WallStSmart

Apple Inc. (AAPL)vsCredo Technology Group Holding Ltd (CRDO)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Apple Inc. generates 29241% more annual revenue ($466.82B vs $1.59B). CRDO leads profitability with a 33.8% profit margin vs 27.6%. AAPL trades at a lower P/E of 37.5x. CRDO earns a higher WallStSmart Score of 67/100 (B-).

AAPL

Strong Buy

67

out of 100

Grade: B-

Growth: 6.7Profit: 10.0Value: 4.3Quality: 6.5
Piotroski: 7/9Altman Z: 2.42

CRDO

Strong Buy

67

out of 100

Grade: B-

Growth: 10.0Profit: 9.5Value: 3.0Quality: 9.0
Piotroski: 5/9Altman Z: 7.78
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

Intrinsic value data unavailable for AAPL.

CRDOSignificantly Overvalued (-33.7%)

Margin of Safety

-33.7%

Fair Value

$140.04

Current Price

$192.56

$52.52 premium

UndervaluedFair: $140.04Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

AAPL6 strengths · Avg: 9.5/10
Market CapQuality
$4.85T10/10

Mega-cap, among the largest globally

Return on EquityProfitability
119.9%10/10

Every $100 of equity generates 120 in profit

Operating MarginProfitability
32.6%10/10

Strong operational efficiency at 32.6%

Free Cash FlowQuality
$31.91B10/10

Generating 31.9B in free cash flow

Profit MarginProfitability
27.6%9/10

Keeps 28 of every $100 in revenue as profit

Revenue GrowthGrowth
16.4%8/10

16.4% revenue growth

CRDO6 strengths · Avg: 9.7/10
Profit MarginProfitability
33.8%10/10

Keeps 34 of every $100 in revenue as profit

Revenue GrowthGrowth
114.7%10/10

Revenue surging 114.7% year-over-year

EPS GrowthGrowth
97.1%10/10

Earnings expanding 97.1% YoY

Debt/EquityHealth
0.0110/10

Conservative balance sheet, low leverage

Altman Z-ScoreHealth
7.7810/10

Safe zone — low bankruptcy risk

Operating MarginProfitability
25.2%8/10

Strong operational efficiency at 25.2%

Areas to Watch

AAPL3 concerns · Avg: 3.3/10
PEG RatioValuation
2.484/10

Expensive relative to growth rate

P/E RatioValuation
37.5x4/10

Premium valuation, high expectations priced in

Price/BookValuation
46.1x2/10

Trading at 46.1x book value

CRDO2 concerns · Avg: 3.0/10
Price/BookValuation
13.3x4/10

Trading at 13.3x book value

P/E RatioValuation
62.1x2/10

Premium valuation, high expectations priced in

Comparative Analysis Report

WallStSmart Research

Bull Case : AAPL

The strongest argument for AAPL centers on Market Cap, Return on Equity, Operating Margin. Profitability is solid with margins at 27.6% and operating margin at 32.6%. Revenue growth of 16.4% demonstrates continued momentum.

Bull Case : CRDO

The strongest argument for CRDO centers on Profit Margin, Revenue Growth, EPS Growth. Profitability is solid with margins at 33.8% and operating margin at 25.2%. Revenue growth of 114.7% demonstrates continued momentum.

Bear Case : AAPL

The primary concerns for AAPL are PEG Ratio, P/E Ratio, Price/Book.

Bear Case : CRDO

The primary concerns for CRDO are Price/Book, P/E Ratio. A P/E of 62.1x leaves little room for execution misses.

Key Dynamics to Monitor

CRDO carries more volatility with a beta of 3.23 — expect wider price swings.

CRDO is growing revenue faster at 114.7% — sustainability is the question.

AAPL generates stronger free cash flow (31.9B), providing more financial flexibility.

Monitor CONSUMER ELECTRONICS industry trends, competitive dynamics, and regulatory changes.

Bottom Line

AAPL scores higher overall (67/100 vs 67/100), backed by strong 27.6% margins and 16.4% revenue growth. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Apple Inc.

TECHNOLOGY · CONSUMER ELECTRONICS · USA

Apple Inc. is an American multinational technology company that specializes in consumer electronics, computer software, and online services. Apple is the world's largest technology company by revenue (totalling $274.5 billion in 2020) and, since January 2021, the world's most valuable company. As of 2021, Apple is the world's fourth-largest PC vendor by unit sales, and fourth-largest smartphone manufacturer. It is one of the Big Five American information technology companies, along with Amazon, Google, Microsoft, and Facebook.

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Credo Technology Group Holding Ltd

TECHNOLOGY · SEMICONDUCTORS · USA

Credo Technology Group Holding Ltd offers various high-speed connectivity solutions for electrical and optical Ethernet applications in the United States, Mexico, Malaysia, Hong Kong and internationally. The company is headquartered in San Jose, California.

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