Onity Group Inc. (ONIT) Stock Analysis — PE Ratio, PS Ratio, Intrinsic Value & 2030 Price Target
Onity Group Inc. stock (ONIT) is currently trading at $38.47. Onity Group Inc. PE ratio is 1.73. Onity Group Inc. PS ratio (Price-to-Sales) is 0.30. Analyst consensus price target for ONIT is $60.00. WallStSmart rates ONIT as Buy.
- ONIT PE ratio analysis and historical PE chart
- ONIT PS ratio (Price-to-Sales) history and trend
- ONIT intrinsic value — DCF, Graham Number, EPV models
- ONIT stock price prediction 2025 2026 2027 2028 2029 2030
- ONIT fair value vs current price
- ONIT insider transactions and insider buying
- Is ONIT undervalued or overvalued?
- Onity Group Inc. financial analysis — revenue, earnings, cash flow
- ONIT Piotroski F-Score and Altman Z-Score
- ONIT analyst price target and Smart Rating
Onity Group Inc.
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ONIT Intrinsic Value Analysis for Value Investors
Benjamin Graham Formula · Onity Group Inc. (ONIT)
ONIT trades at a significant discount to its Graham intrinsic value of $145.93, offering a 72% margin of safety — a level value investors typically seek before buying.
Based on Benjamin Graham Formula. Growth rate capped at 25%. For informational purposes only. Not financial advice.
Smart Analysis
Onity Group Inc. (ONIT) · 10 metrics scored
Smart Score
Category Performance
WallStSmart pulls financial metrics like revenue growth, profit margins, and valuation ratios and scores each one from 0 to 10 based on how strong or weak it is. Those 10 scores are grouped into 4 categories: Growth, Profitability, Valuation, and Quality — which form the 4 axes of the spider chart you see. The categories are then combined into a final score out of 100, but not equally. Growth and Profitability together count for 60% of the total, because a fast-growing profitable business matters more than just a cheap one. That final number maps to a rating (Strong Buy, Buy, Hold, Avoid) and a letter grade, giving you one clear Stock Rating.
Investment Thesis
Strong fundamentals in peg ratio, return on equity, operating margin. Concerns around eps growth. Overall metrics suggest strong investment potential with favorable risk/reward.
Onity Group Inc. (ONIT) Key Strengths (8)
Growing significantly faster than its price suggests
Every $100 of shareholder equity generates $32 in profit
Keeps $53 of every $100 in revenue after operating costs
Paying less than $1 for every $1 of annual revenue
Trading below book value, meaning the market prices it less than net assets
Strong revenue growth at 29.00% annually
Strong profitability: $18 kept per $100 revenue
59.99% held by institutions, strong professional interest
Supporting Valuation Data
Onity Group Inc. (ONIT) Areas to Watch (2)
Earnings declining -23.40%, profits shrinking
Small-cap company with higher risk but more growth potential
Supporting Valuation Data
Onity Group Inc. (ONIT) Detailed Analysis Report
Overall Assessment
This company scores 81/100 in our Smart Analysis, earning a A- grade. Out of 10 metrics analyzed, 8 register as strengths (avg 9.3/10) while 2 fall into concern territory (avg 2.5/10). All four categories (Growth, Profitability, Valuation, and Quality) show healthy scores, indicating broadly sound fundamentals.
The Bull Case
The strongest argument centers on PEG Ratio, Return on Equity, Operating Margin. Valuation metrics including PEG Ratio (0.62), Price/Sales (0.30), Price/Book (0.50) suggest the stock is attractively priced. Profitability is solid with Return on Equity at 32.40%, Operating Margin at 52.90%, Profit Margin at 17.80%. Growth metrics are encouraging with Revenue Growth at 29.00%.
The Bear Case
The primary concerns are EPS Growth, Market Cap. Growth concerns include EPS Growth at -23.40%, which may limit upside.
Key Dynamics to Monitor
Three factors to monitor going forward. First, whether EPS Growth improves, as this is the primary drag on the overall score. Second, margin trajectory, with Return on Equity at 32.40% currently healthy but needing to be sustained. Third, growth sustainability, with Revenue Growth at 29.00% strong but requiring continuation.
Risk Considerations
Based on the metric profile, this is a moderate risk investment. The weight of evidence leans positive, with more strengths than concerns. Investors should size positions according to their risk tolerance and maintain diversification.
Bottom Line
The combination of PEG Ratio and Return on Equity makes a compelling case at current levels. The key risk is EPS Growth, but the overall fundamental picture is positive with a clear path to maintaining or improving the current A- grade.
Disclaimer: Smart Analysis is a scoring system developed by WallStSmart Team. Scores update daily using multi-model valuation framework. Always conduct your own research and consult with financial advisors before making investment decisions.
ONIT Price-to-Sales(PS) Ratio Chart
Historical valuation based on market cap ÷ trailing 12-month revenue
ONIT's Price-to-Sales ratio of 0.30x trades at a deep discount to its historical average of 1.31x (64th percentile). The current valuation is 97% below its historical high of 11.79x set in May 2010, and 2860% above its historical low of 0.01x in Jun 2016. Over the past 12 months, the PS ratio has compressed from ~0.3x as trailing revenue scaled faster than the stock price.
WallStSmart Analysis Synopsis
Data-driven financial summary for Onity Group Inc. (ONIT) · FINANCIAL SERVICES › MORTGAGE FINANCE
The Big Picture
Onity Group Inc. is a strong growth company balancing expansion with improving profitability. Revenue reached 1.1B with 29% growth year-over-year. Profit margins of 17.8% are healthy, with room for further expansion as the business scales.
Key Findings
Revenue growing at 29% YoY, reaching 1.1B. This pace significantly outperforms most MORTGAGE FINANCE peers.
ROE of 32.4% means the company generates strong returns on shareholder equity. Above 20% is considered top-tier.
Free cash flow is -471M, meaning the company is burning cash. This may be acceptable for high-growth companies investing heavily.
What to Watch Next
Growth sustainability: can Onity Group Inc. maintain 29%+ revenue growth, or will competition slow it down?
Volatility is elevated with a beta of 1.58, so expect amplified moves relative to the broader market.
Sector dynamics: monitor MORTGAGE FINANCE industry trends, competitive moves, and regulatory changes that could impact Onity Group Inc..
Bottom Line
Onity Group Inc. offers an attractive blend of growth (29% revenue expansion) and improving fundamentals. The company is transitioning from pure growth to profitable growth, a critical inflection point. Watch for sustained margin expansion as the key signal.
This synopsis is generated from publicly available financial data. It is not financial advice. Always conduct your own research and consult a qualified financial advisor before making investment decisions.
Insider Transactions
Data sourced from SEC Form 4 filings
Last updated: 12:56:12 PM
About Onity Group Inc.(ONIT)
NYSE
FINANCIAL SERVICES
MORTGAGE FINANCE
USA
Onity Group Inc., a financial services company, originates and services mortgage loans in the United States, the United States Virgin Islands, India, and the Philippines. The company is headquartered in West Palm Beach, Florida.