ServisFirst Bancshares Inc (SFBS) Stock Analysis — PE Ratio, PS Ratio, Intrinsic Value & 2030 Price Target
ServisFirst Bancshares Inc stock (SFBS) is currently trading at $73.86. ServisFirst Bancshares Inc PE ratio is 14.73. ServisFirst Bancshares Inc PS ratio (Price-to-Sales) is 7.74. Analyst consensus price target for SFBS is $93.67. WallStSmart rates SFBS as Moderate Buy.
- SFBS PE ratio analysis and historical PE chart
- SFBS PS ratio (Price-to-Sales) history and trend
- SFBS intrinsic value — DCF, Graham Number, EPV models
- SFBS stock price prediction 2025 2026 2027 2028 2029 2030
- SFBS fair value vs current price
- SFBS insider transactions and insider buying
- Is SFBS undervalued or overvalued?
- ServisFirst Bancshares Inc financial analysis — revenue, earnings, cash flow
- SFBS Piotroski F-Score and Altman Z-Score
- SFBS analyst price target and Smart Rating
ServisFirst Bancshares Inc
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SFBS Intrinsic Value Analysis for Value Investors
Benjamin Graham Formula · ServisFirst Bancshares Inc (SFBS)
SFBS trades at a significant discount to its Graham intrinsic value of $236.81, offering a 64% margin of safety — a level value investors typically seek before buying.
Based on Benjamin Graham Formula. Growth rate capped at 25%. For informational purposes only. Not financial advice.
Smart Analysis
ServisFirst Bancshares Inc (SFBS) · 9 metrics scored
Smart Score
Category Performance
WallStSmart pulls financial metrics like revenue growth, profit margins, and valuation ratios and scores each one from 0 to 10 based on how strong or weak it is. Those 10 scores are grouped into 4 categories: Growth, Profitability, Valuation, and Quality — which form the 4 axes of the spider chart you see. The categories are then combined into a final score out of 100, but not equally. Growth and Profitability together count for 60% of the total, because a fast-growing profitable business matters more than just a cheap one. That final number maps to a rating (Strong Buy, Buy, Hold, Avoid) and a letter grade, giving you one clear Stock Rating.
Investment Thesis
Strong fundamentals in operating margin, revenue growth, eps growth. Overall metrics suggest strong investment potential with favorable risk/reward.
ServisFirst Bancshares Inc (SFBS) Key Strengths (7)
Keeps $72 of every $100 in revenue after operating costs
Earnings per share surging 33.00% year-over-year
Keeps $53 of every $100 in revenue as net profit
77.16% of shares held by major funds and institutions
Strong revenue growth at 22.50% annually
Mid-cap company balancing growth potential with stability
Solid profitability: $16 profit per $100 equity
Supporting Valuation Data
ServisFirst Bancshares Inc (SFBS) Areas to Watch (2)
Premium valuation at 7.7x annual revenue
Fairly priced relative to book value
Supporting Valuation Data
ServisFirst Bancshares Inc (SFBS) Detailed Analysis Report
Overall Assessment
This company scores 70/100 in our Smart Analysis, earning a B grade. Out of 9 metrics analyzed, 7 register as strengths (avg 8.9/10) while 2 fall into concern territory (avg 5.0/10). All four categories (Growth, Profitability, Valuation, and Quality) show healthy scores, indicating broadly sound fundamentals.
The Bull Case
The strongest argument centers on Operating Margin, EPS Growth, Profit Margin. Profitability is solid with Return on Equity at 16.00%, Operating Margin at 72.40%, Profit Margin at 52.60%. Growth metrics are encouraging with Revenue Growth at 22.50%, EPS Growth at 33.00%.
The Bear Case
The primary concerns are Price/Sales, Price/Book. Some valuation metrics including Price/Sales (7.74), Price/Book (2.14) suggest expensive pricing.
Key Dynamics to Monitor
Three factors to monitor going forward. First, whether Price/Sales improves, as this is the primary drag on the overall score. Second, margin trajectory, with Return on Equity at 16.00% currently healthy but needing to be sustained. Third, growth sustainability, with Revenue Growth at 22.50% strong but requiring continuation.
Risk Considerations
Based on the metric profile, this is a moderate risk investment. The weight of evidence leans positive, with more strengths than concerns. Investors should size positions according to their risk tolerance and maintain diversification.
Bottom Line
The combination of Operating Margin and EPS Growth makes a compelling case at current levels. The key risk is Price/Sales, but the overall fundamental picture is positive with a clear path to maintaining or improving the current B grade.
Disclaimer: Smart Analysis is a scoring system developed by WallStSmart Team. Scores update daily using multi-model valuation framework. Always conduct your own research and consult with financial advisors before making investment decisions.
SFBS Price-to-Sales(PS) Ratio Chart
Historical valuation based on market cap ÷ trailing 12-month revenue
SFBS's Price-to-Sales ratio of 7.74x sits near its historical average of 8.56x (46th percentile), suggesting the market is pricing in steady-state growth. The current valuation is 78% below its historical high of 35.33x set in Jun 2014, and 110% above its historical low of 3.68x in Mar 2020. Over the past 12 months, the PS ratio has expanded from ~4.6x, reflecting growing market expectations outpacing revenue growth.
WallStSmart Analysis Synopsis
Data-driven financial summary for ServisFirst Bancshares Inc (SFBS) · FINANCIAL SERVICES › BANKS - REGIONAL
The Big Picture
ServisFirst Bancshares Inc is a strong growth company balancing expansion with improving profitability. Revenue reached 526M with 23% growth year-over-year. Profit margins are strong at 52.6%, reflecting pricing power and operational efficiency.
Key Findings
Profit margin of 52.6% and operating margin of 72.4% demonstrate strong pricing power and operational efficiency.
Generating 94M in free cash flow and 99M in operating cash flow. Earnings are translating into actual cash generation.
What to Watch Next
Growth sustainability: can ServisFirst Bancshares Inc maintain 23%+ revenue growth, or will competition slow it down?
Sector dynamics: monitor BANKS - REGIONAL industry trends, competitive moves, and regulatory changes that could impact ServisFirst Bancshares Inc.
Bottom Line
ServisFirst Bancshares Inc offers an attractive blend of growth (23% revenue expansion) and improving fundamentals. The company is transitioning from pure growth to profitable growth, a critical inflection point. Watch for sustained margin expansion as the key signal.
This synopsis is generated from publicly available financial data. It is not financial advice. Always conduct your own research and consult a qualified financial advisor before making investment decisions.
Insider Transactions
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About ServisFirst Bancshares Inc(SFBS)
NYSE
FINANCIAL SERVICES
BANKS - REGIONAL
USA
ServisFirst Bancshares, Inc. is the banking holding company for ServisFirst Bank providing various banking services to individual and corporate clients. The company is headquartered in Birmingham, Alabama.