Pearl Diver Credit Company Inc. (PDCC) Stock Analysis — PE Ratio, PS Ratio, Intrinsic Value & 2030 Price Target
Pearl Diver Credit Company Inc. stock (PDCC) is currently trading at $10.32. Pearl Diver Credit Company Inc. PE ratio is 25.66. Pearl Diver Credit Company Inc. PS ratio (Price-to-Sales) is 7.68. Analyst consensus price target for PDCC is $19.00. WallStSmart rates PDCC as Sell.
- PDCC PE ratio analysis and historical PE chart
- PDCC PS ratio (Price-to-Sales) history and trend
- PDCC intrinsic value — DCF, Graham Number, EPV models
- PDCC stock price prediction 2025 2026 2027 2028 2029 2030
- PDCC fair value vs current price
- PDCC insider transactions and insider buying
- Is PDCC undervalued or overvalued?
- Pearl Diver Credit Company Inc. financial analysis — revenue, earnings, cash flow
- PDCC Piotroski F-Score and Altman Z-Score
- PDCC analyst price target and Smart Rating
Pearl Diver Credit Company Inc.
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PDCC Intrinsic Value Analysis for Value Investors
Benjamin Graham Formula · Pearl Diver Credit Company Inc. (PDCC)
PDCC trades 223% above its Graham fair value of $4.15, indicating the stock may be overvalued at current levels.
Based on Benjamin Graham Formula. Growth rate capped at 25%. For informational purposes only. Not financial advice.
Smart Analysis
Pearl Diver Credit Company Inc. (PDCC) · 4 metrics scored
Smart Score
Category Performance
WallStSmart pulls financial metrics like revenue growth, profit margins, and valuation ratios and scores each one from 0 to 10 based on how strong or weak it is. Those 10 scores are grouped into 4 categories: Growth, Profitability, Valuation, and Quality — which form the 4 axes of the spider chart you see. The categories are then combined into a final score out of 100, but not equally. Growth and Profitability together count for 60% of the total, because a fast-growing profitable business matters more than just a cheap one. That final number maps to a rating (Strong Buy, Buy, Hold, Avoid) and a letter grade, giving you one clear Stock Rating.
Investment Thesis
Strong fundamentals in price/book. Concerns around market cap. Significant fundamental concerns warrant caution or avoidance.
Pearl Diver Credit Company Inc. (PDCC) Key Strengths (1)
Trading below book value, meaning the market prices it less than net assets
Supporting Valuation Data
Pearl Diver Credit Company Inc. (PDCC) Areas to Watch (3)
Micro-cap company with very limited liquidity and high volatility
Premium valuation at 7.7x annual revenue
Moderate institutional interest at 32.59%
Supporting Valuation Data
Pearl Diver Credit Company Inc. (PDCC) Detailed Analysis Report
Overall Assessment
This company scores 24/100 in our Smart Analysis, earning a F grade. Out of 4 metrics analyzed, 1 register as strengths (avg 10.0/10) while 3 fall into concern territory (avg 4.3/10). The category breakdown reveals uneven performance, with some areas requiring attention.
The Bull Case
The strongest argument centers on Price/Book. Valuation metrics including Price/Book (0.53) suggest the stock is attractively priced.
The Bear Case
The primary concerns are Market Cap, Price/Sales, Institutional Own.. Some valuation metrics including Price/Sales (7.68) suggest expensive pricing.
Key Dynamics to Monitor
Three factors to monitor going forward. First, whether Market Cap improves, as this is the primary drag on the overall score. Second, overall profitability trends. Third, top-line growth trajectory.
Risk Considerations
Based on the metric profile, this is a higher risk investment. There are more areas of concern than strength, warranting a more conservative position size. Investors should size positions according to their risk tolerance and maintain diversification.
Bottom Line
Fundamental challenges outweigh strengths at current levels. Market Cap and Price/Sales are the primary drags. Consider waiting for meaningful improvement before committing capital.
Disclaimer: Smart Analysis is a scoring system developed by WallStSmart Team. Scores update daily using multi-model valuation framework. Always conduct your own research and consult with financial advisors before making investment decisions.
PDCC Price-to-Sales(PS) Ratio Chart
Historical valuation based on market cap ÷ trailing 12-month revenue
PDCC's Price-to-Sales ratio of 7.68x trades at a deep discount to its historical average of 19.37x (44th percentile). The current valuation is 88% below its historical high of 62.05x set in Dec 2024, and 46% above its historical low of 5.26x in Dec 2025.
Insider Transactions
Data sourced from SEC Form 4 filings
Last updated: 8:21:42 AM
About Pearl Diver Credit Company Inc.(PDCC)
NYSE
FINANCIAL SERVICES
ASSET MANAGEMENT
USA
Pearl Diver Credit Company Inc. (PDCC) is a specialized financial institution delivering innovative credit solutions and investment products primarily for the marine and shipping sector. With a focus on long-term growth, PDCC offers customized financing options designed to enhance operational efficiency and capitalize on emerging market opportunities. Leveraging deep industry expertise and a robust risk management framework, the company positions itself as a go-to partner for institutional investors seeking exposure to the maritime economy. Committed to sustainable value creation, PDCC adeptly navigates the complexities of the global shipping landscape while expanding its diverse portfolio.