West Bancorporation (WTBA) Stock Analysis — PE Ratio, PS Ratio, Intrinsic Value & 2030 Price Target
West Bancorporation stock (WTBA) is currently trading at $23.71. West Bancorporation PE ratio is 12.29. West Bancorporation PS ratio (Price-to-Sales) is 4.20. Analyst consensus price target for WTBA is $26.00. WallStSmart rates WTBA as Hold.
- WTBA PE ratio analysis and historical PE chart
- WTBA PS ratio (Price-to-Sales) history and trend
- WTBA intrinsic value — DCF, Graham Number, EPV models
- WTBA stock price prediction 2025 2026 2027 2028 2029 2030
- WTBA fair value vs current price
- WTBA insider transactions and insider buying
- Is WTBA undervalued or overvalued?
- West Bancorporation financial analysis — revenue, earnings, cash flow
- WTBA Piotroski F-Score and Altman Z-Score
- WTBA analyst price target and Smart Rating
West Bancorporation
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WTBA Intrinsic Value Analysis for Value Investors
Benjamin Graham Formula · West Bancorporation (WTBA)
WTBA trades at a modest 10% premium above its Graham fair value of $23.19. Consider waiting for a pullback.
Based on Benjamin Graham Formula. Growth rate capped at 25%. For informational purposes only. Not financial advice.
Smart Analysis
West Bancorporation (WTBA) · 9 metrics scored
Smart Score
Category Performance
WallStSmart pulls financial metrics like revenue growth, profit margins, and valuation ratios and scores each one from 0 to 10 based on how strong or weak it is. Those 10 scores are grouped into 4 categories: Growth, Profitability, Valuation, and Quality — which form the 4 axes of the spider chart you see. The categories are then combined into a final score out of 100, but not equally. Growth and Profitability together count for 60% of the total, because a fast-growing profitable business matters more than just a cheap one. That final number maps to a rating (Strong Buy, Buy, Hold, Avoid) and a letter grade, giving you one clear Stock Rating.
Investment Thesis
Strong fundamentals in operating margin, price/book, profit margin. Concerns around eps growth. Fundamentals are solid but monitor weak areas for improvement.
West Bancorporation (WTBA) Key Strengths (3)
Keeps $43 of every $100 in revenue after operating costs
Keeps $34 of every $100 in revenue as net profit
Trading at 1.45x book value, attractively priced
Supporting Valuation Data
West Bancorporation (WTBA) Areas to Watch (6)
Earnings barely growing at 3.30%
Premium valuation at 4.2x annual revenue
Small-cap company with higher risk but more growth potential
Moderate profitability with room for improvement
Solid revenue growth at 17.40% per year
Moderate institutional interest at 49.17%
West Bancorporation (WTBA) Detailed Analysis Report
Overall Assessment
This company scores 56/100 in our Smart Analysis, earning a C grade. Out of 9 metrics analyzed, 3 register as strengths (avg 9.3/10) while 6 fall into concern territory (avg 4.7/10). The category breakdown reveals uneven performance, with some areas requiring attention.
The Bull Case
The strongest argument centers on Operating Margin, Profit Margin, Price/Book. Valuation metrics including Price/Book (1.45) suggest the stock is attractively priced. Profitability is solid with Operating Margin at 43.10%, Profit Margin at 34.20%.
The Bear Case
The primary concerns are EPS Growth, Price/Sales, Market Cap. Some valuation metrics including Price/Sales (4.20) suggest expensive pricing. Growth concerns include Revenue Growth at 17.40%, EPS Growth at 3.30%, which may limit upside. Profitability pressure is visible in Return on Equity at 13.20%.
Key Dynamics to Monitor
Three factors to monitor going forward. First, whether EPS Growth improves, as this is the primary drag on the overall score. Second, margin trajectory, with Return on Equity at 13.20% needing improvement to support the investment thesis. Third, growth sustainability, with Revenue Growth at 17.40% needing to reaccelerate.
Risk Considerations
Based on the metric profile, this is a moderate-to-high risk investment. There are more areas of concern than strength, warranting a more conservative position size. Investors should size positions according to their risk tolerance and maintain diversification.
Bottom Line
Mixed fundamentals with both positives (Operating Margin, Profit Margin) and negatives (EPS Growth, Price/Sales). A cautious approach is warranted. Monitor for improvement in weak areas before increasing conviction.
Disclaimer: Smart Analysis is a scoring system developed by WallStSmart Team. Scores update daily using multi-model valuation framework. Always conduct your own research and consult with financial advisors before making investment decisions.
WTBA Price-to-Sales(PS) Ratio Chart
Historical valuation based on market cap ÷ trailing 12-month revenue
WTBA's Price-to-Sales ratio of 4.20x trades at a 18% premium to its historical average of 3.56x (61th percentile). The current valuation is 32% below its historical high of 6.2x set in Dec 2016, and 337% above its historical low of 0.96x in Oct 2009.
WallStSmart Analysis Synopsis
Data-driven financial summary for West Bancorporation (WTBA) · FINANCIAL SERVICES › BANKS - REGIONAL
The Big Picture
West Bancorporation is a strong growth company balancing expansion with improving profitability. Revenue reached 95M with 17% growth year-over-year. Profit margins are strong at 34.2%, reflecting pricing power and operational efficiency.
Key Findings
Profit margin of 34.2% and operating margin of 43.1% demonstrate strong pricing power and operational efficiency.
Generating 11M in free cash flow and 12M in operating cash flow. Earnings are translating into actual cash generation.
What to Watch Next
Dividend sustainability with a current yield of 4.2%. Watch payout ratio and free cash flow coverage.
Debt management: total debt of 106M is significantly higher than cash (25M). Monitor refinancing risk.
Sector dynamics: monitor BANKS - REGIONAL industry trends, competitive moves, and regulatory changes that could impact West Bancorporation.
Bottom Line
West Bancorporation offers an attractive blend of growth (17% revenue expansion) and improving fundamentals. The company is transitioning from pure growth to profitable growth, a critical inflection point. Watch for sustained margin expansion as the key signal.
This synopsis is generated from publicly available financial data. It is not financial advice. Always conduct your own research and consult a qualified financial advisor before making investment decisions.
Insider Transactions
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About West Bancorporation(WTBA)
NASDAQ
FINANCIAL SERVICES
BANKS - REGIONAL
USA
West Bancorporation, Inc. is West Bank's financial holding company providing trust and community banking services to individuals and small and medium-sized businesses in the United States. The company is headquartered in West Des Moines, Iowa.