RLI Corp (RLI) Stock Analysis — PE Ratio, PS Ratio, Intrinsic Value & 2030 Price Target
RLI Corp stock (RLI) is currently trading at $57.98. RLI Corp PE ratio is 13.21. RLI Corp PS ratio (Price-to-Sales) is 2.83. Analyst consensus price target for RLI is $59.75. WallStSmart rates RLI as Moderate Buy.
- RLI PE ratio analysis and historical PE chart
- RLI PS ratio (Price-to-Sales) history and trend
- RLI intrinsic value — DCF, Graham Number, EPV models
- RLI stock price prediction 2025 2026 2027 2028 2029 2030
- RLI fair value vs current price
- RLI insider transactions and insider buying
- Is RLI undervalued or overvalued?
- RLI Corp financial analysis — revenue, earnings, cash flow
- RLI Piotroski F-Score and Altman Z-Score
- RLI analyst price target and Smart Rating
RLI Corp
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RLI Intrinsic Value Analysis for Value Investors
Benjamin Graham Formula · RLI Corp (RLI)
RLI trades at a significant discount to its Graham intrinsic value of $205.45, offering a 69% margin of safety — a level value investors typically seek before buying.
Based on Benjamin Graham Formula. Growth rate capped at 25%. For informational purposes only. Not financial advice.
Smart Analysis
RLI Corp (RLI) · 10 metrics scored
Smart Score
Category Performance
WallStSmart pulls financial metrics like revenue growth, profit margins, and valuation ratios and scores each one from 0 to 10 based on how strong or weak it is. Those 10 scores are grouped into 4 categories: Growth, Profitability, Valuation, and Quality — which form the 4 axes of the spider chart you see. The categories are then combined into a final score out of 100, but not equally. Growth and Profitability together count for 60% of the total, because a fast-growing profitable business matters more than just a cheap one. That final number maps to a rating (Strong Buy, Buy, Hold, Avoid) and a letter grade, giving you one clear Stock Rating.
Investment Thesis
Strong fundamentals in return on equity, operating margin, eps growth. Overall metrics suggest strong investment potential with favorable risk/reward.
RLI Corp (RLI) Key Strengths (6)
Earnings per share surging 124.40% year-over-year
Keeps $21 of every $100 in revenue as net profit
87.02% of shares held by major funds and institutions
Every $100 of equity generates $24 in profit
Strong operational efficiency: $27 kept per $100 revenue
Mid-cap company balancing growth potential with stability
Supporting Valuation Data
RLI Corp (RLI) Areas to Watch (4)
Modest revenue growth at 6.10%
Growth is fairly priced, not cheap, not expensive
Revenue is fairly priced at 2.83x sales
Fairly priced relative to book value
Supporting Valuation Data
RLI Corp (RLI) Detailed Analysis Report
Overall Assessment
This company scores 75/100 in our Smart Analysis, earning a B grade. Out of 10 metrics analyzed, 6 register as strengths (avg 9.0/10) while 4 fall into concern territory (avg 5.5/10). All four categories (Growth, Profitability, Valuation, and Quality) show healthy scores, indicating broadly sound fundamentals.
The Bull Case
The strongest argument centers on EPS Growth, Profit Margin, Institutional Own.. Profitability is solid with Return on Equity at 24.40%, Operating Margin at 27.00%, Profit Margin at 21.40%. Growth metrics are encouraging with EPS Growth at 124.40%.
The Bear Case
The primary concerns are Revenue Growth, PEG Ratio, Price/Sales. Some valuation metrics including PEG Ratio (1.73), Price/Sales (2.83), Price/Book (3.00) suggest expensive pricing. Growth concerns include Revenue Growth at 6.10%, which may limit upside.
Key Dynamics to Monitor
Three factors to monitor going forward. First, whether Revenue Growth improves, as this is the primary drag on the overall score. Second, margin trajectory, with Return on Equity at 24.40% currently healthy but needing to be sustained. Third, growth sustainability, with Revenue Growth at 6.10% needing to reaccelerate.
Risk Considerations
Based on the metric profile, this is a moderate risk investment. The weight of evidence leans positive, with more strengths than concerns. Investors should size positions according to their risk tolerance and maintain diversification.
Bottom Line
The combination of EPS Growth and Profit Margin makes a compelling case at current levels. The key risk is Revenue Growth, but the overall fundamental picture is positive with a clear path to maintaining or improving the current B grade.
Disclaimer: Smart Analysis is a scoring system developed by WallStSmart Team. Scores update daily using multi-model valuation framework. Always conduct your own research and consult with financial advisors before making investment decisions.
RLI Price-to-Sales(PS) Ratio Chart
Historical valuation based on market cap ÷ trailing 12-month revenue
RLI's Price-to-Sales ratio of 2.83x trades at a deep discount to its historical average of 7.99x (1th percentile). The current valuation is 80% below its historical high of 13.99x set in Nov 2013, and 0% above its historical low of 2.83x in Mar 2026.
WallStSmart Analysis Synopsis
Data-driven financial summary for RLI Corp (RLI) · FINANCIAL SERVICES › INSURANCE - PROPERTY & CASUALTY
The Big Picture
RLI Corp is a mature, profitable business with steady cash generation. Revenue reached 1.9B with 6% growth year-over-year. Profit margins are strong at 21.4%, reflecting pricing power and operational efficiency.
Key Findings
ROE of 2440.0% means the company generates strong returns on shareholder equity. Above 20% is considered top-tier.
Profit margin of 21.4% and operating margin of 27.0% demonstrate strong pricing power and operational efficiency.
What to Watch Next
Sector dynamics: monitor INSURANCE - PROPERTY & CASUALTY industry trends, competitive moves, and regulatory changes that could impact RLI Corp.
Bottom Line
RLI Corp is a well-established business delivering consistent profitability with 21.4% margins. The growth phase may be slowing, but strong cash generation and operational efficiency make it suitable for investors seeking reliability over excitement.
This synopsis is generated from publicly available financial data. It is not financial advice. Always conduct your own research and consult a qualified financial advisor before making investment decisions.
Insider Transactions
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About RLI Corp(RLI)
NYSE
FINANCIAL SERVICES
INSURANCE - PROPERTY & CASUALT...
USA
RLI Corp. The company is headquartered in Peoria, Illinois.