RBB Bancorp (RBB) Stock Analysis — PE Ratio, PS Ratio, Intrinsic Value & 2030 Price Target
RBB Bancorp stock (RBB) is currently trading at $21.15. RBB Bancorp PE ratio is 11.60. RBB Bancorp PS ratio (Price-to-Sales) is 3.19. Analyst consensus price target for RBB is $22.60. WallStSmart rates RBB as Moderate Buy.
- RBB PE ratio analysis and historical PE chart
- RBB PS ratio (Price-to-Sales) history and trend
- RBB intrinsic value — DCF, Graham Number, EPV models
- RBB stock price prediction 2025 2026 2027 2028 2029 2030
- RBB fair value vs current price
- RBB insider transactions and insider buying
- Is RBB undervalued or overvalued?
- RBB Bancorp financial analysis — revenue, earnings, cash flow
- RBB Piotroski F-Score and Altman Z-Score
- RBB analyst price target and Smart Rating
RBB Bancorp
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RBB Intrinsic Value Analysis for Value Investors
Benjamin Graham Formula · RBB Bancorp (RBB)
RBB trades at a significant discount to its Graham intrinsic value of $85.64, offering a 74% margin of safety — a level value investors typically seek before buying.
Based on Benjamin Graham Formula. Growth rate capped at 25%. For informational purposes only. Not financial advice.
Smart Analysis
RBB Bancorp (RBB) · 9 metrics scored
Smart Score
Category Performance
WallStSmart pulls financial metrics like revenue growth, profit margins, and valuation ratios and scores each one from 0 to 10 based on how strong or weak it is. Those 10 scores are grouped into 4 categories: Growth, Profitability, Valuation, and Quality — which form the 4 axes of the spider chart you see. The categories are then combined into a final score out of 100, but not equally. Growth and Profitability together count for 60% of the total, because a fast-growing profitable business matters more than just a cheap one. That final number maps to a rating (Strong Buy, Buy, Hold, Avoid) and a letter grade, giving you one clear Stock Rating.
Investment Thesis
Strong fundamentals in operating margin, price/book, revenue growth. Concerns around return on equity. Overall metrics suggest strong investment potential with favorable risk/reward.
RBB Bancorp (RBB) Key Strengths (6)
Keeps $43 of every $100 in revenue after operating costs
Trading below book value, meaning the market prices it less than net assets
Revenue surging 39.70% year-over-year
Earnings per share surging 140.80% year-over-year
Keeps $28 of every $100 in revenue as net profit
53.18% held by institutions, strong professional interest
Supporting Valuation Data
RBB Bancorp (RBB) Areas to Watch (3)
Low profitability relative to shareholder equity
Small-cap company with higher risk but more growth potential
Revenue is fairly priced at 3.19x sales
RBB Bancorp (RBB) Detailed Analysis Report
Overall Assessment
This company scores 73/100 in our Smart Analysis, earning a B grade. Out of 9 metrics analyzed, 6 register as strengths (avg 9.7/10) while 3 fall into concern territory (avg 4.7/10). All four categories (Growth, Profitability, Valuation, and Quality) show healthy scores, indicating broadly sound fundamentals.
The Bull Case
The strongest argument centers on Operating Margin, Price/Book, Revenue Growth. Valuation metrics including Price/Book (0.69) suggest the stock is attractively priced. Profitability is solid with Operating Margin at 42.60%, Profit Margin at 28.10%. Growth metrics are encouraging with Revenue Growth at 39.70%, EPS Growth at 140.80%.
The Bear Case
The primary concerns are Return on Equity, Market Cap, Price/Sales. Some valuation metrics including Price/Sales (3.19) suggest expensive pricing. Profitability pressure is visible in Return on Equity at 6.20%.
Key Dynamics to Monitor
Three factors to monitor going forward. First, whether Return on Equity improves, as this is the primary drag on the overall score. Second, margin trajectory, with Return on Equity at 6.20% needing improvement to support the investment thesis. Third, growth sustainability, with Revenue Growth at 39.70% strong but requiring continuation.
Risk Considerations
Based on the metric profile, this is a moderate risk investment. The weight of evidence leans positive, with more strengths than concerns. Investors should size positions according to their risk tolerance and maintain diversification.
Bottom Line
The combination of Operating Margin and Price/Book makes a compelling case at current levels. The key risk is Return on Equity, but the overall fundamental picture is positive with a clear path to maintaining or improving the current B grade.
Disclaimer: Smart Analysis is a scoring system developed by WallStSmart Team. Scores update daily using multi-model valuation framework. Always conduct your own research and consult with financial advisors before making investment decisions.
RBB Price-to-Sales(PS) Ratio Chart
Historical valuation based on market cap ÷ trailing 12-month revenue
RBB's Price-to-Sales ratio of 3.19x trades at a 27% premium to its historical average of 2.5x (82th percentile). The current valuation is 49% below its historical high of 6.28x set in Jun 2018, and 225% above its historical low of 0.98x in May 2023. Over the past 12 months, the PS ratio has expanded from ~1.2x, reflecting growing market expectations outpacing revenue growth.
WallStSmart Analysis Synopsis
Data-driven financial summary for RBB Bancorp (RBB) · FINANCIAL SERVICES › BANKS - REGIONAL
The Big Picture
RBB Bancorp is a strong growth company balancing expansion with improving profitability. Revenue reached 114M with 40% growth year-over-year. Profit margins are strong at 28.1%, reflecting pricing power and operational efficiency.
Key Findings
Revenue growing at 40% YoY, reaching 114M. This pace significantly outperforms most BANKS - REGIONAL peers.
Profit margin of 28.1% and operating margin of 42.6% demonstrate strong pricing power and operational efficiency.
What to Watch Next
Growth sustainability: can RBB Bancorp maintain 40%+ revenue growth, or will competition slow it down?
Dividend sustainability with a current yield of 3.1%. Watch payout ratio and free cash flow coverage.
Sector dynamics: monitor BANKS - REGIONAL industry trends, competitive moves, and regulatory changes that could impact RBB Bancorp.
Bottom Line
RBB Bancorp offers an attractive blend of growth (40% revenue expansion) and improving fundamentals. The company is transitioning from pure growth to profitable growth, a critical inflection point. Watch for sustained margin expansion as the key signal.
This synopsis is generated from publicly available financial data. It is not financial advice. Always conduct your own research and consult a qualified financial advisor before making investment decisions.
Insider Transactions
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About RBB Bancorp(RBB)
NASDAQ
FINANCIAL SERVICES
BANKS - REGIONAL
USA
RBB Bancorp is the banking holding company of Royal Business Bank offering various banking products and services to the Sino-American, Korean-American and other Asian-American communities. The company is headquartered in Los Angeles, California.