ATA Creativity Global (AACG)vsTAL Education Group (TAL)
AACG
ATA Creativity Global
$1.00
-1.40%
CONSUMER DEFENSIVE · Cap: $41.48M
TAL
TAL Education Group
$12.03
+3.00%
CONSUMER DEFENSIVE · Cap: $6.58B
Smart Verdict
WallStSmart Research — data-driven comparison
TAL Education Group generates 506% more annual revenue ($3.19B vs $527.01M). TAL leads profitability with a 28.4% profit margin vs -4.6%. AACG appears more attractively valued with a PEG of 0.62. TAL earns a higher WallStSmart Score of 78/100 (B+).
AACG
Hold43
out of 100
Grade: D
TAL
Strong Buy78
out of 100
Grade: B+
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Intrinsic value data unavailable for AACG.
Margin of Safety
+89.7%
Fair Value
$115.83
Current Price
$12.03
$103.80 discount
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Reasonable price relative to book value
Earnings expanding 58.5% YoY
Growing faster than its price suggests
Attractively priced relative to earnings
Revenue surging 31.9% year-over-year
Earnings expanding 1360.0% YoY
Conservative balance sheet, low leverage
Keeps 28 of every $100 in revenue as profit
Reasonable price relative to book value
Areas to Watch
Smaller company, higher risk/reward
Elevated debt levels
Weak financial health signals
ROE of -6.2% — below average capital efficiency
Expensive relative to growth rate
Comparative Analysis Report
WallStSmart ResearchBull Case : AACG
The strongest argument for AACG centers on Price/Book, EPS Growth, PEG Ratio. PEG of 0.62 suggests the stock is reasonably priced for its growth.
Bull Case : TAL
The strongest argument for TAL centers on P/E Ratio, Revenue Growth, EPS Growth. Profitability is solid with margins at 28.4% and operating margin at 18.1%. Revenue growth of 31.9% demonstrates continued momentum.
Bear Case : AACG
The primary concerns for AACG are Market Cap, Debt/Equity, Piotroski F-Score.
Bear Case : TAL
The primary concerns for TAL are PEG Ratio.
Key Dynamics to Monitor
AACG profiles as a turnaround stock while TAL is a growth play — different risk/reward profiles.
AACG carries more volatility with a beta of 1.28 — expect wider price swings.
TAL is growing revenue faster at 31.9% — sustainability is the question.
TAL generates stronger free cash flow (478M), providing more financial flexibility.
Bottom Line
TAL scores higher overall (78/100 vs 43/100), backed by strong 28.4% margins and 31.9% revenue growth. Both earn "Strong Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
ATA Creativity Global
CONSUMER DEFENSIVE · EDUCATION & TRAINING SERVICES · China
ATA Creativity Global, provides educational services to individual students through its network of training centers in China. The company is headquartered in Beijing, China.
TAL Education Group
CONSUMER DEFENSIVE · EDUCATION & TRAINING SERVICES · China
TAL Education Group offers K-12 afterschool tutoring services in the People's Republic of China. The company is headquartered in Beijing, the People's Republic of China.
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