Security National Financial (SNFCA) Stock Analysis — PE Ratio, PS Ratio, Intrinsic Value & 2030 Price Target
Security National Financial stock (SNFCA) is currently trading at $9.24. Security National Financial PE ratio is 7.40. Security National Financial PS ratio (Price-to-Sales) is 0.70. WallStSmart rates SNFCA as Hold.
- SNFCA PE ratio analysis and historical PE chart
- SNFCA PS ratio (Price-to-Sales) history and trend
- SNFCA intrinsic value — DCF, Graham Number, EPV models
- SNFCA stock price prediction 2025 2026 2027 2028 2029 2030
- SNFCA fair value vs current price
- SNFCA insider transactions and insider buying
- Is SNFCA undervalued or overvalued?
- Security National Financial financial analysis — revenue, earnings, cash flow
- SNFCA Piotroski F-Score and Altman Z-Score
- SNFCA analyst price target and Smart Rating
Security National Financial
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SNFCA Intrinsic Value Analysis for Value Investors
Benjamin Graham Formula · Security National Financial (SNFCA)
SNFCA trades at a significant discount to its Graham intrinsic value of $58.97, offering a 84% margin of safety — a level value investors typically seek before buying.
Based on Benjamin Graham Formula. Growth rate capped at 25%. For informational purposes only. Not financial advice.
Smart Analysis
Security National Financial (SNFCA) · 9 metrics scored
Smart Score
Category Performance
WallStSmart pulls financial metrics like revenue growth, profit margins, and valuation ratios and scores each one from 0 to 10 based on how strong or weak it is. Those 10 scores are grouped into 4 categories: Growth, Profitability, Valuation, and Quality — which form the 4 axes of the spider chart you see. The categories are then combined into a final score out of 100, but not equally. Growth and Profitability together count for 60% of the total, because a fast-growing profitable business matters more than just a cheap one. That final number maps to a rating (Strong Buy, Buy, Hold, Avoid) and a letter grade, giving you one clear Stock Rating.
Investment Thesis
Strong fundamentals in operating margin, price/sales, price/book. Concerns around market cap and return on equity. Fundamentals are solid but monitor weak areas for improvement.
Security National Financial (SNFCA) Key Strengths (5)
Paying less than $1 for every $1 of annual revenue
Trading below book value, meaning the market prices it less than net assets
Earnings per share surging 414.70% year-over-year
Strong operational efficiency: $22 kept per $100 revenue
53.02% held by institutions, strong professional interest
Supporting Valuation Data
Security National Financial (SNFCA) Areas to Watch (4)
Revenue growing slowly at 4.70% annually
Micro-cap company with very limited liquidity and high volatility
Low profitability relative to shareholder equity
Thin profit margins with limited profitability
Security National Financial (SNFCA) Detailed Analysis Report
Overall Assessment
This company scores 60/100 in our Smart Analysis, earning a C+ grade. Out of 9 metrics analyzed, 5 register as strengths (avg 9.2/10) while 4 fall into concern territory (avg 3.0/10). The category breakdown reveals uneven performance, with some areas requiring attention.
The Bull Case
The strongest argument centers on Price/Sales, Price/Book, EPS Growth. Valuation metrics including Price/Sales (0.70), Price/Book (0.60) suggest the stock is attractively priced. Profitability is solid with Operating Margin at 22.20%. Growth metrics are encouraging with EPS Growth at 414.70%.
The Bear Case
The primary concerns are Revenue Growth, Market Cap, Return on Equity. Growth concerns include Revenue Growth at 4.70%, which may limit upside. Profitability pressure is visible in Return on Equity at 8.12%, Profit Margin at 9.33%.
Key Dynamics to Monitor
Three factors to monitor going forward. First, whether Revenue Growth improves, as this is the primary drag on the overall score. Second, margin trajectory, with Return on Equity at 8.12% needing improvement to support the investment thesis. Third, growth sustainability, with Revenue Growth at 4.70% needing to reaccelerate.
Risk Considerations
Based on the metric profile, this is a moderate-to-high risk investment. The weight of evidence leans positive, with more strengths than concerns. Investors should size positions according to their risk tolerance and maintain diversification.
Bottom Line
Mixed fundamentals with both positives (Price/Sales, Price/Book) and negatives (Revenue Growth, Market Cap). A cautious approach is warranted. Monitor for improvement in weak areas before increasing conviction.
Disclaimer: Smart Analysis is a scoring system developed by WallStSmart Team. Scores update daily using multi-model valuation framework. Always conduct your own research and consult with financial advisors before making investment decisions.
SNFCA Price-to-Sales(PS) Ratio Chart
Historical valuation based on market cap ÷ trailing 12-month revenue
SNFCA's Price-to-Sales ratio of 0.70x trades 53% above its historical average of 0.46x (88th percentile), historically expensive. The current valuation is 39% below its historical high of 1.16x set in Jan 2013, and 442% above its historical low of 0.13x in Apr 2009.
WallStSmart Analysis Synopsis
Data-driven financial summary for Security National Financial (SNFCA) · FINANCIAL SERVICES › INSURANCE - LIFE
The Big Picture
Security National Financial is in a high-growth phase, prioritizing rapid expansion over margins. Revenue reached 345M with 470% growth year-over-year. Profit margins are thin at 9.3%, typical for companies in this phase that are reinvesting heavily in growth.
Key Findings
Revenue growing at 470% YoY, reaching 345M. This pace significantly outperforms most INSURANCE - LIFE peers.
ROE of 812.0% means the company generates strong returns on shareholder equity. Above 20% is considered top-tier.
What to Watch Next
Margin expansion: can Security National Financial push profit margins above 15% as the business scales?
Growth sustainability: can Security National Financial maintain 470%+ revenue growth, or will competition slow it down?
Sector dynamics: monitor INSURANCE - LIFE industry trends, competitive moves, and regulatory changes that could impact Security National Financial.
Bottom Line
Security National Financial is a high-conviction growth story with revenue accelerating at 470% while profitability is still developing. For growth-oriented investors, the trajectory is compelling. For value investors, the thin 9.3% margins and premium valuation suggest patience until the unit economics mature further.
This synopsis is generated from publicly available financial data. It is not financial advice. Always conduct your own research and consult a qualified financial advisor before making investment decisions.
Insider Transactions
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About Security National Financial(SNFCA)
NASDAQ
FINANCIAL SERVICES
INSURANCE - LIFE
USA
Security National Financial Corporation is engaged in the life, cemetery and mortuary, and mortgage insurance businesses. The company is headquartered in Draper, Utah.