Zhibao Technology Inc. Class A Ordinary Shares (ZBAO) Stock Analysis — PE Ratio, PS Ratio, Intrinsic Value & 2030 Price Target
Zhibao Technology Inc. Class A Ordinary Shares stock (ZBAO) is currently trading at $0.80. Zhibao Technology Inc. Class A Ordinary Shares PS ratio (Price-to-Sales) is 0.09. Analyst consensus price target for ZBAO is $7.35. WallStSmart rates ZBAO as Sell.
- ZBAO PE ratio analysis and historical PE chart
- ZBAO PS ratio (Price-to-Sales) history and trend
- ZBAO intrinsic value — DCF, Graham Number, EPV models
- ZBAO stock price prediction 2025 2026 2027 2028 2029 2030
- ZBAO fair value vs current price
- ZBAO insider transactions and insider buying
- Is ZBAO undervalued or overvalued?
- Zhibao Technology Inc. Class A Ordinary Shares financial analysis — revenue, earnings, cash flow
- ZBAO Piotroski F-Score and Altman Z-Score
- ZBAO analyst price target and Smart Rating
Zhibao Technology Inc. Class A
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Smart Analysis
Zhibao Technology Inc. Class A Ordinary Shares (ZBAO) · 8 metrics scored
Smart Score
Category Performance
WallStSmart pulls financial metrics like revenue growth, profit margins, and valuation ratios and scores each one from 0 to 10 based on how strong or weak it is. Those 10 scores are grouped into 4 categories: Growth, Profitability, Valuation, and Quality — which form the 4 axes of the spider chart you see. The categories are then combined into a final score out of 100, but not equally. Growth and Profitability together count for 60% of the total, because a fast-growing profitable business matters more than just a cheap one. That final number maps to a rating (Strong Buy, Buy, Hold, Avoid) and a letter grade, giving you one clear Stock Rating.
Investment Thesis
Strong fundamentals in price/sales, revenue growth. Concerns around market cap and return on equity. Significant fundamental concerns warrant caution or avoidance.
Zhibao Technology Inc. Class A Ordinary Shares (ZBAO) Key Strengths (2)
Paying less than $1 for every $1 of annual revenue
Revenue surging 31.30% year-over-year
Supporting Valuation Data
Zhibao Technology Inc. Class A Ordinary Shares (ZBAO) Areas to Watch (6)
Company is destroying shareholder value
Losing money on operations
Company is losing money with a negative profit margin
Very expensive at 7.5x book value
Very low institutional interest at 0.02%
Micro-cap company with very limited liquidity and high volatility
Zhibao Technology Inc. Class A Ordinary Shares (ZBAO) Detailed Analysis Report
Overall Assessment
This company scores 29/100 in our Smart Analysis, earning a F grade. Out of 8 metrics analyzed, 2 register as strengths (avg 10.0/10) while 6 fall into concern territory (avg 1.2/10). The category breakdown reveals uneven performance, with some areas requiring attention.
The Bull Case
The strongest argument centers on Price/Sales, Revenue Growth. Valuation metrics including Price/Sales (0.09) suggest the stock is attractively priced. Growth metrics are encouraging with Revenue Growth at 31.30%.
The Bear Case
The primary concerns are Return on Equity, Operating Margin, Profit Margin. Some valuation metrics including Price/Book (7.50) suggest expensive pricing. Profitability pressure is visible in Return on Equity at -139.90%, Operating Margin at -43.90%, Profit Margin at -22.40%.
Key Dynamics to Monitor
Three factors to monitor going forward. First, whether Return on Equity improves, as this is the primary drag on the overall score. Second, margin trajectory, with Return on Equity at -139.90% needing improvement to support the investment thesis. Third, growth sustainability, with Revenue Growth at 31.30% strong but requiring continuation.
Risk Considerations
Based on the metric profile, this is a higher risk investment. There are more areas of concern than strength, warranting a more conservative position size. Investors should size positions according to their risk tolerance and maintain diversification.
Bottom Line
Fundamental challenges outweigh strengths at current levels. Return on Equity and Operating Margin are the primary drags. Consider waiting for meaningful improvement before committing capital.
Disclaimer: Smart Analysis is a scoring system developed by WallStSmart Team. Scores update daily using multi-model valuation framework. Always conduct your own research and consult with financial advisors before making investment decisions.
ZBAO Price-to-Sales(PS) Ratio Chart
Historical valuation based on market cap ÷ trailing 12-month revenue
ZBAO's Price-to-Sales ratio of 0.09x trades at a deep discount to its historical average of 0.43x (7th percentile). The current valuation is 91% below its historical high of 1.02x set in Jan 2025, and 16% above its historical low of 0.08x in Mar 2026. Over the past 12 months, the PS ratio has compressed from ~0.8x as trailing revenue scaled faster than the stock price.
WallStSmart Analysis Synopsis
Data-driven financial summary for Zhibao Technology Inc. Class A Ordinary Shares (ZBAO) · FINANCIAL SERVICES › INSURANCE BROKERS
The Big Picture
Zhibao Technology Inc. Class A Ordinary Shares is in a high-growth phase, prioritizing rapid expansion over margins. Revenue reached 277M with 31% growth year-over-year. The company is currently unprofitable, posting a -22.4% profit margin.
Key Findings
Revenue growing at 31% YoY, reaching 277M. This pace significantly outperforms most INSURANCE BROKERS peers.
The company is unprofitable with a -22.4% profit margin. The path to breakeven will be the key catalyst.
Free cash flow is -13M, meaning the company is burning cash. This may be acceptable for high-growth companies investing heavily.
What to Watch Next
Growth sustainability: can Zhibao Technology Inc. Class A Ordinary Shares maintain 31%+ revenue growth, or will competition slow it down?
Sector dynamics: monitor INSURANCE BROKERS industry trends, competitive moves, and regulatory changes that could impact Zhibao Technology Inc. Class A Ordinary Shares.
Bottom Line
Zhibao Technology Inc. Class A Ordinary Shares is a high-conviction growth story with revenue accelerating at 31% while profitability is still developing. For growth-oriented investors, the trajectory is compelling. For value investors, the thin -22.4% margins and premium valuation suggest patience until the unit economics mature further.
This synopsis is generated from publicly available financial data. It is not financial advice. Always conduct your own research and consult a qualified financial advisor before making investment decisions.
Insider Transactions
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About Zhibao Technology Inc. Class A Ordinary Shares(ZBAO)
NASDAQ
FINANCIAL SERVICES
INSURANCE BROKERS
USA
Zhibao Technology Inc., provides digital insurance brokerage services in China. The company is headquartered in Shanghai, China.