Atlantic American Corporation (AAME)vsUnum Group (UNM)
AAME
Atlantic American Corporation
$1.29
-0.77%
FINANCIAL SERVICES · Cap: $26.52M
UNM
Unum Group
$94.42
+0.12%
FINANCIAL SERVICES · Cap: $14.73B
Smart Verdict
WallStSmart Research — data-driven comparison
Unum Group generates 6310% more annual revenue ($13.35B vs $208.22M). UNM leads profitability with a 5.3% profit margin vs 2.5%. UNM appears more attractively valued with a PEG of 1.03. UNM earns a higher WallStSmart Score of 55/100 (C).
AAME
Hold45
out of 100
Grade: D
UNM
Buy55
out of 100
Grade: C
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Revenue surging 20.8% year-over-year
Reasonable price relative to book value
Areas to Watch
Expensive relative to growth rate
Smaller company, higher risk/reward
ROE of 4.7% — below average capital efficiency
2.5% margin — thin
0.3% revenue growth
ROE of 6.5% — below average capital efficiency
5.3% margin — thin
Weak financial health signals
Comparative Analysis Report
WallStSmart ResearchBull Case : AAME
The strongest argument for AAME centers on P/E Ratio, Price/Book, Revenue Growth. Revenue growth of 20.8% demonstrates continued momentum.
Bull Case : UNM
The strongest argument for UNM centers on Price/Book. PEG of 1.03 suggests the stock is reasonably priced for its growth.
Bear Case : AAME
The primary concerns for AAME are PEG Ratio, Market Cap, Return on Equity. Thin 2.5% margins leave little buffer for downturns.
Bear Case : UNM
The primary concerns for UNM are Revenue Growth, Return on Equity, Profit Margin.
Key Dynamics to Monitor
AAME profiles as a growth stock while UNM is a value play — different risk/reward profiles.
AAME carries more volatility with a beta of 0.78 — expect wider price swings.
AAME is growing revenue faster at 20.8% — sustainability is the question.
UNM generates stronger free cash flow (474M), providing more financial flexibility.
Bottom Line
UNM scores higher overall (55/100 vs 45/100). Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Atlantic American Corporation
FINANCIAL SERVICES · INSURANCE - LIFE · USA
Atlantic American Corporation provides life and health insurance and property and casualty products in the United States. The company is headquartered in Atlanta, Georgia.
Unum Group
FINANCIAL SERVICES · INSURANCE - LIFE · USA
Unum Group is a Chattanooga, Tennessee-based Fortune 500 insurance company formerly known as UnumProvident.
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