Ryan Specialty Group Holdings Inc (RYAN) Stock Analysis — PE Ratio, PS Ratio, Intrinsic Value & 2030 Price Target
Ryan Specialty Group Holdings Inc stock (RYAN) is currently trading at $33.50. Ryan Specialty Group Holdings Inc PE ratio is 71.32. Ryan Specialty Group Holdings Inc PS ratio (Price-to-Sales) is 2.96. Analyst consensus price target for RYAN is $54.35. WallStSmart rates RYAN as Underperform.
- RYAN PE ratio analysis and historical PE chart
- RYAN PS ratio (Price-to-Sales) history and trend
- RYAN intrinsic value — DCF, Graham Number, EPV models
- RYAN stock price prediction 2025 2026 2027 2028 2029 2030
- RYAN fair value vs current price
- RYAN insider transactions and insider buying
- Is RYAN undervalued or overvalued?
- Ryan Specialty Group Holdings Inc financial analysis — revenue, earnings, cash flow
- RYAN Piotroski F-Score and Altman Z-Score
- RYAN analyst price target and Smart Rating
Ryan Specialty Group Holdings Inc
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RYAN Intrinsic Value Analysis for Value Investors
Benjamin Graham Formula · Ryan Specialty Group Holdings Inc (RYAN)
RYAN trades 96% above its Graham fair value of $22.00, indicating the stock may be overvalued at current levels.
Based on Benjamin Graham Formula. Growth rate capped at 25%. For informational purposes only. Not financial advice.
Smart Analysis
Ryan Specialty Group Holdings Inc (RYAN) · 9 metrics scored
Smart Score
Category Performance
WallStSmart pulls financial metrics like revenue growth, profit margins, and valuation ratios and scores each one from 0 to 10 based on how strong or weak it is. Those 10 scores are grouped into 4 categories: Growth, Profitability, Valuation, and Quality — which form the 4 axes of the spider chart you see. The categories are then combined into a final score out of 100, but not equally. Growth and Profitability together count for 60% of the total, because a fast-growing profitable business matters more than just a cheap one. That final number maps to a rating (Strong Buy, Buy, Hold, Avoid) and a letter grade, giving you one clear Stock Rating.
Investment Thesis
Strong fundamentals in eps growth, institutional own.. Concerns around price/book and profit margin. Fundamentals are solid but monitor weak areas for improvement.
Ryan Specialty Group Holdings Inc (RYAN) Key Strengths (4)
Earnings per share surging 110.10% year-over-year
88.24% of shares held by major funds and institutions
Mid-cap company balancing growth potential with stability
Solid profitability: $18 profit per $100 equity
Supporting Valuation Data
Ryan Specialty Group Holdings Inc (RYAN) Areas to Watch (5)
Very expensive at 6.9x book value
Very thin margins, barely profitable
Decent operational efficiency, solid but not exceptional
Revenue is fairly priced at 2.96x sales
Solid revenue growth at 13.60% per year
Supporting Valuation Data
Ryan Specialty Group Holdings Inc (RYAN) Detailed Analysis Report
Overall Assessment
This company scores 54/100 in our Smart Analysis, earning a C- grade. Out of 9 metrics analyzed, 4 register as strengths (avg 8.5/10) while 5 fall into concern territory (avg 4.4/10). The category breakdown reveals uneven performance, with some areas requiring attention.
The Bull Case
The strongest argument centers on EPS Growth, Institutional Own., Market Cap. Profitability is solid with Return on Equity at 18.20%. Growth metrics are encouraging with EPS Growth at 110.10%.
The Bear Case
The primary concerns are Price/Book, Profit Margin, Operating Margin. Some valuation metrics including Price/Sales (2.96), Price/Book (6.94) suggest expensive pricing. Growth concerns include Revenue Growth at 13.60%, which may limit upside. Profitability pressure is visible in Operating Margin at 19.00%, Profit Margin at 2.12%.
