Peoples Bancorp Inc (PEBO) Stock Analysis — PE Ratio, PS Ratio, Intrinsic Value & 2030 Price Target
Peoples Bancorp Inc stock (PEBO) is currently trading at $32.12. Peoples Bancorp Inc PE ratio is 10.52. Peoples Bancorp Inc PS ratio (Price-to-Sales) is 2.71. Analyst consensus price target for PEBO is $34.83. WallStSmart rates PEBO as Moderate Buy.
- PEBO PE ratio analysis and historical PE chart
- PEBO PS ratio (Price-to-Sales) history and trend
- PEBO intrinsic value — DCF, Graham Number, EPV models
- PEBO stock price prediction 2025 2026 2027 2028 2029 2030
- PEBO fair value vs current price
- PEBO insider transactions and insider buying
- Is PEBO undervalued or overvalued?
- Peoples Bancorp Inc financial analysis — revenue, earnings, cash flow
- PEBO Piotroski F-Score and Altman Z-Score
- PEBO analyst price target and Smart Rating
Peoples Bancorp Inc
📊 No data available
Try selecting a different time range
PEBO Intrinsic Value Analysis for Value Investors
Benjamin Graham Formula · Peoples Bancorp Inc (PEBO)
PEBO trades at a significant discount to its Graham intrinsic value of $101.66, offering a 67% margin of safety — a level value investors typically seek before buying.
Based on Benjamin Graham Formula. Growth rate capped at 25%. For informational purposes only. Not financial advice.
Smart Analysis
Peoples Bancorp Inc (PEBO) · 10 metrics scored
Smart Score
Category Performance
WallStSmart pulls financial metrics like revenue growth, profit margins, and valuation ratios and scores each one from 0 to 10 based on how strong or weak it is. Those 10 scores are grouped into 4 categories: Growth, Profitability, Valuation, and Quality — which form the 4 axes of the spider chart you see. The categories are then combined into a final score out of 100, but not equally. Growth and Profitability together count for 60% of the total, because a fast-growing profitable business matters more than just a cheap one. That final number maps to a rating (Strong Buy, Buy, Hold, Avoid) and a letter grade, giving you one clear Stock Rating.
Investment Thesis
Strong fundamentals in peg ratio, operating margin, price/book. Concerns around return on equity and revenue growth. Overall metrics suggest strong investment potential with favorable risk/reward.
Peoples Bancorp Inc (PEBO) Key Strengths (5)
Keeps $38 of every $100 in revenue after operating costs
Trading below book value, meaning the market prices it less than net assets
Keeps $26 of every $100 in revenue as net profit
Good growth relative to its price
64.11% held by institutions, strong professional interest
Supporting Valuation Data
Peoples Bancorp Inc (PEBO) Areas to Watch (5)
Revenue growing slowly at 3.70% annually
Low profitability relative to shareholder equity
Small-cap company with higher risk but more growth potential
Revenue is fairly priced at 2.71x sales
Solid earnings growth at 17.00%
Peoples Bancorp Inc (PEBO) Detailed Analysis Report
Overall Assessment
This company scores 69/100 in our Smart Analysis, earning a B- grade. Out of 10 metrics analyzed, 5 register as strengths (avg 9.2/10) while 5 fall into concern territory (avg 4.4/10). All four categories (Growth, Profitability, Valuation, and Quality) show healthy scores, indicating broadly sound fundamentals.
The Bull Case
The strongest argument centers on Operating Margin, Price/Book, Profit Margin. Valuation metrics including PEG Ratio (1.45), Price/Book (0.94) suggest the stock is attractively priced. Profitability is solid with Operating Margin at 38.00%, Profit Margin at 25.60%.
The Bear Case
The primary concerns are Revenue Growth, Return on Equity, Market Cap. Some valuation metrics including Price/Sales (2.71) suggest expensive pricing. Growth concerns include Revenue Growth at 3.70%, EPS Growth at 17.00%, which may limit upside. Profitability pressure is visible in Return on Equity at 9.21%.
Key Dynamics to Monitor
Three factors to monitor going forward. First, whether Revenue Growth improves, as this is the primary drag on the overall score. Second, margin trajectory, with Return on Equity at 9.21% needing improvement to support the investment thesis. Third, growth sustainability, with Revenue Growth at 3.70% needing to reaccelerate.
Risk Considerations
Based on the metric profile, this is a moderate-to-high risk investment. Strengths and concerns are roughly balanced. Investors should size positions according to their risk tolerance and maintain diversification.
Bottom Line
Mixed fundamentals with both positives (Operating Margin, Price/Book) and negatives (Revenue Growth, Return on Equity). A cautious approach is warranted. Monitor for improvement in weak areas before increasing conviction.
Disclaimer: Smart Analysis is a scoring system developed by WallStSmart Team. Scores update daily using multi-model valuation framework. Always conduct your own research and consult with financial advisors before making investment decisions.
PEBO Price-to-Sales(PS) Ratio Chart
Historical valuation based on market cap ÷ trailing 12-month revenue
PEBO's Price-to-Sales ratio of 2.71x trades at a deep discount to its historical average of 6.09x (2th percentile). The current valuation is 71% below its historical high of 9.38x set in Jun 2014, and 16% above its historical low of 2.33x in Feb 2009.
WallStSmart Analysis Synopsis
Data-driven financial summary for Peoples Bancorp Inc (PEBO) · FINANCIAL SERVICES › BANKS - REGIONAL
The Big Picture
Peoples Bancorp Inc is a strong growth company balancing expansion with improving profitability. Revenue reached 417M with 370% growth year-over-year. Profit margins are strong at 25.6%, reflecting pricing power and operational efficiency.
Key Findings
Revenue growing at 370% YoY, reaching 417M. This pace significantly outperforms most BANKS - REGIONAL peers.
ROE of 921.0% means the company generates strong returns on shareholder equity. Above 20% is considered top-tier.
What to Watch Next
Growth sustainability: can Peoples Bancorp Inc maintain 370%+ revenue growth, or will competition slow it down?
Dividend sustainability with a current yield of 5.2%. Watch payout ratio and free cash flow coverage.
Sector dynamics: monitor BANKS - REGIONAL industry trends, competitive moves, and regulatory changes that could impact Peoples Bancorp Inc.
Bottom Line
Peoples Bancorp Inc offers an attractive blend of growth (370% revenue expansion) and improving fundamentals. The company is transitioning from pure growth to profitable growth, a critical inflection point. Watch for sustained margin expansion as the key signal.
This synopsis is generated from publicly available financial data. It is not financial advice. Always conduct your own research and consult a qualified financial advisor before making investment decisions.
Insider Transactions
Loading insider activity...
About Peoples Bancorp Inc(PEBO)
NASDAQ
FINANCIAL SERVICES
BANKS - REGIONAL
USA
Peoples Bancorp Inc. is the holding company of Peoples Bank offering commercial and retail banking products and services. The company is headquartered in Marietta, Ohio.