WallStSmart

SLM Corp Pb Pref (SLMBP) Stock Analysis — PE Ratio, PS Ratio, Intrinsic Value & 2030 Price Target

SLM Corp Pb Pref stock (SLMBP) is currently trading at $74.50. SLM Corp Pb Pref PE ratio is 34.96. SLM Corp Pb Pref PS ratio (Price-to-Sales) is 2.96. WallStSmart rates SLMBP as Moderate Buy.

  • SLMBP PE ratio analysis and historical PE chart
  • SLMBP PS ratio (Price-to-Sales) history and trend
  • SLMBP intrinsic value — DCF, Graham Number, EPV models
  • SLMBP stock price prediction 2025 2026 2027 2028 2029 2030
  • SLMBP fair value vs current price
  • SLMBP insider transactions and insider buying
  • Is SLMBP undervalued or overvalued?
  • SLM Corp Pb Pref financial analysis — revenue, earnings, cash flow
  • SLMBP Piotroski F-Score and Altman Z-Score
  • SLMBP analyst price target and Smart Rating
SLMB

SLM Corp Pb Pref

NASDAQFINANCIAL SERVICES
$74.50
$0.16 (-0.21%)
52W$60.43
$78.17

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IV

SLMBP Intrinsic Value Analysis for Value Investors

Benjamin Graham Formula · SLM Corp Pb Pref (SLMBP)

Margin of Safety
+24.6%
Undervalued
SLMBP Fair Value
$100.39
Graham Formula
Current Price
$74.50
$25.89 below fair value
Undervalued
Fair: $100.39
Overvalued
Price $74.50
Graham IV $100.39

SLMBP appears undervalued based on the Graham Formula, trading 25% below its estimated fair value of $100.39.

Based on Benjamin Graham Formula. Growth rate capped at 25%. For informational purposes only. Not financial advice.

WallStSmart

Smart Analysis

SLM Corp Pb Pref (SLMBP) · 8 metrics scored

Smart Score

66
out of 100
Grade: B-
Strong Buy
Investment Rating

Category Performance

WallStSmart pulls financial metrics like revenue growth, profit margins, and valuation ratios and scores each one from 0 to 10 based on how strong or weak it is. Those 10 scores are grouped into 4 categories: Growth, Profitability, Valuation, and Quality — which form the 4 axes of the spider chart you see. The categories are then combined into a final score out of 100, but not equally. Growth and Profitability together count for 60% of the total, because a fast-growing profitable business matters more than just a cheap one. That final number maps to a rating (Strong Buy, Buy, Hold, Avoid) and a letter grade, giving you one clear Stock Rating.

Investment Thesis

Strong fundamentals in return on equity, operating margin, revenue growth. Overall metrics suggest strong investment potential with favorable risk/reward.

SLM Corp Pb Pref (SLMBP) Key Strengths (6)

Avg Score: 9.5/10
Return on EquityProfitability
32.30%10/10

Every $100 of shareholder equity generates $32 in profit

Operating MarginProfitability
66.80%10/10

Keeps $67 of every $100 in revenue after operating costs

Revenue GrowthGrowth
67.80%10/10

Revenue surging 67.80% year-over-year

EPS GrowthGrowth
126.20%10/10

Earnings per share surging 126.20% year-over-year

Profit MarginProfitability
45.10%10/10

Keeps $45 of every $100 in revenue as net profit

Market CapQuality
$4.90B7/10

Mid-cap company balancing growth potential with stability

SLM Corp Pb Pref (SLMBP) Areas to Watch (2)

Avg Score: 5.0/10
Institutional Own.Quality
25.93%4/10

Low institutional interest, mostly retail-driven

Price/SalesValuation
2.966/10

Revenue is fairly priced at 2.96x sales

Supporting Valuation Data

P/E Ratio
34.96
Expensive
Trailing P/E
34.96
Expensive

SLM Corp Pb Pref (SLMBP) Detailed Analysis Report

Overall Assessment

This company scores 66/100 in our Smart Analysis, earning a B- grade. Out of 8 metrics analyzed, 6 register as strengths (avg 9.5/10) while 2 fall into concern territory (avg 5.0/10). The category breakdown reveals uneven performance, with some areas requiring attention.

