Valley National Bancorp A Pref (VLYPP) Stock Analysis — PE Ratio, PS Ratio, Intrinsic Value & 2030 Price Target
Valley National Bancorp A Pref stock (VLYPP) is currently trading at $24.78. Valley National Bancorp A Pref PE ratio is 22.03. Valley National Bancorp A Pref PS ratio (Price-to-Sales) is 1.65. WallStSmart rates VLYPP as Moderate Buy.
- VLYPP PE ratio analysis and historical PE chart
- VLYPP PS ratio (Price-to-Sales) history and trend
- VLYPP intrinsic value — DCF, Graham Number, EPV models
- VLYPP stock price prediction 2025 2026 2027 2028 2029 2030
- VLYPP fair value vs current price
- VLYPP insider transactions and insider buying
- Is VLYPP undervalued or overvalued?
- Valley National Bancorp A Pref financial analysis — revenue, earnings, cash flow
- VLYPP Piotroski F-Score and Altman Z-Score
- VLYPP analyst price target and Smart Rating
Valley National Bancorp A Pref
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VLYPP Intrinsic Value Analysis for Value Investors
Benjamin Graham Formula · Valley National Bancorp A Pref (VLYPP)
VLYPP trades at a significant discount to its Graham intrinsic value of $51.95, offering a 51% margin of safety — a level value investors typically seek before buying.
Based on Benjamin Graham Formula. Growth rate capped at 25%. For informational purposes only. Not financial advice.
Smart Analysis
Valley National Bancorp A Pref (VLYPP) · 8 metrics scored
Smart Score
Category Performance
WallStSmart pulls financial metrics like revenue growth, profit margins, and valuation ratios and scores each one from 0 to 10 based on how strong or weak it is. Those 10 scores are grouped into 4 categories: Growth, Profitability, Valuation, and Quality — which form the 4 axes of the spider chart you see. The categories are then combined into a final score out of 100, but not equally. Growth and Profitability together count for 60% of the total, because a fast-growing profitable business matters more than just a cheap one. That final number maps to a rating (Strong Buy, Buy, Hold, Avoid) and a letter grade, giving you one clear Stock Rating.
Investment Thesis
Strong fundamentals in operating margin, price/sales, revenue growth. Concerns around return on equity. Fundamentals are solid but monitor weak areas for improvement.
Valley National Bancorp A Pref (VLYPP) Key Strengths (6)
Keeps $47 of every $100 in revenue after operating costs
Revenue surging 38.30% year-over-year
Earnings per share surging 66.70% year-over-year
Keeps $32 of every $100 in revenue as net profit
Paying $1.65 for every $1 of annual revenue
Mid-cap company balancing growth potential with stability
Supporting Valuation Data
Valley National Bancorp A Pref (VLYPP) Areas to Watch (2)
Low profitability relative to shareholder equity
Moderate institutional interest at 38.57%
Valley National Bancorp A Pref (VLYPP) Detailed Analysis Report
Overall Assessment
This company scores 63/100 in our Smart Analysis, earning a C+ grade. Out of 8 metrics analyzed, 6 register as strengths (avg 9.2/10) while 2 fall into concern territory (avg 4.5/10). The category breakdown reveals uneven performance, with some areas requiring attention.
The Bull Case
The strongest argument centers on Operating Margin, Revenue Growth, EPS Growth. Valuation metrics including Price/Sales (1.65) suggest the stock is attractively priced. Profitability is solid with Operating Margin at 46.50%, Profit Margin at 32.40%. Growth metrics are encouraging with Revenue Growth at 38.30%, EPS Growth at 66.70%.
The Bear Case
The primary concerns are Return on Equity, Institutional Own.. Profitability pressure is visible in Return on Equity at 7.85%.
Key Dynamics to Monitor
Three factors to monitor going forward. First, whether Return on Equity improves, as this is the primary drag on the overall score. Second, margin trajectory, with Return on Equity at 7.85% needing improvement to support the investment thesis. Third, growth sustainability, with Revenue Growth at 38.30% strong but requiring continuation.
Risk Considerations
Based on the metric profile, this is a moderate-to-high risk investment. The weight of evidence leans positive, with more strengths than concerns. Investors should size positions according to their risk tolerance and maintain diversification.
Bottom Line
Mixed fundamentals with both positives (Operating Margin, Revenue Growth) and negatives (Return on Equity, Institutional Own.). A cautious approach is warranted. Monitor for improvement in weak areas before increasing conviction.
Disclaimer: Smart Analysis is a scoring system developed by WallStSmart Team. Scores update daily using multi-model valuation framework. Always conduct your own research and consult with financial advisors before making investment decisions.
VLYPP Price-to-Sales(PS) Ratio Chart
Historical valuation based on market cap ÷ trailing 12-month revenue
VLYPP's Price-to-Sales ratio of 1.65x trades at a deep discount to its historical average of 6.37x (0th percentile). The current valuation is 87% below its historical high of 12.58x set in Nov 2015, and 0% above its historical low of 1.65x in Mar 2026. Over the past 12 months, the PS ratio has compressed from ~2.3x as trailing revenue scaled faster than the stock price.
WallStSmart Analysis Synopsis
Data-driven financial summary for Valley National Bancorp A Pref (VLYPP) · FINANCIAL SERVICES › BANKS - REGIONAL
The Big Picture
Valley National Bancorp A Pref is a strong growth company balancing expansion with improving profitability. Revenue reached 1.8B with 38% growth year-over-year. Profit margins are strong at 32.4%, reflecting pricing power and operational efficiency.
Key Findings
Revenue growing at 38% YoY, reaching 1.8B. This pace significantly outperforms most BANKS - REGIONAL peers.
ROE of 785.0% means the company generates strong returns on shareholder equity. Above 20% is considered top-tier.
What to Watch Next
Growth sustainability: can Valley National Bancorp A Pref maintain 38%+ revenue growth, or will competition slow it down?
Debt management: total debt of 3.8B is significantly higher than cash (315M). Monitor refinancing risk.
Sector dynamics: monitor BANKS - REGIONAL industry trends, competitive moves, and regulatory changes that could impact Valley National Bancorp A Pref.
Bottom Line
Valley National Bancorp A Pref offers an attractive blend of growth (38% revenue expansion) and improving fundamentals. The company is transitioning from pure growth to profitable growth, a critical inflection point. Watch for sustained margin expansion as the key signal.
This synopsis is generated from publicly available financial data. It is not financial advice. Always conduct your own research and consult a qualified financial advisor before making investment decisions.
Insider Transactions(44 last 3 months)
| Insider | Type | Shares |
|---|---|---|
VAZQUEZ, CARLOS J Director | Buy | +2,500 |
| Insider | Type | Shares |
|---|---|---|
VAZQUEZ, CARLOS J Director | Buy | +1,752 |
Data sourced from SEC Form 4 filings
Last updated: 8:27:49 AM
About Valley National Bancorp A Pref(VLYPP)
NASDAQ
FINANCIAL SERVICES
BANKS - REGIONAL
USA
Valley National Bancorp is the parent company of Valley National Bank offering various commercial, retail, insurance and wealth management financial services products. The company is headquartered in New York, New York.