Wells Fargo & Company (WFC) Stock Analysis — PE Ratio, PS Ratio, Intrinsic Value & 2030 Price Target
Wells Fargo & Company stock (WFC) is currently trading at $80.26. Wells Fargo & Company PE ratio is 12.72. Wells Fargo & Company PS ratio (Price-to-Sales) is 3.07. Analyst consensus price target for WFC is $100.52. WallStSmart rates WFC as Moderate Buy.
Wells Fargo & Company (WFC) stock price prediction for 2030: Base case $165.59. Bull case $206.99. Bear case $124.19. See full WFC 2030 price forecast and methodology on WallStSmart.
- WFC PE ratio analysis and historical PE chart
- WFC PS ratio (Price-to-Sales) history and trend
- WFC intrinsic value — DCF, Graham Number, EPV models
- WFC stock price prediction 2025 2026 2027 2028 2029 2030
- WFC fair value vs current price
- WFC insider transactions and insider buying
- Is WFC undervalued or overvalued?
- Wells Fargo & Company financial analysis — revenue, earnings, cash flow
- WFC Piotroski F-Score and Altman Z-Score
- WFC analyst price target and Smart Rating
Wells Fargo & Company
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WFC Intrinsic Value Analysis for Value Investors
Benjamin Graham Formula · Wells Fargo & Company (WFC)
WFC trades at a significant discount to its Graham intrinsic value of $173.78, offering a 54% margin of safety — a level value investors typically seek before buying.
Based on Benjamin Graham Formula. Growth rate capped at 25%. For informational purposes only. Not financial advice.
Smart Analysis
Wells Fargo & Company (WFC) · 10 metrics scored
Smart Score
Category Performance
WallStSmart pulls financial metrics like revenue growth, profit margins, and valuation ratios and scores each one from 0 to 10 based on how strong or weak it is. Those 10 scores are grouped into 4 categories: Growth, Profitability, Valuation, and Quality — which form the 4 axes of the spider chart you see. The categories are then combined into a final score out of 100, but not equally. Growth and Profitability together count for 60% of the total, because a fast-growing profitable business matters more than just a cheap one. That final number maps to a rating (Strong Buy, Buy, Hold, Avoid) and a letter grade, giving you one clear Stock Rating.
Investment Thesis
Strong fundamentals in market cap, operating margin, price/book. Overall metrics suggest strong investment potential with favorable risk/reward.
Wells Fargo & Company (WFC) Key Strengths (5)
Mega-cap company, among the largest in the world
Keeps $27 of every $100 in revenue as net profit
79.61% of shares held by major funds and institutions
Strong operational efficiency: $30 kept per $100 revenue
Trading at 1.46x book value, attractively priced
Supporting Valuation Data
Wells Fargo & Company (WFC) Areas to Watch (5)
Modest revenue growth at 5.00%
Moderate profitability with room for improvement
Growth is fairly priced, not cheap, not expensive
Revenue is fairly priced at 3.07x sales
Solid earnings growth at 13.10%
Wells Fargo & Company (WFC) Detailed Analysis Report
Overall Assessment
This company scores 72/100 in our Smart Analysis, earning a B grade. Out of 10 metrics analyzed, 5 register as strengths (avg 9.2/10) while 5 fall into concern territory (avg 5.4/10). All four categories (Growth, Profitability, Valuation, and Quality) show healthy scores, indicating broadly sound fundamentals.
The Bull Case
The strongest argument centers on Market Cap, Profit Margin, Institutional Own.. Valuation metrics including Price/Book (1.46) suggest the stock is attractively priced. Profitability is solid with Operating Margin at 29.90%, Profit Margin at 26.70%.
The Bear Case
The primary concerns are Revenue Growth, Return on Equity, PEG Ratio. Some valuation metrics including PEG Ratio (1.66), Price/Sales (3.07) suggest expensive pricing. Growth concerns include Revenue Growth at 5.00%, EPS Growth at 13.10%, which may limit upside. Profitability pressure is visible in Return on Equity at 11.70%.
Key Dynamics to Monitor
Three factors to monitor going forward. First, whether Revenue Growth improves, as this is the primary drag on the overall score. Second, margin trajectory, with Return on Equity at 11.70% needing improvement to support the investment thesis. Third, growth sustainability, with Revenue Growth at 5.00% needing to reaccelerate.
Risk Considerations
Based on the metric profile, this is a moderate risk investment. Strengths and concerns are roughly balanced. Investors should size positions according to their risk tolerance and maintain diversification.
Bottom Line
The combination of Market Cap and Profit Margin makes a compelling case at current levels. The key risk is Revenue Growth, but the overall fundamental picture is positive with a clear path to maintaining or improving the current B grade.
Disclaimer: Smart Analysis is a scoring system developed by WallStSmart Team. Scores update daily using multi-model valuation framework. Always conduct your own research and consult with financial advisors before making investment decisions.
WFC Price-to-Sales(PS) Ratio Chart
Historical valuation based on market cap ÷ trailing 12-month revenue
WFC's Price-to-Sales ratio of 3.07x trades at a 26% premium to its historical average of 2.43x (81th percentile). The current valuation is 45% below its historical high of 5.54x set in Jul 2006, and 270% above its historical low of 0.83x in Feb 2009.
WallStSmart Analysis Synopsis
Data-driven financial summary for Wells Fargo & Company (WFC) · FINANCIAL SERVICES › BANKS - DIVERSIFIED
The Big Picture
Wells Fargo & Company is a strong growth company balancing expansion with improving profitability. Revenue reached 80.0B with 500% growth year-over-year. Profit margins are strong at 26.7%, reflecting pricing power and operational efficiency.
Key Findings
Revenue growing at 500% YoY, reaching 80.0B. This pace significantly outperforms most BANKS - DIVERSIFIED peers.
ROE of 1170.0% means the company generates strong returns on shareholder equity. Above 20% is considered top-tier.
What to Watch Next
Growth sustainability: can Wells Fargo & Company maintain 500%+ revenue growth, or will competition slow it down?
Sector dynamics: monitor BANKS - DIVERSIFIED industry trends, competitive moves, and regulatory changes that could impact Wells Fargo & Company.
Bottom Line
Wells Fargo & Company offers an attractive blend of growth (500% revenue expansion) and improving fundamentals. The company is transitioning from pure growth to profitable growth, a critical inflection point. Watch for sustained margin expansion as the key signal.
This synopsis is generated from publicly available financial data. It is not financial advice. Always conduct your own research and consult a qualified financial advisor before making investment decisions.
Insider Transactions
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About Wells Fargo & Company(WFC)
NYSE
FINANCIAL SERVICES
BANKS - DIVERSIFIED
USA
Wells Fargo & Company is an American multinational financial services company with corporate headquarters in San Francisco, California, operational headquarters in Manhattan, and managerial offices throughout the United States and overseas.