Reinsurance Group of America Inc (RZB) Stock Analysis — PE Ratio, PS Ratio, Intrinsic Value & 2030 Price Target
Reinsurance Group of America Inc stock (RZB) is currently trading at $25.09. Reinsurance Group of America Inc PE ratio is 4.09. Reinsurance Group of America Inc PS ratio (Price-to-Sales) is 0.37. WallStSmart rates RZB as Underperform.
- RZB PE ratio analysis and historical PE chart
- RZB PS ratio (Price-to-Sales) history and trend
- RZB intrinsic value — DCF, Graham Number, EPV models
- RZB stock price prediction 2025 2026 2027 2028 2029 2030
- RZB fair value vs current price
- RZB insider transactions and insider buying
- Is RZB undervalued or overvalued?
- Reinsurance Group of America Inc financial analysis — revenue, earnings, cash flow
- RZB Piotroski F-Score and Altman Z-Score
- RZB analyst price target and Smart Rating
Reinsurance Group of America Inc
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RZB Intrinsic Value Analysis for Value Investors
Benjamin Graham Formula · Reinsurance Group of America Inc (RZB)
RZB trades at a significant discount to its Graham intrinsic value of $285.01, offering a 91% margin of safety — a level value investors typically seek before buying.
Based on Benjamin Graham Formula. Growth rate capped at 25%. For informational purposes only. Not financial advice.
Smart Analysis
Reinsurance Group of America Inc (RZB) · 8 metrics scored
Smart Score
Category Performance
WallStSmart pulls financial metrics like revenue growth, profit margins, and valuation ratios and scores each one from 0 to 10 based on how strong or weak it is. Those 10 scores are grouped into 4 categories: Growth, Profitability, Valuation, and Quality — which form the 4 axes of the spider chart you see. The categories are then combined into a final score out of 100, but not equally. Growth and Profitability together count for 60% of the total, because a fast-growing profitable business matters more than just a cheap one. That final number maps to a rating (Strong Buy, Buy, Hold, Avoid) and a letter grade, giving you one clear Stock Rating.
Investment Thesis
Strong fundamentals in price/sales, revenue growth, eps growth. Concerns around return on equity and operating margin. Mixed signals suggest waiting for clearer direction before acting.
Reinsurance Group of America Inc (RZB) Key Strengths (4)
Paying less than $1 for every $1 of annual revenue
Earnings per share surging 216.60% year-over-year
Strong revenue growth at 26.60% annually
Mid-cap company balancing growth potential with stability
Supporting Valuation Data
Reinsurance Group of America Inc (RZB) Areas to Watch (4)
Very thin margins with limited operational efficiency
Very thin margins, barely profitable
Very low institutional interest at 0.00%
Low profitability relative to shareholder equity
Reinsurance Group of America Inc (RZB) Detailed Analysis Report
Overall Assessment
This company scores 44/100 in our Smart Analysis, earning a D grade. Out of 8 metrics analyzed, 4 register as strengths (avg 8.8/10) while 4 fall into concern territory (avg 2.3/10). The category breakdown reveals uneven performance, with some areas requiring attention.
The Bull Case
The strongest argument centers on Price/Sales, EPS Growth, Revenue Growth. Valuation metrics including Price/Sales (0.37) suggest the stock is attractively priced. Growth metrics are encouraging with Revenue Growth at 26.60%, EPS Growth at 216.60%.
The Bear Case
The primary concerns are Operating Margin, Profit Margin, Institutional Own.. Profitability pressure is visible in Return on Equity at 9.72%, Operating Margin at 9.16%, Profit Margin at 4.99%.
Key Dynamics to Monitor
Three factors to monitor going forward. First, whether Operating Margin improves, as this is the primary drag on the overall score. Second, margin trajectory, with Return on Equity at 9.72% needing improvement to support the investment thesis. Third, growth sustainability, with Revenue Growth at 26.60% strong but requiring continuation.
Risk Considerations
Based on the metric profile, this is a higher risk investment. Strengths and concerns are roughly balanced. Investors should size positions according to their risk tolerance and maintain diversification.
Bottom Line
Fundamental challenges outweigh strengths at current levels. Operating Margin and Profit Margin are the primary drags. Consider waiting for meaningful improvement before committing capital.
Disclaimer: Smart Analysis is a scoring system developed by WallStSmart Team. Scores update daily using multi-model valuation framework. Always conduct your own research and consult with financial advisors before making investment decisions.
RZB Price-to-Sales(PS) Ratio Chart
Historical valuation based on market cap ÷ trailing 12-month revenue
RZB's Price-to-Sales ratio of 0.37x sits near its historical average of 0.37x (0th percentile), suggesting the market is pricing in steady-state growth. The current valuation is 0% below its historical high of 0.37x set in Mar 2026, and 0% above its historical low of 0.37x in Mar 2026.
WallStSmart Analysis Synopsis
Data-driven financial summary for Reinsurance Group of America Inc (RZB) · ›
The Big Picture
Reinsurance Group of America Inc is a strong growth company balancing expansion with improving profitability. Revenue reached 23.7B with 27% growth year-over-year. Profit margins are thin at 5.0%, typical for companies in this phase that are reinvesting heavily in growth.
Key Findings
Revenue growing at 27% YoY, reaching 23.7B. This pace significantly outperforms most peers.
Generating 852M in free cash flow and 852M in operating cash flow. Earnings are translating into actual cash generation.
Profit margin at 5.0% is thin. While this is common for high-growth companies, margins need to expand as growth naturally decelerates.
What to Watch Next
Margin expansion: can Reinsurance Group of America Inc push profit margins above 15% as the business scales?
Growth sustainability: can Reinsurance Group of America Inc maintain 27%+ revenue growth, or will competition slow it down?
Dividend sustainability with a current yield of 14.6%. Watch payout ratio and free cash flow coverage.
Sector dynamics: monitor industry trends, competitive moves, and regulatory changes that could impact Reinsurance Group of America Inc.
Bottom Line
Reinsurance Group of America Inc offers an attractive blend of growth (27% revenue expansion) and improving fundamentals. The company is transitioning from pure growth to profitable growth, a critical inflection point. Watch for sustained margin expansion as the key signal.
This synopsis is generated from publicly available financial data. It is not financial advice. Always conduct your own research and consult a qualified financial advisor before making investment decisions.
Insider Transactions
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About Reinsurance Group of America Inc(RZB)
NYSE
USA
Reinsurance Group of America, Incorporated is in the reinsurance business. The company is headquartered in Chesterfield, Missouri.