The Bull Case

The strongest argument centers on Return on Equity, Operating Margin, Revenue Growth. Profitability is solid with Return on Equity at 32.30%, Operating Margin at 66.80%, Profit Margin at 45.10%. Growth metrics are encouraging with Revenue Growth at 67.80%, EPS Growth at 126.20%.

The Bear Case

The primary concerns are Institutional Own., Price/Sales. Some valuation metrics including Price/Sales (2.96) suggest expensive pricing.

Key Dynamics to Monitor

Three factors to monitor going forward. First, whether Institutional Own. improves, as this is the primary drag on the overall score. Second, margin trajectory, with Return on Equity at 32.30% currently healthy but needing to be sustained. Third, growth sustainability, with Revenue Growth at 67.80% strong but requiring continuation.

Risk Considerations

Based on the metric profile, this is a moderate-to-high risk investment. The weight of evidence leans positive, with more strengths than concerns. Investors should size positions according to their risk tolerance and maintain diversification.

Bottom Line

Mixed fundamentals with both positives (Return on Equity, Operating Margin) and negatives (Institutional Own., Price/Sales). A cautious approach is warranted. Monitor for improvement in weak areas before increasing conviction.

Disclaimer: Smart Analysis is a scoring system developed by WallStSmart Team. Scores update daily using multi-model valuation framework. Always conduct your own research and consult with financial advisors before making investment decisions.

SLMBP Price-to-Sales(PS) Ratio Chart

Historical valuation based on market cap ÷ trailing 12-month revenue

SLMBP's Price-to-Sales ratio of 2.96x trades at a deep discount to its historical average of 9.49x (13th percentile). The current valuation is 91% below its historical high of 34.02x set in Feb 2015, and 285% above its historical low of 0.77x in Feb 2009.

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WallStSmart Analysis Synopsis

Data-driven financial summary for SLM Corp Pb Pref (SLMBP) · FINANCIAL SERVICESCREDIT SERVICES

The Big Picture

SLM Corp Pb Pref is a strong growth company balancing expansion with improving profitability. Revenue reached 1.7B with 68% growth year-over-year. Profit margins are strong at 45.1%, reflecting pricing power and operational efficiency.

Key Findings

Strong Revenue Growth

Revenue growing at 68% YoY, reaching 1.7B. This pace significantly outperforms most CREDIT SERVICES peers.

Excellent Capital Efficiency

ROE of 3230.0% means the company generates strong returns on shareholder equity. Above 20% is considered top-tier.

High Debt Load

Debt-to-equity ratio of 2.39 is elevated. High leverage amplifies both gains and losses and increases financial risk.

What to Watch Next

Growth sustainability: can SLM Corp Pb Pref maintain 68%+ revenue growth, or will competition slow it down?

Sector dynamics: monitor CREDIT SERVICES industry trends, competitive moves, and regulatory changes that could impact SLM Corp Pb Pref.

Bottom Line

SLM Corp Pb Pref offers an attractive blend of growth (68% revenue expansion) and improving fundamentals. The company is transitioning from pure growth to profitable growth, a critical inflection point. Watch for sustained margin expansion as the key signal.

This synopsis is generated from publicly available financial data. It is not financial advice. Always conduct your own research and consult a qualified financial advisor before making investment decisions.

Insider Transactions

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About SLM Corp Pb Pref(SLMBP)

Exchange

NASDAQ

Sector

FINANCIAL SERVICES

Industry

CREDIT SERVICES

Country

USA

SLM Corporation originates and provides private education loan services to students and their families to finance the cost of their education in the United States. The company is headquartered in Newark, Delaware.

Visit SLM Corp Pb Pref (SLMBP) Website
300 CONTINENTAL DRIVE, NEWARK, DE, UNITED STATES, 19713