Atlantic American Corporation (AAME)vsMetLife Inc (MET)
AAME
Atlantic American Corporation
$2.52
+5.00%
FINANCIAL SERVICES · Cap: $61.60M
MET
MetLife Inc
$70.39
+0.72%
FINANCIAL SERVICES · Cap: $46.05B
Smart Verdict
WallStSmart Research — data-driven comparison
MetLife Inc generates 38638% more annual revenue ($77.08B vs $198.98M). MET leads profitability with a 4.4% profit margin vs 1.3%. MET appears more attractively valued with a PEG of 0.60. MET earns a higher WallStSmart Score of 63/100 (C+).
AAME
Hold44
out of 100
Grade: D
MET
Buy63
out of 100
Grade: C+
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
-277.9%
Fair Value
$0.68
Current Price
$2.52
$1.84 premium
Margin of Safety
-146.3%
Fair Value
$32.03
Current Price
$70.39
$38.36 premium
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Reasonable price relative to book value
16.0% revenue growth
Growing faster than its price suggests
Attractively priced relative to earnings
Reasonable price relative to book value
Revenue surging 27.6% year-over-year
Generating 8.1B in free cash flow
Areas to Watch
Expensive relative to growth rate
Premium valuation, high expectations priced in
Smaller company, higher risk/reward
ROE of 2.5% — below average capital efficiency
4.4% margin — thin
Operating margin of 4.7%
Earnings declined 34.2%
Comparative Analysis Report
WallStSmart ResearchBull Case : AAME
The strongest argument for AAME centers on Price/Book, Revenue Growth. Revenue growth of 16.0% demonstrates continued momentum.
Bull Case : MET
The strongest argument for MET centers on PEG Ratio, P/E Ratio, Price/Book. Revenue growth of 27.6% demonstrates continued momentum. PEG of 0.60 suggests the stock is reasonably priced for its growth.
Bear Case : AAME
The primary concerns for AAME are PEG Ratio, P/E Ratio, Market Cap. Thin 1.3% margins leave little buffer for downturns.
Bear Case : MET
The primary concerns for MET are Profit Margin, Operating Margin, EPS Growth. Thin 4.4% margins leave little buffer for downturns.
Key Dynamics to Monitor
AAME carries more volatility with a beta of 0.77 — expect wider price swings.
MET is growing revenue faster at 27.6% — sustainability is the question.
MET generates stronger free cash flow (8.1B), providing more financial flexibility.
Monitor INSURANCE - LIFE industry trends, competitive dynamics, and regulatory changes.
Bottom Line
MET scores higher overall (63/100 vs 44/100) and 27.6% revenue growth. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Atlantic American Corporation
FINANCIAL SERVICES · INSURANCE - LIFE · USA
Atlantic American Corporation provides life and health insurance and property and casualty products in the United States. The company is headquartered in Atlanta, Georgia.
MetLife Inc
FINANCIAL SERVICES · INSURANCE - LIFE · USA
MetLife, Inc. is the holding corporation for the Metropolitan Life Insurance Company (MLIC), better known as MetLife, and its affiliates. MetLife is among the largest global providers of insurance, annuities, and employee benefit programs, with 90 million customers in over 60 countries.
Compare with Other INSURANCE - LIFE Stocks
Want to dig deeper into these stocks?