WallStSmart

WesBanco Inc (WSBC) Stock Analysis — PE Ratio, PS Ratio, Intrinsic Value & 2030 Price Target

WesBanco Inc stock (WSBC) is currently trading at $33.87. WesBanco Inc PE ratio is 14.85. WesBanco Inc PS ratio (Price-to-Sales) is 3.52. Analyst consensus price target for WSBC is $40.50. WallStSmart rates WSBC as Buy.

  • WSBC PE ratio analysis and historical PE chart
  • WSBC PS ratio (Price-to-Sales) history and trend
  • WSBC intrinsic value — DCF, Graham Number, EPV models
  • WSBC stock price prediction 2025 2026 2027 2028 2029 2030
  • WSBC fair value vs current price
  • WSBC insider transactions and insider buying
  • Is WSBC undervalued or overvalued?
  • WesBanco Inc financial analysis — revenue, earnings, cash flow
  • WSBC Piotroski F-Score and Altman Z-Score
  • WSBC analyst price target and Smart Rating
WSBC

WesBanco Inc

NASDAQFINANCIAL SERVICES
$33.87
$0.27 (0.80%)
52W$25.23
$37.68
Target$40.50+19.6%

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IV

WSBC Intrinsic Value Analysis for Value Investors

Benjamin Graham Formula · WesBanco Inc (WSBC)

Margin of Safety
+47.9%
Strong Buy Zone
WSBC Fair Value
$70.82
Graham Formula
Current Price
$33.87
$36.95 below fair value
Undervalued
Fair: $70.82
Overvalued
Price $33.87
Graham IV $70.82
Analyst $40.50

WSBC trades at a significant discount to its Graham intrinsic value of $70.82, offering a 48% margin of safety — a level value investors typically seek before buying.

Based on Benjamin Graham Formula. Growth rate capped at 25%. For informational purposes only. Not financial advice.

WallStSmart

Smart Analysis

WesBanco Inc (WSBC) · 10 metrics scored

Smart Score

80
out of 100
Grade: B+
Strong Buy
Investment Rating

Category Performance

WallStSmart pulls financial metrics like revenue growth, profit margins, and valuation ratios and scores each one from 0 to 10 based on how strong or weak it is. Those 10 scores are grouped into 4 categories: Growth, Profitability, Valuation, and Quality — which form the 4 axes of the spider chart you see. The categories are then combined into a final score out of 100, but not equally. Growth and Profitability together count for 60% of the total, because a fast-growing profitable business matters more than just a cheap one. That final number maps to a rating (Strong Buy, Buy, Hold, Avoid) and a letter grade, giving you one clear Stock Rating.

Investment Thesis

Strong fundamentals in peg ratio, operating margin, price/book. Concerns around return on equity. Overall metrics suggest strong investment potential with favorable risk/reward.

WesBanco Inc (WSBC) Key Strengths (7)

Avg Score: 9.3/10
Operating MarginProfitability
49.80%10/10

Keeps $50 of every $100 in revenue after operating costs

Price/BookValuation
0.8410/10

Trading below book value, meaning the market prices it less than net assets

Revenue GrowthGrowth
61.00%10/10

Revenue surging 61.00% year-over-year

Profit MarginProfitability
24.70%10/10

Keeps $25 of every $100 in revenue as net profit

Institutional Own.Quality
74.17%10/10

74.17% of shares held by major funds and institutions

PEG RatioValuation
1.238/10

Good growth relative to its price

Market CapQuality
$3.18B7/10

Mid-cap company balancing growth potential with stability

Supporting Valuation Data

P/E Ratio
14.85
Undervalued
Forward P/E
8.71
Attractive
Trailing P/E
14.85
Undervalued
WSBC Target Price
$40.5
15% Upside

WesBanco Inc (WSBC) Areas to Watch (3)

Avg Score: 5.0/10
Return on EquityProfitability
6.54%3/10

Low profitability relative to shareholder equity

Price/SalesValuation
3.526/10

Revenue is fairly priced at 3.52x sales

EPS GrowthGrowth
15.60%6/10

Solid earnings growth at 15.60%

WesBanco Inc (WSBC) Detailed Analysis Report

Overall Assessment

This company scores 80/100 in our Smart Analysis, earning a B+ grade. Out of 10 metrics analyzed, 7 register as strengths (avg 9.3/10) while 3 fall into concern territory (avg 5.0/10). All four categories (Growth, Profitability, Valuation, and Quality) show healthy scores, indicating broadly sound fundamentals.

