Stock Yards Bancorp Inc (SYBT) Stock Analysis — PE Ratio, PS Ratio, Intrinsic Value & 2030 Price Target
Stock Yards Bancorp Inc stock (SYBT) is currently trading at $64.36. Stock Yards Bancorp Inc PE ratio is 13.55. Stock Yards Bancorp Inc PS ratio (Price-to-Sales) is 4.86. Analyst consensus price target for SYBT is $76.00. WallStSmart rates SYBT as Moderate Buy.
- SYBT PE ratio analysis and historical PE chart
- SYBT PS ratio (Price-to-Sales) history and trend
- SYBT intrinsic value — DCF, Graham Number, EPV models
- SYBT stock price prediction 2025 2026 2027 2028 2029 2030
- SYBT fair value vs current price
- SYBT insider transactions and insider buying
- Is SYBT undervalued or overvalued?
- Stock Yards Bancorp Inc financial analysis — revenue, earnings, cash flow
- SYBT Piotroski F-Score and Altman Z-Score
- SYBT analyst price target and Smart Rating
Stock Yards Bancorp Inc
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SYBT Intrinsic Value Analysis for Value Investors
Benjamin Graham Formula · Stock Yards Bancorp Inc (SYBT)
SYBT trades at a significant discount to its Graham intrinsic value of $153.14, offering a 55% margin of safety — a level value investors typically seek before buying.
Based on Benjamin Graham Formula. Growth rate capped at 25%. For informational purposes only. Not financial advice.
Smart Analysis
Stock Yards Bancorp Inc (SYBT) · 10 metrics scored
Smart Score
Category Performance
WallStSmart pulls financial metrics like revenue growth, profit margins, and valuation ratios and scores each one from 0 to 10 based on how strong or weak it is. Those 10 scores are grouped into 4 categories: Growth, Profitability, Valuation, and Quality — which form the 4 axes of the spider chart you see. The categories are then combined into a final score out of 100, but not equally. Growth and Profitability together count for 60% of the total, because a fast-growing profitable business matters more than just a cheap one. That final number maps to a rating (Strong Buy, Buy, Hold, Avoid) and a letter grade, giving you one clear Stock Rating.
Investment Thesis
Strong fundamentals in peg ratio, operating margin, price/book. Overall metrics suggest strong investment potential with favorable risk/reward.
Stock Yards Bancorp Inc (SYBT) Key Strengths (5)
Keeps $49 of every $100 in revenue after operating costs
Keeps $36 of every $100 in revenue as net profit
Good growth relative to its price
Trading at 1.72x book value, attractively priced
63.56% held by institutions, strong professional interest
Supporting Valuation Data
Stock Yards Bancorp Inc (SYBT) Areas to Watch (5)
Premium valuation at 4.9x annual revenue
Small-cap company with higher risk but more growth potential
Moderate profitability with room for improvement
Solid revenue growth at 13.10% per year
Solid earnings growth at 15.90%
Stock Yards Bancorp Inc (SYBT) Detailed Analysis Report
Overall Assessment
This company scores 70/100 in our Smart Analysis, earning a B- grade. Out of 10 metrics analyzed, 5 register as strengths (avg 8.8/10) while 5 fall into concern territory (avg 5.2/10). All four categories (Growth, Profitability, Valuation, and Quality) show healthy scores, indicating broadly sound fundamentals.
The Bull Case
The strongest argument centers on Operating Margin, Profit Margin, PEG Ratio. Valuation metrics including PEG Ratio (1.33), Price/Book (1.72) suggest the stock is attractively priced. Profitability is solid with Operating Margin at 48.60%, Profit Margin at 35.90%.
The Bear Case
The primary concerns are Price/Sales, Market Cap, Return on Equity. Some valuation metrics including Price/Sales (4.86) suggest expensive pricing. Growth concerns include Revenue Growth at 13.10%, EPS Growth at 15.90%, which may limit upside. Profitability pressure is visible in Return on Equity at 13.90%.
Key Dynamics to Monitor
Three factors to monitor going forward. First, whether Price/Sales improves, as this is the primary drag on the overall score. Second, margin trajectory, with Return on Equity at 13.90% needing improvement to support the investment thesis. Third, growth sustainability, with Revenue Growth at 13.10% needing to reaccelerate.
Risk Considerations
Based on the metric profile, this is a moderate risk investment. Strengths and concerns are roughly balanced. Investors should size positions according to their risk tolerance and maintain diversification.
Bottom Line
The combination of Operating Margin and Profit Margin makes a compelling case at current levels. The key risk is Price/Sales, but the overall fundamental picture is positive with a clear path to maintaining or improving the current B- grade.
Disclaimer: Smart Analysis is a scoring system developed by WallStSmart Team. Scores update daily using multi-model valuation framework. Always conduct your own research and consult with financial advisors before making investment decisions.
SYBT Price-to-Sales(PS) Ratio Chart
Historical valuation based on market cap ÷ trailing 12-month revenue
SYBT's Price-to-Sales ratio of 4.86x trades 28% below its historical average of 6.74x (3th percentile). The current valuation is 53% below its historical high of 10.4x set in Dec 2016, and 6% above its historical low of 4.58x in Sep 2011.
WallStSmart Analysis Synopsis
Data-driven financial summary for Stock Yards Bancorp Inc (SYBT) · FINANCIAL SERVICES › BANKS - REGIONAL
The Big Picture
Stock Yards Bancorp Inc is a mature, profitable business with steady cash generation. Revenue reached 391M with 13% growth year-over-year. Profit margins are strong at 35.9%, reflecting pricing power and operational efficiency.
Key Findings
Profit margin of 35.9% and operating margin of 48.6% demonstrate strong pricing power and operational efficiency.
Generating 48M in free cash flow and 52M in operating cash flow. Earnings are translating into actual cash generation.
What to Watch Next
Sector dynamics: monitor BANKS - REGIONAL industry trends, competitive moves, and regulatory changes that could impact Stock Yards Bancorp Inc.
Bottom Line
Stock Yards Bancorp Inc is a well-established business delivering consistent profitability with 35.9% margins. The growth phase may be slowing, but strong cash generation and operational efficiency make it suitable for investors seeking reliability over excitement.
This synopsis is generated from publicly available financial data. It is not financial advice. Always conduct your own research and consult a qualified financial advisor before making investment decisions.
Insider Transactions(36 last 3 months)
| Insider | Type | Shares |
|---|---|---|
HEINTZMAN, DAVID P Director | Sell | -10,000 |
| Insider | Type | Shares |
|---|---|---|
HEINTZMAN, DAVID P Director | Sell | -6,000 |
| Insider | Type | Shares |
|---|---|---|
BUDNICK, SHANNON Executive Vice President | Sell | -48 |
| Insider | Type | Shares |
|---|---|---|
BUDNICK, SHANNON Executive Vice President | Sell | -32 |
| Insider | Type | Shares |
|---|---|---|
BUDNICK, SHANNON Executive Vice President | Sell | -36 |
Data sourced from SEC Form 4 filings
Last updated: 12:57:05 PM
About Stock Yards Bancorp Inc(SYBT)
NASDAQ
FINANCIAL SERVICES
BANKS - REGIONAL
USA
Stock Yards Bancorp, Inc. is SYB's holding company offering various banking products and services in Louisville, Indianapolis and Cincinnati. The company is headquartered in Louisville, Kentucky.