New York Mortgage Trust Inc (NYMT) Stock Analysis — PE Ratio, PS Ratio, Intrinsic Value & 2030 Price Target
New York Mortgage Trust Inc stock (NYMT) is currently trading at $7.11. New York Mortgage Trust Inc PE ratio is 37.42. New York Mortgage Trust Inc PS ratio (Price-to-Sales) is 3.13. Analyst consensus price target for NYMT is $10.54. WallStSmart rates NYMT as Moderate Buy.
- NYMT PE ratio analysis and historical PE chart
- NYMT PS ratio (Price-to-Sales) history and trend
- NYMT intrinsic value — DCF, Graham Number, EPV models
- NYMT stock price prediction 2025 2026 2027 2028 2029 2030
- NYMT fair value vs current price
- NYMT insider transactions and insider buying
- Is NYMT undervalued or overvalued?
- New York Mortgage Trust Inc financial analysis — revenue, earnings, cash flow
- NYMT Piotroski F-Score and Altman Z-Score
- NYMT analyst price target and Smart Rating
New York Mortgage Trust Inc
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NYMT Intrinsic Value Analysis for Value Investors
Benjamin Graham Formula · New York Mortgage Trust Inc (NYMT)
NYMT trades 451% above its Graham fair value of $1.29, indicating the stock may be overvalued at current levels.
Based on Benjamin Graham Formula. Growth rate capped at 25%. For informational purposes only. Not financial advice.
Smart Analysis
New York Mortgage Trust Inc (NYMT) · 10 metrics scored
Smart Score
Category Performance
WallStSmart pulls financial metrics like revenue growth, profit margins, and valuation ratios and scores each one from 0 to 10 based on how strong or weak it is. Those 10 scores are grouped into 4 categories: Growth, Profitability, Valuation, and Quality — which form the 4 axes of the spider chart you see. The categories are then combined into a final score out of 100, but not equally. Growth and Profitability together count for 60% of the total, because a fast-growing profitable business matters more than just a cheap one. That final number maps to a rating (Strong Buy, Buy, Hold, Avoid) and a letter grade, giving you one clear Stock Rating.
Investment Thesis
Strong fundamentals in peg ratio, price/book, revenue growth. Concerns around return on equity and eps growth. Overall metrics suggest strong investment potential with favorable risk/reward.
New York Mortgage Trust Inc (NYMT) Key Strengths (5)
Growing significantly faster than its price suggests
Trading below book value, meaning the market prices it less than net assets
Revenue surging 39.80% year-over-year
Keeps $30 of every $100 in revenue as net profit
58.53% held by institutions, strong professional interest
Supporting Valuation Data
New York Mortgage Trust Inc (NYMT) Areas to Watch (5)
Earnings declining -65.30%, profits shrinking
Very low returns on shareholder equity
Small-cap company with higher risk but more growth potential
Decent operational efficiency, solid but not exceptional
Revenue is fairly priced at 3.13x sales
Supporting Valuation Data
New York Mortgage Trust Inc (NYMT) Detailed Analysis Report
Overall Assessment
This company scores 67/100 in our Smart Analysis, earning a B- grade. Out of 10 metrics analyzed, 5 register as strengths (avg 9.6/10) while 5 fall into concern territory (avg 3.6/10). All four categories (Growth, Profitability, Valuation, and Quality) show healthy scores, indicating broadly sound fundamentals.
The Bull Case
The strongest argument centers on PEG Ratio, Price/Book, Revenue Growth. Valuation metrics including PEG Ratio (0.97), Price/Book (0.74) suggest the stock is attractively priced. Profitability is solid with Profit Margin at 30.30%. Growth metrics are encouraging with Revenue Growth at 39.80%.
The Bear Case
The primary concerns are EPS Growth, Return on Equity, Market Cap. Some valuation metrics including Price/Sales (3.13) suggest expensive pricing. Growth concerns include EPS Growth at -65.30%, which may limit upside. Profitability pressure is visible in Return on Equity at 3.61%, Operating Margin at 18.20%.
Key Dynamics to Monitor
Three factors to monitor going forward. First, whether EPS Growth improves, as this is the primary drag on the overall score. Second, margin trajectory, with Return on Equity at 3.61% needing improvement to support the investment thesis. Third, growth sustainability, with Revenue Growth at 39.80% strong but requiring continuation.
Risk Considerations
Based on the metric profile, this is a moderate-to-high risk investment. Strengths and concerns are roughly balanced. Investors should size positions according to their risk tolerance and maintain diversification.
Bottom Line
Mixed fundamentals with both positives (PEG Ratio, Price/Book) and negatives (EPS Growth, Return on Equity). A cautious approach is warranted. Monitor for improvement in weak areas before increasing conviction.
Disclaimer: Smart Analysis is a scoring system developed by WallStSmart Team. Scores update daily using multi-model valuation framework. Always conduct your own research and consult with financial advisors before making investment decisions.
NYMT Price-to-Sales(PS) Ratio Chart
Historical valuation based on market cap ÷ trailing 12-month revenue
NYMT's Price-to-Sales ratio of 3.13x sits near its historical average of 3.13x (0th percentile), suggesting the market is pricing in steady-state growth. The current valuation is 0% below its historical high of 3.13x set in Mar 2026, and 0% above its historical low of 3.13x in Mar 2026.
WallStSmart Analysis Synopsis
Data-driven financial summary for New York Mortgage Trust Inc (NYMT) · REAL ESTATE › REIT - MORTGAGE
The Big Picture
New York Mortgage Trust Inc is a strong growth company balancing expansion with improving profitability. Revenue reached 205M with 40% growth year-over-year. Profit margins are strong at 30.3%, reflecting pricing power and operational efficiency.
Key Findings
Revenue growing at 40% YoY, reaching 205M. This pace significantly outperforms most REIT - MORTGAGE peers.
ROE of 361.0% means the company generates strong returns on shareholder equity. Above 20% is considered top-tier.
Earnings fell 65% YoY while revenue grew 40%. This gap usually reflects one-time items (tax benefits, write-offs) in the prior period, not an operational decline.
What to Watch Next
Growth sustainability: can New York Mortgage Trust Inc maintain 40%+ revenue growth, or will competition slow it down?
Dividend sustainability with a current yield of 11.1%. Watch payout ratio and free cash flow coverage.
Sector dynamics: monitor REIT - MORTGAGE industry trends, competitive moves, and regulatory changes that could impact New York Mortgage Trust Inc.
Bottom Line
New York Mortgage Trust Inc offers an attractive blend of growth (40% revenue expansion) and improving fundamentals. The company is transitioning from pure growth to profitable growth, a critical inflection point. Watch for sustained margin expansion as the key signal.
This synopsis is generated from publicly available financial data. It is not financial advice. Always conduct your own research and consult a qualified financial advisor before making investment decisions.
Insider Transactions
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About New York Mortgage Trust Inc(NYMT)
NASDAQ
REAL ESTATE
REIT - MORTGAGE
USA
New York Mortgage Trust, Inc. acquires, invests, finances and manages single-family and multi-family mortgage-related residential assets in the United States. The company is headquartered in New York, New York.