Red River Bancshares Inc (RRBI) Stock Analysis — PE Ratio, PS Ratio, Intrinsic Value & 2030 Price Target
Red River Bancshares Inc stock (RRBI) is currently trading at $90.58. Red River Bancshares Inc PE ratio is 14.02. Red River Bancshares Inc PS ratio (Price-to-Sales) is 4.77. Analyst consensus price target for RRBI is $97.33. WallStSmart rates RRBI as Hold.
- RRBI PE ratio analysis and historical PE chart
- RRBI PS ratio (Price-to-Sales) history and trend
- RRBI intrinsic value — DCF, Graham Number, EPV models
- RRBI stock price prediction 2025 2026 2027 2028 2029 2030
- RRBI fair value vs current price
- RRBI insider transactions and insider buying
- Is RRBI undervalued or overvalued?
- Red River Bancshares Inc financial analysis — revenue, earnings, cash flow
- RRBI Piotroski F-Score and Altman Z-Score
- RRBI analyst price target and Smart Rating
Red River Bancshares Inc
📊 No data available
Try selecting a different time range
RRBI Intrinsic Value Analysis for Value Investors
Benjamin Graham Formula · Red River Bancshares Inc (RRBI)
RRBI trades at a significant discount to its Graham intrinsic value of $298.58, offering a 70% margin of safety — a level value investors typically seek before buying.
Based on Benjamin Graham Formula. Growth rate capped at 25%. For informational purposes only. Not financial advice.
Smart Analysis
Red River Bancshares Inc (RRBI) · 9 metrics scored
Smart Score
Category Performance
WallStSmart pulls financial metrics like revenue growth, profit margins, and valuation ratios and scores each one from 0 to 10 based on how strong or weak it is. Those 10 scores are grouped into 4 categories: Growth, Profitability, Valuation, and Quality — which form the 4 axes of the spider chart you see. The categories are then combined into a final score out of 100, but not equally. Growth and Profitability together count for 60% of the total, because a fast-growing profitable business matters more than just a cheap one. That final number maps to a rating (Strong Buy, Buy, Hold, Avoid) and a letter grade, giving you one clear Stock Rating.
Investment Thesis
Strong fundamentals in operating margin, price/book, eps growth. Fundamentals are solid but monitor weak areas for improvement.
Red River Bancshares Inc (RRBI) Key Strengths (4)
Keeps $45 of every $100 in revenue after operating costs
Keeps $35 of every $100 in revenue as net profit
Trading at 1.57x book value, attractively priced
Strong earnings growth at 27.20% per year
Supporting Valuation Data
Red River Bancshares Inc (RRBI) Areas to Watch (5)
Premium valuation at 4.8x annual revenue
Small-cap company with higher risk but more growth potential
Moderate profitability with room for improvement
Solid revenue growth at 13.50% per year
Moderate institutional interest at 34.46%
Red River Bancshares Inc (RRBI) Detailed Analysis Report
Overall Assessment
This company scores 62/100 in our Smart Analysis, earning a C+ grade. Out of 9 metrics analyzed, 4 register as strengths (avg 9.0/10) while 5 fall into concern territory (avg 5.2/10). The category breakdown reveals uneven performance, with some areas requiring attention.
The Bull Case
The strongest argument centers on Operating Margin, Profit Margin, Price/Book. Valuation metrics including Price/Book (1.57) suggest the stock is attractively priced. Profitability is solid with Operating Margin at 44.90%, Profit Margin at 34.70%. Growth metrics are encouraging with EPS Growth at 27.20%.
The Bear Case
The primary concerns are Price/Sales, Market Cap, Return on Equity. Some valuation metrics including Price/Sales (4.77) suggest expensive pricing. Growth concerns include Revenue Growth at 13.50%, which may limit upside. Profitability pressure is visible in Return on Equity at 12.50%.
Key Dynamics to Monitor
Three factors to monitor going forward. First, whether Price/Sales improves, as this is the primary drag on the overall score. Second, margin trajectory, with Return on Equity at 12.50% needing improvement to support the investment thesis. Third, growth sustainability, with Revenue Growth at 13.50% needing to reaccelerate.
Risk Considerations
Based on the metric profile, this is a moderate-to-high risk investment. There are more areas of concern than strength, warranting a more conservative position size. Investors should size positions according to their risk tolerance and maintain diversification.
Bottom Line
Mixed fundamentals with both positives (Operating Margin, Profit Margin) and negatives (Price/Sales, Market Cap). A cautious approach is warranted. Monitor for improvement in weak areas before increasing conviction.
Disclaimer: Smart Analysis is a scoring system developed by WallStSmart Team. Scores update daily using multi-model valuation framework. Always conduct your own research and consult with financial advisors before making investment decisions.
RRBI Price-to-Sales(PS) Ratio Chart
Historical valuation based on market cap ÷ trailing 12-month revenue
RRBI's Price-to-Sales ratio of 4.77x sits near its historical average of 4.82x (29th percentile), suggesting the market is pricing in steady-state growth. The current valuation is 5% below its historical high of 5x set in Mar 2026, and 1% above its historical low of 4.73x in Mar 2026.
WallStSmart Analysis Synopsis
Data-driven financial summary for Red River Bancshares Inc (RRBI) · FINANCIAL SERVICES › BANKS - REGIONAL
The Big Picture
Red River Bancshares Inc is a mature, profitable business with steady cash generation. Revenue reached 123M with 14% growth year-over-year. Profit margins are strong at 34.7%, reflecting pricing power and operational efficiency.
Key Findings
ROE of 1250.0% means the company generates strong returns on shareholder equity. Above 20% is considered top-tier.
Profit margin of 34.7% and operating margin of 44.9% demonstrate strong pricing power and operational efficiency.
What to Watch Next
Sector dynamics: monitor BANKS - REGIONAL industry trends, competitive moves, and regulatory changes that could impact Red River Bancshares Inc.
Bottom Line
Red River Bancshares Inc is a well-established business delivering consistent profitability with 34.7% margins. The growth phase may be slowing, but strong cash generation and operational efficiency make it suitable for investors seeking reliability over excitement.
This synopsis is generated from publicly available financial data. It is not financial advice. Always conduct your own research and consult a qualified financial advisor before making investment decisions.
Insider Transactions
Loading insider activity...
About Red River Bancshares Inc(RRBI)
NASDAQ
FINANCIAL SERVICES
BANKS - REGIONAL
USA
Red River Bancshares, Inc. is a banking holding company for Red River Bank that provides banking products and services to commercial and retail customers in Louisiana. The company is headquartered in Alexandria, Louisiana.