Key Dynamics to Monitor
Three factors to monitor going forward. First, whether Price/Book improves, as this is the primary drag on the overall score. Second, margin trajectory, with Return on Equity at 18.20% currently healthy but needing to be sustained. Third, growth sustainability, with Revenue Growth at 13.60% needing to reaccelerate.
Risk Considerations
Based on the metric profile, this is a moderate-to-high risk investment. There are more areas of concern than strength, warranting a more conservative position size. Investors should size positions according to their risk tolerance and maintain diversification.
Bottom Line
Mixed fundamentals with both positives (EPS Growth, Institutional Own.) and negatives (Price/Book, Profit Margin). A cautious approach is warranted. Monitor for improvement in weak areas before increasing conviction.
Disclaimer: Smart Analysis is a scoring system developed by WallStSmart Team. Scores update daily using multi-model valuation framework. Always conduct your own research and consult with financial advisors before making investment decisions.
RYAN Price-to-Sales(PS) Ratio Chart
Historical valuation based on market cap ÷ trailing 12-month revenue
RYAN's Price-to-Sales ratio of 2.96x sits near its historical average of 3.46x (13th percentile), suggesting the market is pricing in steady-state growth. The current valuation is 42% below its historical high of 5.11x set in Nov 2021, and 77% above its historical low of 1.67x in Feb 2026. Over the past 12 months, the PS ratio has compressed from ~3.8x as trailing revenue scaled faster than the stock price.
WallStSmart Analysis Synopsis
Data-driven financial summary for Ryan Specialty Group Holdings Inc (RYAN) · FINANCIAL SERVICES › INSURANCE - SPECIALTY
The Big Picture
Ryan Specialty Group Holdings Inc operates as a stable business with moderate growth and solid fundamentals. Revenue reached 3.0B with 14% growth year-over-year. Profit margins are thin at 2.1%, typical for companies in this phase that are reinvesting heavily in growth.
Key Findings
Generating 246M in free cash flow and 263M in operating cash flow. Earnings are translating into actual cash generation.
Debt-to-equity ratio of 5.68 is elevated. High leverage amplifies both gains and losses and increases financial risk.
What to Watch Next
Margin expansion: can Ryan Specialty Group Holdings Inc push profit margins above 15% as the business scales?
Valuation compression risk at a P/E of 71.3x. Any growth miss could trigger a sharp correction.
Debt management: total debt of 3.7B is significantly higher than cash (158M). Monitor refinancing risk.
Sector dynamics: monitor INSURANCE - SPECIALTY industry trends, competitive moves, and regulatory changes that could impact Ryan Specialty Group Holdings Inc.
Bottom Line
Ryan Specialty Group Holdings Inc offers stability with moderate growth and solid fundamentals. The valuation may present an opportunity for patient investors, though limited growth means returns will likely come from dividends and modest capital appreciation rather than explosive gains.
This synopsis is generated from publicly available financial data. It is not financial advice. Always conduct your own research and consult a qualified financial advisor before making investment decisions.
Insider Transactions(9 last 3 months)
| Insider | Type | Shares |
|---|---|---|
RYAN, PATRICK G JR Director | Buy | +365 |
Data sourced from SEC Form 4 filings
Last updated: 11:40:14 AM
About Ryan Specialty Group Holdings Inc(RYAN)
NYSE
FINANCIAL SERVICES
INSURANCE - SPECIALTY
USA
Ryan Specialty Group Holdings Inc is a leading provider of specialty insurance solutions, focused on delivering innovative risk management services across diverse sectors. The company leverages a vast network of insurance wholesale operations and underwriting expertise to meet the complex needs of its clients, backed by strong relationships with insurers and distribution channels. By integrating advanced technology and analytics, Ryan Specialty enhances underwriting efficiencies and client results, positioning itself as a key player in the evolving insurance landscape. With a commitment to strategic growth initiatives, the company is poised to create sustainable shareholder value in a dynamic market.