Washington Federal Inc (WAFDP) Stock Analysis — PE Ratio, PS Ratio, Intrinsic Value & 2030 Price Target
Washington Federal Inc stock (WAFDP) is currently trading at $16.63. Washington Federal Inc PE ratio is 5.98. WallStSmart rates WAFDP as Underperform.
- WAFDP PE ratio analysis and historical PE chart
- WAFDP PS ratio (Price-to-Sales) history and trend
- WAFDP intrinsic value — DCF, Graham Number, EPV models
- WAFDP stock price prediction 2025 2026 2027 2028 2029 2030
- WAFDP fair value vs current price
- WAFDP insider transactions and insider buying
- Is WAFDP undervalued or overvalued?
- Washington Federal Inc financial analysis — revenue, earnings, cash flow
- WAFDP Piotroski F-Score and Altman Z-Score
- WAFDP analyst price target and Smart Rating
Washington Federal Inc
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WAFDP Intrinsic Value Analysis for Value Investors
Benjamin Graham Formula · Washington Federal Inc (WAFDP)
WAFDP trades at a significant discount to its Graham intrinsic value of $128.14, offering a 87% margin of safety — a level value investors typically seek before buying.
Based on Benjamin Graham Formula. Growth rate capped at 25%. For informational purposes only. Not financial advice.
Smart Analysis
Washington Federal Inc (WAFDP) · 7 metrics scored
Smart Score
Category Performance
WallStSmart pulls financial metrics like revenue growth, profit margins, and valuation ratios and scores each one from 0 to 10 based on how strong or weak it is. Those 10 scores are grouped into 4 categories: Growth, Profitability, Valuation, and Quality — which form the 4 axes of the spider chart you see. The categories are then combined into a final score out of 100, but not equally. Growth and Profitability together count for 60% of the total, because a fast-growing profitable business matters more than just a cheap one. That final number maps to a rating (Strong Buy, Buy, Hold, Avoid) and a letter grade, giving you one clear Stock Rating.
Investment Thesis
Strong fundamentals in operating margin, eps growth, profit margin. Concerns around return on equity and institutional own.. Mixed signals suggest waiting for clearer direction before acting.
Washington Federal Inc (WAFDP) Key Strengths (4)
Keeps $47 of every $100 in revenue after operating costs
Earnings per share surging 46.60% year-over-year
Keeps $33 of every $100 in revenue as net profit
Mid-cap company balancing growth potential with stability
Supporting Valuation Data
Washington Federal Inc (WAFDP) Areas to Watch (3)
Very low institutional interest at 0.00%
Low profitability relative to shareholder equity
Modest revenue growth at 9.80%
Washington Federal Inc (WAFDP) Detailed Analysis Report
Overall Assessment
This company scores 44/100 in our Smart Analysis, earning a D grade. Out of 7 metrics analyzed, 4 register as strengths (avg 9.3/10) while 3 fall into concern territory (avg 3.0/10). The category breakdown reveals uneven performance, with some areas requiring attention.
The Bull Case
The strongest argument centers on Operating Margin, EPS Growth, Profit Margin. Profitability is solid with Operating Margin at 46.60%, Profit Margin at 33.10%. Growth metrics are encouraging with EPS Growth at 46.60%.
The Bear Case
The primary concerns are Institutional Own., Return on Equity, Revenue Growth. Growth concerns include Revenue Growth at 9.80%, which may limit upside. Profitability pressure is visible in Return on Equity at 8.03%.
Key Dynamics to Monitor
Three factors to monitor going forward. First, whether Institutional Own. improves, as this is the primary drag on the overall score. Second, margin trajectory, with Return on Equity at 8.03% needing improvement to support the investment thesis. Third, growth sustainability, with Revenue Growth at 9.80% needing to reaccelerate.
Risk Considerations
Based on the metric profile, this is a higher risk investment. The weight of evidence leans positive, with more strengths than concerns. Investors should size positions according to their risk tolerance and maintain diversification.
Bottom Line
Fundamental challenges outweigh strengths at current levels. Institutional Own. and Return on Equity are the primary drags. Consider waiting for meaningful improvement before committing capital.
Disclaimer: Smart Analysis is a scoring system developed by WallStSmart Team. Scores update daily using multi-model valuation framework. Always conduct your own research and consult with financial advisors before making investment decisions.
WAFDP Price-to-Sales(PS) Ratio Chart
Historical valuation based on market cap ÷ trailing 12-month revenue
WallStSmart Analysis Synopsis
Data-driven financial summary for Washington Federal Inc (WAFDP) · FINANCIAL SERVICES › BANKS - REGIONAL
The Big Picture
Washington Federal Inc is a mature, profitable business with steady cash generation. Revenue reached 734M with 10% growth year-over-year. Profit margins are strong at 33.1%, reflecting pricing power and operational efficiency.
Key Findings
Profit margin of 33.1% and operating margin of 46.6% demonstrate strong pricing power and operational efficiency.
Generating 50M in free cash flow and 60M in operating cash flow. Earnings are translating into actual cash generation.
What to Watch Next
Dividend sustainability with a current yield of 4.9%. Watch payout ratio and free cash flow coverage.
Debt management: total debt of 2.5B is significantly higher than cash (735M). Monitor refinancing risk.
Sector dynamics: monitor BANKS - REGIONAL industry trends, competitive moves, and regulatory changes that could impact Washington Federal Inc.
Bottom Line
Washington Federal Inc is a well-established business delivering consistent profitability with 33.1% margins. The growth phase may be slowing, but strong cash generation and operational efficiency make it suitable for investors seeking reliability over excitement.
This synopsis is generated from publicly available financial data. It is not financial advice. Always conduct your own research and consult a qualified financial advisor before making investment decisions.
Insider Transactions
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About Washington Federal Inc(WAFDP)
NASDAQ
FINANCIAL SERVICES
BANKS - REGIONAL
USA
Washington Federal Inc. (WAFDP), headquartered in Seattle, Washington, is a prominent financial institution that offers a comprehensive suite of services encompassing retail and commercial banking, mortgage banking, and wealth management. Known for its dedication to exceptional customer service, the bank strategically serves individuals, businesses, and communities throughout the Western United States. With a focus on technological innovation and local market expertise, Washington Federal maintains a solid financial foundation and exhibits strong resilience amid evolving market conditions. Its commitment to prudent risk management and community involvement positions it as a reliable partner in promoting economic growth and stability.