ATA Creativity Global (AACG)vsTAL Education Group (TAL)
AACG
ATA Creativity Global
$1.07
0.00%
CONSUMER DEFENSIVE · Cap: $42.35M
TAL
TAL Education Group
$9.56
-1.65%
CONSUMER DEFENSIVE · Cap: $5.63B
Smart Verdict
WallStSmart Research — data-driven comparison
TAL Education Group generates 471% more annual revenue ($3.01B vs $527.01M). TAL leads profitability with a 17.6% profit margin vs -4.6%. AACG appears more attractively valued with a PEG of 0.62. TAL earns a higher WallStSmart Score of 68/100 (B-).
AACG
Hold43
out of 100
Grade: D
TAL
Strong Buy68
out of 100
Grade: B-
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Intrinsic value data unavailable for AACG.
Margin of Safety
+87.9%
Fair Value
$97.97
Current Price
$9.56
$88.41 discount
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Reasonable price relative to book value
Earnings expanding 58.5% YoY
Growing faster than its price suggests
Attractively priced relative to earnings
Reasonable price relative to book value
Revenue surging 31.5% year-over-year
Earnings expanding 536.0% YoY
Conservative balance sheet, low leverage
Areas to Watch
Smaller company, higher risk/reward
Elevated debt levels
Weak financial health signals
ROE of -6.2% — below average capital efficiency
Expensive relative to growth rate
Negative free cash flow — burning cash
Comparative Analysis Report
WallStSmart ResearchBull Case : AACG
The strongest argument for AACG centers on Price/Book, EPS Growth, PEG Ratio. PEG of 0.62 suggests the stock is reasonably priced for its growth.
Bull Case : TAL
The strongest argument for TAL centers on P/E Ratio, Price/Book, Revenue Growth. Profitability is solid with margins at 17.6% and operating margin at 9.0%. Revenue growth of 31.5% demonstrates continued momentum.
Bear Case : AACG
The primary concerns for AACG are Market Cap, Debt/Equity, Piotroski F-Score.
Bear Case : TAL
The primary concerns for TAL are PEG Ratio, Free Cash Flow.
Key Dynamics to Monitor
AACG profiles as a turnaround stock while TAL is a growth play — different risk/reward profiles.
AACG carries more volatility with a beta of 1.28 — expect wider price swings.
TAL is growing revenue faster at 31.5% — sustainability is the question.
AACG generates stronger free cash flow (3M), providing more financial flexibility.
Bottom Line
TAL scores higher overall (68/100 vs 43/100), backed by strong 17.6% margins and 31.5% revenue growth. Both earn "Strong Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
ATA Creativity Global
CONSUMER DEFENSIVE · EDUCATION & TRAINING SERVICES · China
ATA Creativity Global, provides educational services to individual students through its network of training centers in China. The company is headquartered in Beijing, China.
TAL Education Group
CONSUMER DEFENSIVE · EDUCATION & TRAINING SERVICES · China
TAL Education Group offers K-12 afterschool tutoring services in the People's Republic of China. The company is headquartered in Beijing, the People's Republic of China.
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