Oscar Health Inc (OSCR) Stock Analysis — PE Ratio, PS Ratio, Intrinsic Value & 2030 Price Target
Oscar Health Inc stock (OSCR) is currently trading at $12.21. Oscar Health Inc PS ratio (Price-to-Sales) is 0.31. Analyst consensus price target for OSCR is $15.40. WallStSmart rates OSCR as Sell.
- OSCR PE ratio analysis and historical PE chart
- OSCR PS ratio (Price-to-Sales) history and trend
- OSCR intrinsic value — DCF, Graham Number, EPV models
- OSCR stock price prediction 2025 2026 2027 2028 2029 2030
- OSCR fair value vs current price
- OSCR insider transactions and insider buying
- Is OSCR undervalued or overvalued?
- Oscar Health Inc financial analysis — revenue, earnings, cash flow
- OSCR Piotroski F-Score and Altman Z-Score
- OSCR analyst price target and Smart Rating
Oscar Health Inc
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Smart Analysis
Oscar Health Inc (OSCR) · 9 metrics scored
Smart Score
Category Performance
WallStSmart pulls financial metrics like revenue growth, profit margins, and valuation ratios and scores each one from 0 to 10 based on how strong or weak it is. Those 10 scores are grouped into 4 categories: Growth, Profitability, Valuation, and Quality — which form the 4 axes of the spider chart you see. The categories are then combined into a final score out of 100, but not equally. Growth and Profitability together count for 60% of the total, because a fast-growing profitable business matters more than just a cheap one. That final number maps to a rating (Strong Buy, Buy, Hold, Avoid) and a letter grade, giving you one clear Stock Rating.
Investment Thesis
Strong fundamentals in price/sales, eps growth, institutional own.. Concerns around return on equity and operating margin. Mixed signals suggest waiting for clearer direction before acting.
Oscar Health Inc (OSCR) Key Strengths (4)
Paying less than $1 for every $1 of annual revenue
Earnings per share surging 47.20% year-over-year
65.57% held by institutions, strong professional interest
Mid-cap company balancing growth potential with stability
Supporting Valuation Data
Oscar Health Inc (OSCR) Areas to Watch (5)
Company is destroying shareholder value
Losing money on operations
Company is losing money with a negative profit margin
Premium pricing at 3.7x book value
Solid revenue growth at 17.30% per year
Supporting Valuation Data
Oscar Health Inc (OSCR) Detailed Analysis Report
Overall Assessment
This company scores 45/100 in our Smart Analysis, earning a D grade. Out of 9 metrics analyzed, 4 register as strengths (avg 8.8/10) while 5 fall into concern territory (avg 2.0/10). The category breakdown reveals uneven performance, with some areas requiring attention.
The Bull Case
The strongest argument centers on Price/Sales, EPS Growth, Institutional Own.. Valuation metrics including Price/Sales (0.31) suggest the stock is attractively priced. Growth metrics are encouraging with EPS Growth at 47.20%.
The Bear Case
The primary concerns are Return on Equity, Operating Margin, Profit Margin. Some valuation metrics including Price/Book (3.66) suggest expensive pricing. Growth concerns include Revenue Growth at 17.30%, which may limit upside. Profitability pressure is visible in Return on Equity at -44.40%, Operating Margin at -11.90%, Profit Margin at -3.79%.
Key Dynamics to Monitor
Three factors to monitor going forward. First, whether Return on Equity improves, as this is the primary drag on the overall score. Second, margin trajectory, with Return on Equity at -44.40% needing improvement to support the investment thesis. Third, growth sustainability, with Revenue Growth at 17.30% needing to reaccelerate.
Risk Considerations
Based on the metric profile, this is a higher risk investment. There are more areas of concern than strength, warranting a more conservative position size. Investors should size positions according to their risk tolerance and maintain diversification.
Bottom Line
Fundamental challenges outweigh strengths at current levels. Return on Equity and Operating Margin are the primary drags. Consider waiting for meaningful improvement before committing capital.
Disclaimer: Smart Analysis is a scoring system developed by WallStSmart Team. Scores update daily using multi-model valuation framework. Always conduct your own research and consult with financial advisors before making investment decisions.
OSCR Price-to-Sales(PS) Ratio Chart
Historical valuation based on market cap ÷ trailing 12-month revenue
OSCR's Price-to-Sales ratio of 0.31x sits near its historical average of 0.34x (0th percentile), suggesting the market is pricing in steady-state growth. The current valuation is 17% below its historical high of 0.37x set in Mar 2026, and -1% above its historical low of 0.31x in Mar 2026. Over the past 12 months, the PS ratio has compressed from ~0.3x as trailing revenue scaled faster than the stock price.
WallStSmart Analysis Synopsis
Data-driven financial summary for Oscar Health Inc (OSCR) · HEALTHCARE › HEALTHCARE PLANS
The Big Picture
Oscar Health Inc is a strong growth company balancing expansion with improving profitability. Revenue reached 11.7B with 17% growth year-over-year. The company is currently unprofitable, posting a -3.8% profit margin.
Key Findings
Generating 663M in free cash flow and 672M in operating cash flow. Earnings are translating into actual cash generation.
The company is unprofitable with a -3.8% profit margin. The path to breakeven will be the key catalyst.
What to Watch Next
Volatility is elevated with a beta of 1.90, so expect amplified moves relative to the broader market.
Sector dynamics: monitor HEALTHCARE PLANS industry trends, competitive moves, and regulatory changes that could impact Oscar Health Inc.
Bottom Line
Oscar Health Inc offers an attractive blend of growth (17% revenue expansion) and improving fundamentals. The company is transitioning from pure growth to profitable growth, a critical inflection point. Watch for sustained margin expansion as the key signal.
This synopsis is generated from publicly available financial data. It is not financial advice. Always conduct your own research and consult a qualified financial advisor before making investment decisions.
Insider Transactions
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About Oscar Health Inc(OSCR)
NYSE
HEALTHCARE
HEALTHCARE PLANS
USA
Oscar Health, Inc. offers health insurance products and services to individuals, families, and businesses in the United States. The company is headquartered in New York, New York.