Webster Financial Corporation (WBS) Stock Analysis — PE Ratio, PS Ratio, Intrinsic Value & 2030 Price Target
Webster Financial Corporation stock (WBS) is currently trading at $69.45. Webster Financial Corporation PE ratio is 11.77. Webster Financial Corporation PS ratio (Price-to-Sales) is 4.18. Analyst consensus price target for WBS is $74.42. WallStSmart rates WBS as Buy.
- WBS PE ratio analysis and historical PE chart
- WBS PS ratio (Price-to-Sales) history and trend
- WBS intrinsic value — DCF, Graham Number, EPV models
- WBS stock price prediction 2025 2026 2027 2028 2029 2030
- WBS fair value vs current price
- WBS insider transactions and insider buying
- Is WBS undervalued or overvalued?
- Webster Financial Corporation financial analysis — revenue, earnings, cash flow
- WBS Piotroski F-Score and Altman Z-Score
- WBS analyst price target and Smart Rating
Webster Financial Corporation
📊 No data available
Try selecting a different time range
WBS Intrinsic Value Analysis for Value Investors
Benjamin Graham Formula · Webster Financial Corporation (WBS)
WBS trades at a significant discount to its Graham intrinsic value of $276.12, offering a 74% margin of safety — a level value investors typically seek before buying.
Based on Benjamin Graham Formula. Growth rate capped at 25%. For informational purposes only. Not financial advice.
Smart Analysis
Webster Financial Corporation (WBS) · 10 metrics scored
Smart Score
Category Performance
WallStSmart pulls financial metrics like revenue growth, profit margins, and valuation ratios and scores each one from 0 to 10 based on how strong or weak it is. Those 10 scores are grouped into 4 categories: Growth, Profitability, Valuation, and Quality — which form the 4 axes of the spider chart you see. The categories are then combined into a final score out of 100, but not equally. Growth and Profitability together count for 60% of the total, because a fast-growing profitable business matters more than just a cheap one. That final number maps to a rating (Strong Buy, Buy, Hold, Avoid) and a letter grade, giving you one clear Stock Rating.
Investment Thesis
Strong fundamentals in market cap, operating margin, price/book. Overall metrics suggest strong investment potential with favorable risk/reward.
Webster Financial Corporation (WBS) Key Strengths (6)
Keeps $46 of every $100 in revenue after operating costs
Earnings per share surging 52.70% year-over-year
Keeps $38 of every $100 in revenue as net profit
92.05% of shares held by major funds and institutions
Large-cap company with substantial market presence
Trading at 1.20x book value, attractively priced
Supporting Valuation Data
Webster Financial Corporation (WBS) Areas to Watch (4)
Premium valuation at 4.2x annual revenue
Moderate profitability with room for improvement
Growth is fairly priced, not cheap, not expensive
Solid revenue growth at 15.90% per year
Webster Financial Corporation (WBS) Detailed Analysis Report
Overall Assessment
This company scores 76/100 in our Smart Analysis, earning a B+ grade. Out of 10 metrics analyzed, 6 register as strengths (avg 9.5/10) while 4 fall into concern territory (avg 5.3/10). All four categories (Growth, Profitability, Valuation, and Quality) show healthy scores, indicating broadly sound fundamentals.
The Bull Case
The strongest argument centers on Operating Margin, EPS Growth, Profit Margin. Valuation metrics including Price/Book (1.20) suggest the stock is attractively priced. Profitability is solid with Operating Margin at 46.40%, Profit Margin at 37.50%. Growth metrics are encouraging with EPS Growth at 52.70%.
The Bear Case
The primary concerns are Price/Sales, Return on Equity, PEG Ratio. Some valuation metrics including PEG Ratio (1.73), Price/Sales (4.18) suggest expensive pricing. Growth concerns include Revenue Growth at 15.90%, which may limit upside. Profitability pressure is visible in Return on Equity at 10.80%.
Key Dynamics to Monitor
Three factors to monitor going forward. First, whether Price/Sales improves, as this is the primary drag on the overall score. Second, margin trajectory, with Return on Equity at 10.80% needing improvement to support the investment thesis. Third, growth sustainability, with Revenue Growth at 15.90% needing to reaccelerate.
Risk Considerations
Based on the metric profile, this is a moderate risk investment. The weight of evidence leans positive, with more strengths than concerns. Investors should size positions according to their risk tolerance and maintain diversification.
Bottom Line
The combination of Operating Margin and EPS Growth makes a compelling case at current levels. The key risk is Price/Sales, but the overall fundamental picture is positive with a clear path to maintaining or improving the current B+ grade.
Disclaimer: Smart Analysis is a scoring system developed by WallStSmart Team. Scores update daily using multi-model valuation framework. Always conduct your own research and consult with financial advisors before making investment decisions.
WBS Price-to-Sales(PS) Ratio Chart
Historical valuation based on market cap ÷ trailing 12-month revenue
WBS's Price-to-Sales ratio of 4.18x trades 19% below its historical average of 5.14x (40th percentile). The current valuation is 54% below its historical high of 9.18x set in Jul 2018, and 466% above its historical low of 0.74x in Feb 2009.
WallStSmart Analysis Synopsis
Data-driven financial summary for Webster Financial Corporation (WBS) · FINANCIAL SERVICES › BANKS - REGIONAL
The Big Picture
Webster Financial Corporation is a strong growth company balancing expansion with improving profitability. Revenue reached 2.7B with 16% growth year-over-year. Profit margins are strong at 37.5%, reflecting pricing power and operational efficiency.
Key Findings
Profit margin of 37.5% and operating margin of 46.4% demonstrate strong pricing power and operational efficiency.
Generating 302M in free cash flow and 318M in operating cash flow. Earnings are translating into actual cash generation.
What to Watch Next
Sector dynamics: monitor BANKS - REGIONAL industry trends, competitive moves, and regulatory changes that could impact Webster Financial Corporation.
Bottom Line
Webster Financial Corporation offers an attractive blend of growth (16% revenue expansion) and improving fundamentals. The company is transitioning from pure growth to profitable growth, a critical inflection point. Watch for sustained margin expansion as the key signal.
This synopsis is generated from publicly available financial data. It is not financial advice. Always conduct your own research and consult a qualified financial advisor before making investment decisions.
Insider Transactions(64 last 3 months)
| Insider | Type | Shares |
|---|---|---|
CIULLA, JOHN R Director, Chairman and CEO | Sell | -8,000 |
Data sourced from SEC Form 4 filings
Last updated: 11:32:39 AM
About Webster Financial Corporation(WBS)
NYSE
FINANCIAL SERVICES
BANKS - REGIONAL
USA
Webster Financial Corporation is the banking holding company for Webster Bank, a National Association that provides a variety of banking, investment, and financial services to individuals, families, and businesses in the United States. The company is headquartered in Waterbury, Connecticut.