Old Republic International Corp (ORI) Stock Analysis — PE Ratio, PS Ratio, Intrinsic Value & 2030 Price Target
Old Republic International Corp stock (ORI) is currently trading at $39.36. Old Republic International Corp PE ratio is 10.52. Old Republic International Corp PS ratio (Price-to-Sales) is 1.06. Analyst consensus price target for ORI is $42.50. WallStSmart rates ORI as Moderate Buy.
- ORI PE ratio analysis and historical PE chart
- ORI PS ratio (Price-to-Sales) history and trend
- ORI intrinsic value — DCF, Graham Number, EPV models
- ORI stock price prediction 2025 2026 2027 2028 2029 2030
- ORI fair value vs current price
- ORI insider transactions and insider buying
- Is ORI undervalued or overvalued?
- Old Republic International Corp financial analysis — revenue, earnings, cash flow
- ORI Piotroski F-Score and Altman Z-Score
- ORI analyst price target and Smart Rating
Old Republic International Corp
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ORI Intrinsic Value Analysis for Value Investors
Benjamin Graham Formula · Old Republic International Corp (ORI)
ORI trades at a significant discount to its Graham intrinsic value of $175.03, offering a 76% margin of safety — a level value investors typically seek before buying.
Based on Benjamin Graham Formula. Growth rate capped at 25%. For informational purposes only. Not financial advice.
Smart Analysis
Old Republic International Corp (ORI) · 10 metrics scored
Smart Score
Category Performance
WallStSmart pulls financial metrics like revenue growth, profit margins, and valuation ratios and scores each one from 0 to 10 based on how strong or weak it is. Those 10 scores are grouped into 4 categories: Growth, Profitability, Valuation, and Quality — which form the 4 axes of the spider chart you see. The categories are then combined into a final score out of 100, but not equally. Growth and Profitability together count for 60% of the total, because a fast-growing profitable business matters more than just a cheap one. That final number maps to a rating (Strong Buy, Buy, Hold, Avoid) and a letter grade, giving you one clear Stock Rating.
Investment Thesis
Strong fundamentals in peg ratio, price/sales, price/book. Overall metrics suggest strong investment potential with favorable risk/reward.
Old Republic International Corp (ORI) Key Strengths (7)
Earnings per share surging 95.70% year-over-year
79.31% of shares held by major funds and institutions
Good growth relative to its price
Paying $1.06 for every $1 of annual revenue
Trading at 1.57x book value, attractively priced
Mid-cap company balancing growth potential with stability
Solid profitability: $16 profit per $100 equity
Supporting Valuation Data
Old Republic International Corp (ORI) Areas to Watch (3)
Thin operating margins with cost pressures present
Solid revenue growth at 19.30% per year
Decent profitability, keeps $10 per $100 revenue
Old Republic International Corp (ORI) Detailed Analysis Report
Overall Assessment
This company scores 74/100 in our Smart Analysis, earning a B grade. Out of 10 metrics analyzed, 7 register as strengths (avg 8.3/10) while 3 fall into concern territory (avg 5.3/10). All four categories (Growth, Profitability, Valuation, and Quality) show healthy scores, indicating broadly sound fundamentals.
The Bull Case
The strongest argument centers on EPS Growth, Institutional Own., PEG Ratio. Valuation metrics including PEG Ratio (1.39), Price/Sales (1.06), Price/Book (1.57) suggest the stock is attractively priced. Profitability is solid with Return on Equity at 16.30%. Growth metrics are encouraging with EPS Growth at 95.70%.
The Bear Case
The primary concerns are Operating Margin, Revenue Growth, Profit Margin. Growth concerns include Revenue Growth at 19.30%, which may limit upside. Profitability pressure is visible in Operating Margin at 11.70%, Profit Margin at 10.20%.
Key Dynamics to Monitor
Three factors to monitor going forward. First, whether Operating Margin improves, as this is the primary drag on the overall score. Second, margin trajectory, with Return on Equity at 16.30% currently healthy but needing to be sustained. Third, growth sustainability, with Revenue Growth at 19.30% needing to reaccelerate.
Risk Considerations
Based on the metric profile, this is a moderate risk investment. The weight of evidence leans positive, with more strengths than concerns. Investors should size positions according to their risk tolerance and maintain diversification.
Bottom Line
The combination of EPS Growth and Institutional Own. makes a compelling case at current levels. The key risk is Operating Margin, but the overall fundamental picture is positive with a clear path to maintaining or improving the current B grade.
Disclaimer: Smart Analysis is a scoring system developed by WallStSmart Team. Scores update daily using multi-model valuation framework. Always conduct your own research and consult with financial advisors before making investment decisions.
ORI Price-to-Sales(PS) Ratio Chart
Historical valuation based on market cap ÷ trailing 12-month revenue
ORI's Price-to-Sales ratio of 1.06x trades at a 26% premium to its historical average of 0.84x (84th percentile). The current valuation is 30% below its historical high of 1.51x set in Dec 2006, and 152% above its historical low of 0.42x in Jul 2012.
WallStSmart Analysis Synopsis
Data-driven financial summary for Old Republic International Corp (ORI) · FINANCIAL SERVICES › INSURANCE - PROPERTY & CASUALTY
The Big Picture
Old Republic International Corp is a strong growth company balancing expansion with improving profitability. Revenue reached 9.1B with 19% growth year-over-year. Profit margins of 10.2% are healthy, with room for further expansion as the business scales.
Key Findings
ROE of 1630.0% means the company generates strong returns on shareholder equity. Above 20% is considered top-tier.
Generating 234M in free cash flow and 235M in operating cash flow. Earnings are translating into actual cash generation.
What to Watch Next
Margin expansion: can Old Republic International Corp push profit margins above 15% as the business scales?
Sector dynamics: monitor INSURANCE - PROPERTY & CASUALTY industry trends, competitive moves, and regulatory changes that could impact Old Republic International Corp.
Bottom Line
Old Republic International Corp offers an attractive blend of growth (19% revenue expansion) and improving fundamentals. The company is transitioning from pure growth to profitable growth, a critical inflection point. Watch for sustained margin expansion as the key signal.
This synopsis is generated from publicly available financial data. It is not financial advice. Always conduct your own research and consult a qualified financial advisor before making investment decisions.
Insider Transactions
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About Old Republic International Corp(ORI)
NYSE
FINANCIAL SERVICES
INSURANCE - PROPERTY & CASUALT...
USA
Old Republic International Corporation is engaged in the insurance underwriting and related services business primarily in the United States and Canada. The company is headquartered in Chicago, Illinois.