Western Alliance Bancorporation (WAL) Stock Analysis — PE Ratio, PS Ratio, Intrinsic Value & 2030 Price Target
Western Alliance Bancorporation stock (WAL) is currently trading at $70.74. Western Alliance Bancorporation PE ratio is 7.98. Western Alliance Bancorporation PS ratio (Price-to-Sales) is 2.31. Analyst consensus price target for WAL is $96.40. WallStSmart rates WAL as Buy.
- WAL PE ratio analysis and historical PE chart
- WAL PS ratio (Price-to-Sales) history and trend
- WAL intrinsic value — DCF, Graham Number, EPV models
- WAL stock price prediction 2025 2026 2027 2028 2029 2030
- WAL fair value vs current price
- WAL insider transactions and insider buying
- Is WAL undervalued or overvalued?
- Western Alliance Bancorporation financial analysis — revenue, earnings, cash flow
- WAL Piotroski F-Score and Altman Z-Score
- WAL analyst price target and Smart Rating
Western Alliance Bancorporation
📊 No data available
Try selecting a different time range
WAL Intrinsic Value Analysis for Value Investors
Benjamin Graham Formula · Western Alliance Bancorporation (WAL)
WAL trades at a significant discount to its Graham intrinsic value of $408.56, offering a 77% margin of safety — a level value investors typically seek before buying.
Based on Benjamin Graham Formula. Growth rate capped at 25%. For informational purposes only. Not financial advice.
Smart Analysis
Western Alliance Bancorporation (WAL) · 10 metrics scored
Smart Score
Category Performance
WallStSmart pulls financial metrics like revenue growth, profit margins, and valuation ratios and scores each one from 0 to 10 based on how strong or weak it is. Those 10 scores are grouped into 4 categories: Growth, Profitability, Valuation, and Quality — which form the 4 axes of the spider chart you see. The categories are then combined into a final score out of 100, but not equally. Growth and Profitability together count for 60% of the total, because a fast-growing profitable business matters more than just a cheap one. That final number maps to a rating (Strong Buy, Buy, Hold, Avoid) and a letter grade, giving you one clear Stock Rating.
Investment Thesis
Strong fundamentals in peg ratio, operating margin, price/book. Overall metrics suggest strong investment potential with favorable risk/reward.
Western Alliance Bancorporation (WAL) Key Strengths (7)
Keeps $41 of every $100 in revenue after operating costs
Earnings per share surging 32.80% year-over-year
Keeps $29 of every $100 in revenue as net profit
89.02% of shares held by major funds and institutions
Good growth relative to its price
Trading at 1.00x book value, attractively priced
Mid-cap company balancing growth potential with stability
Supporting Valuation Data
Western Alliance Bancorporation (WAL) Areas to Watch (3)
Moderate profitability with room for improvement
Revenue is fairly priced at 2.31x sales
Solid revenue growth at 16.60% per year
Western Alliance Bancorporation (WAL) Detailed Analysis Report
Overall Assessment
This company scores 79/100 in our Smart Analysis, earning a B+ grade. Out of 10 metrics analyzed, 7 register as strengths (avg 9.0/10) while 3 fall into concern territory (avg 5.7/10). All four categories (Growth, Profitability, Valuation, and Quality) show healthy scores, indicating broadly sound fundamentals.
The Bull Case
The strongest argument centers on Operating Margin, EPS Growth, Profit Margin. Valuation metrics including PEG Ratio (1.47), Price/Book (1.00) suggest the stock is attractively priced. Profitability is solid with Operating Margin at 41.10%, Profit Margin at 29.20%. Growth metrics are encouraging with EPS Growth at 32.80%.
The Bear Case
The primary concerns are Return on Equity, Price/Sales, Revenue Growth. Some valuation metrics including Price/Sales (2.31) suggest expensive pricing. Growth concerns include Revenue Growth at 16.60%, which may limit upside. Profitability pressure is visible in Return on Equity at 13.50%.
Key Dynamics to Monitor
Three factors to monitor going forward. First, whether Return on Equity improves, as this is the primary drag on the overall score. Second, margin trajectory, with Return on Equity at 13.50% needing improvement to support the investment thesis. Third, growth sustainability, with Revenue Growth at 16.60% needing to reaccelerate.
Risk Considerations
Based on the metric profile, this is a moderate risk investment. The weight of evidence leans positive, with more strengths than concerns. Investors should size positions according to their risk tolerance and maintain diversification.
Bottom Line
The combination of Operating Margin and EPS Growth makes a compelling case at current levels. The key risk is Return on Equity, but the overall fundamental picture is positive with a clear path to maintaining or improving the current B+ grade.
Disclaimer: Smart Analysis is a scoring system developed by WallStSmart Team. Scores update daily using multi-model valuation framework. Always conduct your own research and consult with financial advisors before making investment decisions.
WAL Price-to-Sales(PS) Ratio Chart
Historical valuation based on market cap ÷ trailing 12-month revenue
WAL's Price-to-Sales ratio of 2.31x trades at a deep discount to its historical average of 7.23x (13th percentile). The current valuation is 94% below its historical high of 36.67x set in Feb 2007, and 81% above its historical low of 1.28x in Dec 2009. Over the past 12 months, the PS ratio has compressed from ~2.7x as trailing revenue scaled faster than the stock price.
WallStSmart Analysis Synopsis
Data-driven financial summary for Western Alliance Bancorporation (WAL) · FINANCIAL SERVICES › BANKS - REGIONAL
The Big Picture
Western Alliance Bancorporation is a strong growth company balancing expansion with improving profitability. Revenue reached 3.3B with 17% growth year-over-year. Profit margins are strong at 29.2%, reflecting pricing power and operational efficiency.
Key Findings
ROE of 1350.0% means the company generates strong returns on shareholder equity. Above 20% is considered top-tier.
Profit margin of 29.2% and operating margin of 41.1% demonstrate strong pricing power and operational efficiency.
Free cash flow is -118M, meaning the company is burning cash. This may be acceptable for high-growth companies investing heavily.
What to Watch Next
Sector dynamics: monitor BANKS - REGIONAL industry trends, competitive moves, and regulatory changes that could impact Western Alliance Bancorporation.
Bottom Line
Western Alliance Bancorporation offers an attractive blend of growth (17% revenue expansion) and improving fundamentals. The company is transitioning from pure growth to profitable growth, a critical inflection point. Watch for sustained margin expansion as the key signal.
This synopsis is generated from publicly available financial data. It is not financial advice. Always conduct your own research and consult a qualified financial advisor before making investment decisions.
Insider Transactions(261 last 3 months)
| Insider | Type | Shares |
|---|---|---|
MUCHA, BEN Chief Accounting Officer | Sell | -641 |
| Insider | Type | Shares |
|---|---|---|
BOOTHE, TIMOTHY W Chief Administration Officer | Sell | -69 |
| Insider | Type | Shares |
|---|---|---|
MUCHA, BEN Chief Accounting Officer | Buy | +1,092 |
| Insider | Type | Shares |
|---|---|---|
GUGGENHEIM, GRETA Director | Buy | +2,580 |
Data sourced from SEC Form 4 filings
Last updated: 8:28:19 AM
About Western Alliance Bancorporation(WAL)
NYSE
FINANCIAL SERVICES
BANKS - REGIONAL
USA
Western Alliance Bancorporation is the banking holding company for Western Alliance Bank offering various banking products and related services primarily in Arizona, California and Nevada. The company is headquartered in Phoenix, Arizona.