WallStSmart

Apple Inc (AAPL)vsCSP Inc (CSPI)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Apple Inc generates 790551% more annual revenue ($435.62B vs $55.10M). AAPL leads profitability with a 27.0% profit margin vs -0.9%. CSPI appears more attractively valued with a PEG of 0.92. AAPL earns a higher WallStSmart Score of 65/100 (C+).

AAPL

Buy

65

out of 100

Grade: C+

Growth: 6.7Profit: 10.0Value: 4.3Quality: 5.5
Piotroski: 7/9Altman Z: 2.42

CSPI

Avoid

34

out of 100

Grade: F

Growth: 2.7Profit: 2.0Value: 5.0Quality: 5.0
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

Intrinsic value data unavailable for AAPL.

CSPISignificantly Overvalued (-21.3%)

Margin of Safety

-21.3%

Fair Value

$8.28

Current Price

$9.29

$1.01 premium

UndervaluedFair: $8.28Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

AAPL6 strengths · Avg: 9.5/10
Market CapQuality
$3.98T10/10

Mega-cap, among the largest globally

Return on EquityProfitability
152.0%10/10

Every $100 of equity generates 152 in profit

Operating MarginProfitability
35.4%10/10

Strong operational efficiency at 35.4%

Free Cash FlowQuality
$51.55B10/10

Generating 51.6B in free cash flow

Profit MarginProfitability
27.0%9/10

Keeps 27 of every $100 in revenue as profit

Revenue GrowthGrowth
15.7%8/10

15.7% revenue growth

CSPI2 strengths · Avg: 8.0/10
PEG RatioValuation
0.928/10

Growing faster than its price suggests

Price/BookValuation
2.1x8/10

Reasonable price relative to book value

Areas to Watch

AAPL4 concerns · Avg: 3.3/10
PEG RatioValuation
2.434/10

Expensive relative to growth rate

P/E RatioValuation
34.4x4/10

Premium valuation, high expectations priced in

Debt/EquityHealth
1.033/10

Elevated debt levels

Price/BookValuation
45.2x2/10

Trading at 45.2x book value

CSPI4 concerns · Avg: 2.3/10
Market CapQuality
$101.11M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
-1.0%2/10

ROE of -1.0% — below average capital efficiency

Revenue GrowthGrowth
-23.2%2/10

Revenue declined 23.2%

EPS GrowthGrowth
-81.0%2/10

Earnings declined 81.0%

Comparative Analysis Report

WallStSmart Research

Bull Case : AAPL

The strongest argument for AAPL centers on Market Cap, Return on Equity, Operating Margin. Profitability is solid with margins at 27.0% and operating margin at 35.4%. Revenue growth of 15.7% demonstrates continued momentum.

Bull Case : CSPI

The strongest argument for CSPI centers on PEG Ratio, Price/Book. PEG of 0.92 suggests the stock is reasonably priced for its growth.

Bear Case : AAPL

The primary concerns for AAPL are PEG Ratio, P/E Ratio, Debt/Equity.

Bear Case : CSPI

The primary concerns for CSPI are Market Cap, Return on Equity, Revenue Growth.

Key Dynamics to Monitor

AAPL profiles as a growth stock while CSPI is a turnaround play — different risk/reward profiles.

AAPL carries more volatility with a beta of 1.11 — expect wider price swings.

AAPL is growing revenue faster at 15.7% — sustainability is the question.

AAPL generates stronger free cash flow (51.6B), providing more financial flexibility.

Bottom Line

AAPL scores higher overall (65/100 vs 34/100), backed by strong 27.0% margins and 15.7% revenue growth. Both earn "Buy" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Apple Inc

TECHNOLOGY · CONSUMER ELECTRONICS · USA

Apple Inc. is an American multinational technology company that specializes in consumer electronics, computer software, and online services. Apple is the world's largest technology company by revenue (totalling $274.5 billion in 2020) and, since January 2021, the world's most valuable company. As of 2021, Apple is the world's fourth-largest PC vendor by unit sales, and fourth-largest smartphone manufacturer. It is one of the Big Five American information technology companies, along with Amazon, Google, Microsoft, and Facebook.

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CSP Inc

TECHNOLOGY · INFORMATION TECHNOLOGY SERVICES · USA

CSP Inc. develops and markets IT integration solutions, security products, managed IT services, purpose-built network adapters, and cluster computing systems for defense and commercial customers globally. The company is headquartered in Lowell, Massachusetts.

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