The Bull Case

The strongest argument centers on Operating Margin, Price/Book, Revenue Growth. Valuation metrics including PEG Ratio (1.23), Price/Book (0.84) suggest the stock is attractively priced. Profitability is solid with Operating Margin at 49.80%, Profit Margin at 24.70%. Growth metrics are encouraging with Revenue Growth at 61.00%.

The Bear Case

The primary concerns are Return on Equity, Price/Sales, EPS Growth. Some valuation metrics including Price/Sales (3.52) suggest expensive pricing. Growth concerns include EPS Growth at 15.60%, which may limit upside. Profitability pressure is visible in Return on Equity at 6.54%.

Key Dynamics to Monitor

Three factors to monitor going forward. First, whether Return on Equity improves, as this is the primary drag on the overall score. Second, margin trajectory, with Return on Equity at 6.54% needing improvement to support the investment thesis. Third, growth sustainability, with Revenue Growth at 61.00% strong but requiring continuation.

Risk Considerations

Based on the metric profile, this is a moderate risk investment. The weight of evidence leans positive, with more strengths than concerns. Investors should size positions according to their risk tolerance and maintain diversification.

Bottom Line

The combination of Operating Margin and Price/Book makes a compelling case at current levels. The key risk is Return on Equity, but the overall fundamental picture is positive with a clear path to maintaining or improving the current B+ grade.

Disclaimer: Smart Analysis is a scoring system developed by WallStSmart Team. Scores update daily using multi-model valuation framework. Always conduct your own research and consult with financial advisors before making investment decisions.

WSBC Price-to-Sales(PS) Ratio Chart

Historical valuation based on market cap ÷ trailing 12-month revenue

WSBC's Price-to-Sales ratio of 3.52x trades at a deep discount to its historical average of 8.54x (1th percentile). The current valuation is 72% below its historical high of 12.47x set in Dec 2016, and 0% above its historical low of 3.52x in Mar 2026.

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WallStSmart Analysis Synopsis

Data-driven financial summary for WesBanco Inc (WSBC) · FINANCIAL SERVICESBANKS - REGIONAL

The Big Picture

WesBanco Inc is a strong growth company balancing expansion with improving profitability. Revenue reached 904M with 61% growth year-over-year. Profit margins are strong at 24.7%, reflecting pricing power and operational efficiency.

Key Findings

Strong Revenue Growth

Revenue growing at 61% YoY, reaching 904M. This pace significantly outperforms most BANKS - REGIONAL peers.

Excellent Capital Efficiency

ROE of 654.0% means the company generates strong returns on shareholder equity. Above 20% is considered top-tier.

What to Watch Next

Growth sustainability: can WesBanco Inc maintain 61%+ revenue growth, or will competition slow it down?

Dividend sustainability with a current yield of 449.0%. Watch payout ratio and free cash flow coverage.

Sector dynamics: monitor BANKS - REGIONAL industry trends, competitive moves, and regulatory changes that could impact WesBanco Inc.

Bottom Line

WesBanco Inc offers an attractive blend of growth (61% revenue expansion) and improving fundamentals. The company is transitioning from pure growth to profitable growth, a critical inflection point. Watch for sustained margin expansion as the key signal.

This synopsis is generated from publicly available financial data. It is not financial advice. Always conduct your own research and consult a qualified financial advisor before making investment decisions.

Insider Transactions

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About WesBanco Inc(WSBC)

Exchange

NASDAQ

Sector

FINANCIAL SERVICES

Industry

BANKS - REGIONAL

Country

USA

WesBanco, Inc. is the banking holding company for WesBanco Bank, Inc. offering retail banking, corporate banking, personal and corporate trust, brokerage, mortgage banking, and insurance services. The company is headquartered in Wheeling, West Virginia.