Apple Inc (AAPL)vsAppfolio Inc (APPF)
AAPL
Apple Inc
$271.35
+0.44%
TECHNOLOGY · Cap: $3.98T
APPF
Appfolio Inc
$165.32
-2.05%
TECHNOLOGY · Cap: $5.85B
Smart Verdict
WallStSmart Research — data-driven comparison
Apple Inc generates 43666% more annual revenue ($435.62B vs $995.33M). AAPL leads profitability with a 27.0% profit margin vs 15.3%. AAPL appears more attractively valued with a PEG of 2.43. AAPL earns a higher WallStSmart Score of 65/100 (C+).
AAPL
Buy65
out of 100
Grade: C+
APPF
Buy64
out of 100
Grade: C+
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Intrinsic value data unavailable for AAPL.
Margin of Safety
+43.7%
Fair Value
$317.63
Current Price
$165.32
$152.31 discount
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Mega-cap, among the largest globally
Every $100 of equity generates 152 in profit
Strong operational efficiency at 35.4%
Generating 51.6B in free cash flow
Keeps 27 of every $100 in revenue as profit
15.7% revenue growth
Every $100 of equity generates 33 in profit
Safe zone — low bankruptcy risk
Conservative balance sheet, low leverage
Revenue surging 20.4% year-over-year
Earnings expanding 37.2% YoY
Areas to Watch
Expensive relative to growth rate
Premium valuation, high expectations priced in
Elevated debt levels
Trading at 45.2x book value
Premium valuation, high expectations priced in
Trading at 12.4x book value
Weak financial health signals
Expensive relative to growth rate
Comparative Analysis Report
WallStSmart ResearchBull Case : AAPL
The strongest argument for AAPL centers on Market Cap, Return on Equity, Operating Margin. Profitability is solid with margins at 27.0% and operating margin at 35.4%. Revenue growth of 15.7% demonstrates continued momentum.
Bull Case : APPF
The strongest argument for APPF centers on Return on Equity, Altman Z-Score, Debt/Equity. Profitability is solid with margins at 15.3% and operating margin at 19.4%. Revenue growth of 20.4% demonstrates continued momentum.
Bear Case : AAPL
The primary concerns for AAPL are PEG Ratio, P/E Ratio, Debt/Equity.
Bear Case : APPF
The primary concerns for APPF are P/E Ratio, Price/Book, Piotroski F-Score.
Key Dynamics to Monitor
AAPL carries more volatility with a beta of 1.11 — expect wider price swings.
APPF is growing revenue faster at 20.4% — sustainability is the question.
AAPL generates stronger free cash flow (51.6B), providing more financial flexibility.
Monitor CONSUMER ELECTRONICS industry trends, competitive dynamics, and regulatory changes.
Bottom Line
AAPL scores higher overall (65/100 vs 64/100), backed by strong 27.0% margins and 15.7% revenue growth. APPF offers better value entry with a 43.7% margin of safety. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Apple Inc
TECHNOLOGY · CONSUMER ELECTRONICS · USA
Apple Inc. is an American multinational technology company that specializes in consumer electronics, computer software, and online services. Apple is the world's largest technology company by revenue (totalling $274.5 billion in 2020) and, since January 2021, the world's most valuable company. As of 2021, Apple is the world's fourth-largest PC vendor by unit sales, and fourth-largest smartphone manufacturer. It is one of the Big Five American information technology companies, along with Amazon, Google, Microsoft, and Facebook.
Visit Website →Appfolio Inc
TECHNOLOGY · SOFTWARE - APPLICATION · USA
AppFolio, Inc. provides industry-specific cloud-based enterprise software data analytics, services and solutions for the real estate industry. The company is headquartered in Santa Barbara, California.
Visit Website →Compare with Other CONSUMER ELECTRONICS Stocks
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