Synovus Financial Corp (SNV) Stock Analysis — PE Ratio, PS Ratio, Intrinsic Value & 2030 Price Target
Synovus Financial Corp stock (SNV) is currently trading at $50.05. Synovus Financial Corp PE ratio is 9.37. Synovus Financial Corp PS ratio (Price-to-Sales) is 3.03. Analyst consensus price target for SNV is $56.80. WallStSmart rates SNV as Moderate Buy.
- SNV PE ratio analysis and historical PE chart
- SNV PS ratio (Price-to-Sales) history and trend
- SNV intrinsic value — DCF, Graham Number, EPV models
- SNV stock price prediction 2025 2026 2027 2028 2029 2030
- SNV fair value vs current price
- SNV insider transactions and insider buying
- Is SNV undervalued or overvalued?
- Synovus Financial Corp financial analysis — revenue, earnings, cash flow
- SNV Piotroski F-Score and Altman Z-Score
- SNV analyst price target and Smart Rating
Synovus Financial Corp
📊 No data available
Try selecting a different time range
SNV Intrinsic Value Analysis for Value Investors
Benjamin Graham Formula · Synovus Financial Corp (SNV)
SNV trades at a significant discount to its Graham intrinsic value of $144.82, offering a 65% margin of safety — a level value investors typically seek before buying.
Based on Benjamin Graham Formula. Growth rate capped at 25%. For informational purposes only. Not financial advice.
Smart Analysis
Synovus Financial Corp (SNV) · 10 metrics scored
Smart Score
Category Performance
WallStSmart pulls financial metrics like revenue growth, profit margins, and valuation ratios and scores each one from 0 to 10 based on how strong or weak it is. Those 10 scores are grouped into 4 categories: Growth, Profitability, Valuation, and Quality — which form the 4 axes of the spider chart you see. The categories are then combined into a final score out of 100, but not equally. Growth and Profitability together count for 60% of the total, because a fast-growing profitable business matters more than just a cheap one. That final number maps to a rating (Strong Buy, Buy, Hold, Avoid) and a letter grade, giving you one clear Stock Rating.
Investment Thesis
Strong fundamentals in operating margin, price/book, profit margin. Overall metrics suggest strong investment potential with favorable risk/reward.
Synovus Financial Corp (SNV) Key Strengths (5)
Keeps $47 of every $100 in revenue after operating costs
Keeps $35 of every $100 in revenue as net profit
84.57% of shares held by major funds and institutions
Trading at 1.31x book value, attractively priced
Mid-cap company balancing growth potential with stability
Supporting Valuation Data
Synovus Financial Corp (SNV) Areas to Watch (5)
Paying a premium for growth, expensive relative to earnings expansion
Modest revenue growth at 9.70%
Moderate profitability with room for improvement
Revenue is fairly priced at 3.03x sales
Solid earnings growth at 12.70%
Synovus Financial Corp (SNV) Detailed Analysis Report
Overall Assessment
This company scores 69/100 in our Smart Analysis, earning a B- grade. Out of 10 metrics analyzed, 5 register as strengths (avg 9.0/10) while 5 fall into concern territory (avg 5.0/10). The category breakdown reveals uneven performance, with some areas requiring attention.
The Bull Case
The strongest argument centers on Operating Margin, Profit Margin, Institutional Own.. Valuation metrics including Price/Book (1.31) suggest the stock is attractively priced. Profitability is solid with Operating Margin at 46.80%, Profit Margin at 34.90%.
The Bear Case
The primary concerns are PEG Ratio, Revenue Growth, Return on Equity. Some valuation metrics including PEG Ratio (2.34), Price/Sales (3.03) suggest expensive pricing. Growth concerns include Revenue Growth at 9.70%, EPS Growth at 12.70%, which may limit upside. Profitability pressure is visible in Return on Equity at 14.20%.
Key Dynamics to Monitor
Three factors to monitor going forward. First, whether PEG Ratio improves, as this is the primary drag on the overall score. Second, margin trajectory, with Return on Equity at 14.20% needing improvement to support the investment thesis. Third, growth sustainability, with Revenue Growth at 9.70% needing to reaccelerate.
Risk Considerations
Based on the metric profile, this is a moderate-to-high risk investment. Strengths and concerns are roughly balanced. Investors should size positions according to their risk tolerance and maintain diversification.
Bottom Line
Mixed fundamentals with both positives (Operating Margin, Profit Margin) and negatives (PEG Ratio, Revenue Growth). A cautious approach is warranted. Monitor for improvement in weak areas before increasing conviction.
Disclaimer: Smart Analysis is a scoring system developed by WallStSmart Team. Scores update daily using multi-model valuation framework. Always conduct your own research and consult with financial advisors before making investment decisions.
SNV Price-to-Sales(PS) Ratio Chart
Historical valuation based on market cap ÷ trailing 12-month revenue
WallStSmart Analysis Synopsis
Data-driven financial summary for Synovus Financial Corp (SNV) · FINANCIAL SERVICES › BANKS - REGIONAL
The Big Picture
Synovus Financial Corp is a mature, profitable business with steady cash generation. Revenue reached 2.3B with 10% growth year-over-year. Profit margins are strong at 34.9%, reflecting pricing power and operational efficiency.
Key Findings
Profit margin of 34.9% and operating margin of 46.8% demonstrate strong pricing power and operational efficiency.
Generating 191M in free cash flow and 206M in operating cash flow. Earnings are translating into actual cash generation.
What to Watch Next
Dividend sustainability with a current yield of 3.0%. Watch payout ratio and free cash flow coverage.
Sector dynamics: monitor BANKS - REGIONAL industry trends, competitive moves, and regulatory changes that could impact Synovus Financial Corp.
Bottom Line
Synovus Financial Corp is a well-established business delivering consistent profitability with 34.9% margins. The growth phase may be slowing, but strong cash generation and operational efficiency make it suitable for investors seeking reliability over excitement.
This synopsis is generated from publicly available financial data. It is not financial advice. Always conduct your own research and consult a qualified financial advisor before making investment decisions.
Insider Transactions
Loading insider activity...
About Synovus Financial Corp(SNV)
NYSE
FINANCIAL SERVICES
BANKS - REGIONAL
USA
Synovus Financial Corp. The company is headquartered in Columbus, Georgia.