OFS Credit Company Inc (OCCI) Stock Analysis — PE Ratio, PS Ratio, Intrinsic Value & 2030 Price Target
OFS Credit Company Inc stock (OCCI) is currently trading at $2.70. OFS Credit Company Inc PS ratio (Price-to-Sales) is 1.82. Analyst consensus price target for OCCI is $4.00. WallStSmart rates OCCI as Underperform.
- OCCI PE ratio analysis and historical PE chart
- OCCI PS ratio (Price-to-Sales) history and trend
- OCCI intrinsic value — DCF, Graham Number, EPV models
- OCCI stock price prediction 2025 2026 2027 2028 2029 2030
- OCCI fair value vs current price
- OCCI insider transactions and insider buying
- Is OCCI undervalued or overvalued?
- OFS Credit Company Inc financial analysis — revenue, earnings, cash flow
- OCCI Piotroski F-Score and Altman Z-Score
- OCCI analyst price target and Smart Rating
OFS Credit Company Inc
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Smart Analysis
OFS Credit Company Inc (OCCI) · 9 metrics scored
Smart Score
Category Performance
WallStSmart pulls financial metrics like revenue growth, profit margins, and valuation ratios and scores each one from 0 to 10 based on how strong or weak it is. Those 10 scores are grouped into 4 categories: Growth, Profitability, Valuation, and Quality — which form the 4 axes of the spider chart you see. The categories are then combined into a final score out of 100, but not equally. Growth and Profitability together count for 60% of the total, because a fast-growing profitable business matters more than just a cheap one. That final number maps to a rating (Strong Buy, Buy, Hold, Avoid) and a letter grade, giving you one clear Stock Rating.
Investment Thesis
Strong fundamentals in operating margin, price/sales, price/book. Concerns around market cap and return on equity. Fundamentals are solid but monitor weak areas for improvement.
OFS Credit Company Inc (OCCI) Key Strengths (4)
Keeps $70 of every $100 in revenue after operating costs
Trading below book value, meaning the market prices it less than net assets
Earnings per share surging 37.70% year-over-year
Paying $1.82 for every $1 of annual revenue
Supporting Valuation Data
OFS Credit Company Inc (OCCI) Areas to Watch (5)
Company is destroying shareholder value
Company is losing money with a negative profit margin
Very low institutional interest at 4.49%
Micro-cap company with very limited liquidity and high volatility
Modest revenue growth at 9.20%
Supporting Valuation Data
OFS Credit Company Inc (OCCI) Detailed Analysis Report
Overall Assessment
This company scores 50/100 in our Smart Analysis, earning a C- grade. Out of 9 metrics analyzed, 4 register as strengths (avg 9.5/10) while 5 fall into concern territory (avg 1.8/10). The category breakdown reveals uneven performance, with some areas requiring attention.
The Bull Case
The strongest argument centers on Operating Margin, Price/Book, EPS Growth. Valuation metrics including Price/Sales (1.82), Price/Book (0.55) suggest the stock is attractively priced. Profitability is solid with Operating Margin at 69.60%. Growth metrics are encouraging with EPS Growth at 37.70%.
The Bear Case
The primary concerns are Return on Equity, Profit Margin, Institutional Own.. Growth concerns include Revenue Growth at 9.20%, which may limit upside. Profitability pressure is visible in Return on Equity at -24.30%, Profit Margin at -78.60%.
Key Dynamics to Monitor
Three factors to monitor going forward. First, whether Return on Equity improves, as this is the primary drag on the overall score. Second, margin trajectory, with Return on Equity at -24.30% needing improvement to support the investment thesis. Third, growth sustainability, with Revenue Growth at 9.20% needing to reaccelerate.
Risk Considerations
Based on the metric profile, this is a moderate-to-high risk investment. There are more areas of concern than strength, warranting a more conservative position size. Investors should size positions according to their risk tolerance and maintain diversification.
Bottom Line
Mixed fundamentals with both positives (Operating Margin, Price/Book) and negatives (Return on Equity, Profit Margin). A cautious approach is warranted. Monitor for improvement in weak areas before increasing conviction.
Disclaimer: Smart Analysis is a scoring system developed by WallStSmart Team. Scores update daily using multi-model valuation framework. Always conduct your own research and consult with financial advisors before making investment decisions.
OCCI Price-to-Sales(PS) Ratio Chart
Historical valuation based on market cap ÷ trailing 12-month revenue
OCCI's Price-to-Sales ratio of 1.82x trades at a deep discount to its historical average of 456.7x (1th percentile). The current valuation is 100% below its historical high of 1454.4x set in Apr 2019, and 1% above its historical low of 1.8x in Mar 2026. Over the past 12 months, the PS ratio has compressed from ~9.3x as trailing revenue scaled faster than the stock price.
WallStSmart Analysis Synopsis
Data-driven financial summary for OFS Credit Company Inc (OCCI) · FINANCIAL SERVICES › ASSET MANAGEMENT
The Big Picture
OFS Credit Company Inc is in a turnaround phase, with management focused on restoring profitability. Revenue reached 45M with 9% growth year-over-year. The company is currently unprofitable, posting a -78.6% profit margin.
Key Findings
Generating 35M in free cash flow and 35M in operating cash flow. Earnings are translating into actual cash generation.
The company is unprofitable with a -78.6% profit margin. The path to breakeven will be the key catalyst.
What to Watch Next
Dividend sustainability with a current yield of 35.8%. Watch payout ratio and free cash flow coverage.
Debt management: total debt of 114M is significantly higher than cash (14M). Monitor refinancing risk.
Sector dynamics: monitor ASSET MANAGEMENT industry trends, competitive moves, and regulatory changes that could impact OFS Credit Company Inc.
Bottom Line
OFS Credit Company Inc is in turnaround mode. The path to profitability remains the critical question. Speculative investors may see opportunity in the recovery story, but conservative investors should wait for consistent positive earnings before committing capital.
This synopsis is generated from publicly available financial data. It is not financial advice. Always conduct your own research and consult a qualified financial advisor before making investment decisions.
Insider Transactions
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About OFS Credit Company Inc(OCCI)
NASDAQ
FINANCIAL SERVICES
ASSET MANAGEMENT
USA
OFS Credit Company Inc (OCCI) is a dynamic business development company that strategically invests in middle-market firms across the United States, utilizing a blend of debt securities and equity investments to enhance portfolio performance. The company targets firms with solid cash flows and strong growth prospects, aiming to deliver attractive risk-adjusted returns to its investors. With a well-diversified portfolio across various sectors and a disciplined investment approach, OCCI emphasizes risk management and adaptability to market conditions. Led by an experienced management team, OCCI is adept at capitalizing on opportunities within the evolving credit market landscape, positioning itself for sustained growth and value creation.