. This pace significantly outperforms most REIT - MORTGAGE peers.
Profit margin of 63.6% and operating margin of 77.0% demonstrate strong pricing power and operational efficiency.
Debt-to-equity ratio of 11.92 is elevated. High leverage amplifies both gains and losses and increases financial risk.
What to Watch Next
Growth sustainability: can Nexpoint Real Estate Finance Inc maintain 40%+ revenue growth, or will competition slow it down?
Dividend sustainability with a current yield of 15.4%. Watch payout ratio and free cash flow coverage.
Debt management: total debt of 4.5B is significantly higher than cash (22M). Monitor refinancing risk.
Sector dynamics: monitor REIT - MORTGAGE industry trends, competitive moves, and regulatory changes that could impact Nexpoint Real Estate Finance Inc.
Bottom Line
Nexpoint Real Estate Finance Inc offers an attractive blend of growth (40% revenue expansion) and improving fundamentals. The company is transitioning from pure growth to profitable growth, a critical inflection point. Watch for sustained margin expansion as the key signal.
This synopsis is generated from publicly available financial data. It is not financial advice. Always conduct your own research and consult a qualified financial advisor before making investment decisions.
Insider Transactions
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About Nexpoint Real Estate Finance Inc(NREF)
NYSE
REAL ESTATE
REIT - MORTGAGE
USA
NexPoint Real Estate Finance, Inc. is a real estate finance company in the United States. The company is headquartered in Dallas, Texas.