Visa Inc. Class A (V) Stock Analysis — PE Ratio, PS Ratio, Intrinsic Value & 2030 Price Target
Visa Inc. Class A stock (V) is currently trading at $304.91. Visa Inc. Class A PE ratio is 28.50. Visa Inc. Class A PS ratio (Price-to-Sales) is 14.15. Analyst consensus price target for V is $400.20. WallStSmart rates V as Moderate Buy.
Visa Inc. Class A (V) stock price prediction for 2030: Base case $307.09. Bull case $383.86. Bear case $230.31. See full V 2030 price forecast and methodology on WallStSmart.
- V PE ratio analysis and historical PE chart
- V PS ratio (Price-to-Sales) history and trend
- V intrinsic value — DCF, Graham Number, EPV models
- V stock price prediction 2025 2026 2027 2028 2029 2030
- V fair value vs current price
- V insider transactions and insider buying
- Is V undervalued or overvalued?
- Visa Inc. Class A financial analysis — revenue, earnings, cash flow
- V Piotroski F-Score and Altman Z-Score
- V analyst price target and Smart Rating
Visa Inc. Class A
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V Intrinsic Value Analysis for Value Investors
Benjamin Graham Formula · Visa Inc. Class A (V)
V appears undervalued based on the Graham Formula, trading 17% below its estimated fair value of $369.26.
Based on Benjamin Graham Formula. Growth rate capped at 25%. For informational purposes only. Not financial advice.
Smart Analysis
Visa Inc. Class A (V) · 10 metrics scored
Smart Score
Category Performance
WallStSmart pulls financial metrics like revenue growth, profit margins, and valuation ratios and scores each one from 0 to 10 based on how strong or weak it is. Those 10 scores are grouped into 4 categories: Growth, Profitability, Valuation, and Quality — which form the 4 axes of the spider chart you see. The categories are then combined into a final score out of 100, but not equally. Growth and Profitability together count for 60% of the total, because a fast-growing profitable business matters more than just a cheap one. That final number maps to a rating (Strong Buy, Buy, Hold, Avoid) and a letter grade, giving you one clear Stock Rating.
Investment Thesis
Strong fundamentals in market cap, return on equity, operating margin. Concerns around price/sales and price/book. Overall metrics suggest strong investment potential with favorable risk/reward.
Visa Inc. Class A (V) Key Strengths (5)
Mega-cap company, among the largest in the world
Every $100 of shareholder equity generates $54 in profit
Keeps $68 of every $100 in revenue after operating costs
Keeps $50 of every $100 in revenue as net profit
90.75% of shares held by major funds and institutions
Supporting Valuation Data
Visa Inc. Class A (V) Areas to Watch (5)
Very expensive at 14.2x annual revenue
Very expensive at 15.2x book value
Growth is fairly priced, not cheap, not expensive
Solid revenue growth at 14.60% per year
Solid earnings growth at 17.40%
Supporting Valuation Data
Visa Inc. Class A (V) Detailed Analysis Report
Overall Assessment
This company scores 68/100 in our Smart Analysis, earning a B- grade. Out of 10 metrics analyzed, 5 register as strengths (avg 10.0/10) while 5 fall into concern territory (avg 4.4/10). The category breakdown reveals uneven performance, with some areas requiring attention.
The Bull Case
The strongest argument centers on Market Cap, Return on Equity, Operating Margin. Profitability is solid with Return on Equity at 53.90%, Operating Margin at 68.30%, Profit Margin at 50.20%.
The Bear Case
The primary concerns are Price/Sales, Price/Book, PEG Ratio. Some valuation metrics including PEG Ratio (1.65), Price/Sales (14.15), Price/Book (15.18) suggest expensive pricing. Growth concerns include Revenue Growth at 14.60%, EPS Growth at 17.40%, which may limit upside.
Key Dynamics to Monitor
Three factors to monitor going forward. First, whether Price/Sales improves, as this is the primary drag on the overall score. Second, margin trajectory, with Return on Equity at 53.90% currently healthy but needing to be sustained. Third, growth sustainability, with Revenue Growth at 14.60% needing to reaccelerate.
Risk Considerations
Based on the metric profile, this is a moderate-to-high risk investment. Strengths and concerns are roughly balanced. Investors should size positions according to their risk tolerance and maintain diversification.
Bottom Line
Mixed fundamentals with both positives (Market Cap, Return on Equity) and negatives (Price/Sales, Price/Book). A cautious approach is warranted. Monitor for improvement in weak areas before increasing conviction.
Disclaimer: Smart Analysis is a scoring system developed by WallStSmart Team. Scores update daily using multi-model valuation framework. Always conduct your own research and consult with financial advisors before making investment decisions.
V Price-to-Sales(PS) Ratio Chart
Historical valuation based on market cap ÷ trailing 12-month revenue
V's Price-to-Sales ratio of 14.15x sits near its historical average of 13.58x (53th percentile), suggesting the market is pricing in steady-state growth. The current valuation is 42% below its historical high of 24.37x set in Jun 2021, and 141% above its historical low of 5.86x in Jan 2009. Over the past 12 months, the PS ratio has compressed from ~18.5x as trailing revenue scaled faster than the stock price.
WallStSmart Analysis Synopsis
Data-driven financial summary for Visa Inc. Class A (V) · FINANCIAL SERVICES › CREDIT SERVICES
The Big Picture
Visa Inc. Class A is a mature, profitable business with steady cash generation. Revenue reached 41.4B with 15% growth year-over-year. Profit margins are strong at 50.2%, reflecting pricing power and operational efficiency.
Key Findings
ROE of 5390.0% means the company generates strong returns on shareholder equity. Above 20% is considered top-tier.
Profit margin of 50.2% and operating margin of 68.3% demonstrate strong pricing power and operational efficiency.
What to Watch Next
Sector dynamics: monitor CREDIT SERVICES industry trends, competitive moves, and regulatory changes that could impact Visa Inc. Class A.
Bottom Line
Visa Inc. Class A is a well-established business delivering consistent profitability with 50.2% margins. The growth phase may be slowing, but strong cash generation and operational efficiency make it suitable for investors seeking reliability over excitement.
This synopsis is generated from publicly available financial data. It is not financial advice. Always conduct your own research and consult a qualified financial advisor before making investment decisions.
Insider Transactions
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About Visa Inc. Class A(V)
NYSE
FINANCIAL SERVICES
CREDIT SERVICES
USA
Visa Inc. is an American multinational financial services corporation headquartered in Foster City, California, United States. It facilitates electronic funds transfers throughout the world, most commonly through Visa-branded credit cards, debit cards and prepaid cards. Visa is one of the world's most valuable companies.