ATIF Holdings Limited (ZBAI) Stock Analysis — PE Ratio, PS Ratio, Intrinsic Value & 2030 Price Target
ATIF Holdings Limited stock (ZBAI) is currently trading at $6.09. ATIF Holdings Limited PS ratio (Price-to-Sales) is 51.05. WallStSmart rates ZBAI as Sell.
- ZBAI PE ratio analysis and historical PE chart
- ZBAI PS ratio (Price-to-Sales) history and trend
- ZBAI intrinsic value — DCF, Graham Number, EPV models
- ZBAI stock price prediction 2025 2026 2027 2028 2029 2030
- ZBAI fair value vs current price
- ZBAI insider transactions and insider buying
- Is ZBAI undervalued or overvalued?
- ATIF Holdings Limited financial analysis — revenue, earnings, cash flow
- ZBAI Piotroski F-Score and Altman Z-Score
- ZBAI analyst price target and Smart Rating
ATIF Holdings
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Smart Analysis
ATIF Holdings Limited (ZBAI) · 7 metrics scored
Smart Score
Category Performance
WallStSmart pulls financial metrics like revenue growth, profit margins, and valuation ratios and scores each one from 0 to 10 based on how strong or weak it is. Those 10 scores are grouped into 4 categories: Growth, Profitability, Valuation, and Quality — which form the 4 axes of the spider chart you see. The categories are then combined into a final score out of 100, but not equally. Growth and Profitability together count for 60% of the total, because a fast-growing profitable business matters more than just a cheap one. That final number maps to a rating (Strong Buy, Buy, Hold, Avoid) and a letter grade, giving you one clear Stock Rating.
Investment Thesis
Strong fundamentals in operating margin, revenue growth. Concerns around market cap and return on equity. Significant fundamental concerns warrant caution or avoidance.
ATIF Holdings Limited (ZBAI) Key Strengths (2)
Revenue surging 177.80% year-over-year
Strong operational efficiency: $29 kept per $100 revenue
ATIF Holdings Limited (ZBAI) Areas to Watch (5)
Company is destroying shareholder value
Very expensive at 51.0x annual revenue
Very expensive at 6.3x book value
Very low institutional interest at 0.12%
Micro-cap company with very limited liquidity and high volatility
Supporting Valuation Data
ATIF Holdings Limited (ZBAI) Detailed Analysis Report
Overall Assessment
This company scores 27/100 in our Smart Analysis, earning a F grade. Out of 7 metrics analyzed, 2 register as strengths (avg 9.0/10) while 5 fall into concern territory (avg 1.8/10). The category breakdown reveals uneven performance, with some areas requiring attention.
The Bull Case
The strongest argument centers on Revenue Growth, Operating Margin. Profitability is solid with Operating Margin at 29.10%. Growth metrics are encouraging with Revenue Growth at 177.80%.
The Bear Case
The primary concerns are Return on Equity, Price/Sales, Price/Book. Some valuation metrics including Price/Sales (51.05), Price/Book (6.34) suggest expensive pricing. Profitability pressure is visible in Return on Equity at -80.50%.
Key Dynamics to Monitor
Three factors to monitor going forward. First, whether Return on Equity improves, as this is the primary drag on the overall score. Second, margin trajectory, with Return on Equity at -80.50% needing improvement to support the investment thesis. Third, growth sustainability, with Revenue Growth at 177.80% strong but requiring continuation.
Risk Considerations
Based on the metric profile, this is a higher risk investment. There are more areas of concern than strength, warranting a more conservative position size. Investors should size positions according to their risk tolerance and maintain diversification.
Bottom Line
Fundamental challenges outweigh strengths at current levels. Return on Equity and Price/Sales are the primary drags. Consider waiting for meaningful improvement before committing capital.
Disclaimer: Smart Analysis is a scoring system developed by WallStSmart Team. Scores update daily using multi-model valuation framework. Always conduct your own research and consult with financial advisors before making investment decisions.
ZBAI Price-to-Sales(PS) Ratio Chart
Historical valuation based on market cap ÷ trailing 12-month revenue
ZBAI's Price-to-Sales ratio of 51.05x trades at a 22% premium to its historical average of 41.82x (50th percentile). The current valuation is 37% below its historical high of 81.65x set in Sep 2025, and 871% above its historical low of 5.26x in Jun 2025. Over the past 12 months, the PS ratio has expanded from ~17.5x, reflecting growing market expectations outpacing revenue growth.
WallStSmart Analysis Synopsis
Data-driven financial summary for ATIF Holdings Limited (ZBAI) · FINANCIAL SERVICES › CAPITAL MARKETS
The Big Picture
ATIF Holdings Limited is in a high-growth phase, prioritizing rapid expansion over margins. Revenue reached 1M with 178% growth year-over-year.
Key Findings
Revenue growing at 178% YoY, reaching 1M. This pace significantly outperforms most CAPITAL MARKETS peers.
Free cash flow is -322,628, meaning the company is burning cash. This may be acceptable for high-growth companies investing heavily.
What to Watch Next
Growth sustainability: can ATIF Holdings Limited maintain 178%+ revenue growth, or will competition slow it down?
Sector dynamics: monitor CAPITAL MARKETS industry trends, competitive moves, and regulatory changes that could impact ATIF Holdings Limited.
Bottom Line
ATIF Holdings Limited is a high-conviction growth story with revenue accelerating at 178% while profitability is still developing. For growth-oriented investors, the trajectory is compelling. For value investors, the thin 0.0% margins and premium valuation suggest patience until the unit economics mature further.
This synopsis is generated from publicly available financial data. It is not financial advice. Always conduct your own research and consult a qualified financial advisor before making investment decisions.
Insider Transactions
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About ATIF Holdings Limited(ZBAI)
NASDAQ
FINANCIAL SERVICES
CAPITAL MARKETS
China
ATIF Holdings Limited (ZBAI) is a premier financial consulting firm focused on strategic advisory services for cross-border transactions, with particular expertise in mergers and acquisitions in the Asia-Pacific region. The company enhances access to capital markets for growth-oriented businesses through in-depth market intelligence and expert insights. Offering a comprehensive suite of financial advisory, asset management, and investment services, ATIF serves both public and private entities, positioning itself as a vital partner for institutional investors seeking to leverage emerging market opportunities. With a commitment to innovation, ATIF is dedicated to providing tailored solutions that meet the evolving demands of its diverse clientele.