WallStSmart

Apple Inc (AAPL)vsDaily Journal Corp (DJCO)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Apple Inc generates 486438% more annual revenue ($435.62B vs $89.53M). DJCO leads profitability with a 104.2% profit margin vs 27.0%. AAPL appears more attractively valued with a PEG of 2.43. AAPL earns a higher WallStSmart Score of 65/100 (C+).

AAPL

Buy

65

out of 100

Grade: C+

Growth: 6.7Profit: 10.0Value: 4.3Quality: 5.5
Piotroski: 7/9Altman Z: 2.42

DJCO

Buy

64

out of 100

Grade: C+

Growth: 8.0Profit: 7.5Value: 4.7Quality: 7.8
Piotroski: 5/9Altman Z: 4.65
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

Intrinsic value data unavailable for AAPL.

DJCOSignificantly Overvalued (-71.7%)

Margin of Safety

-71.7%

Fair Value

$325.08

Current Price

$528.76

$203.68 premium

UndervaluedFair: $325.08Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

AAPL6 strengths · Avg: 9.5/10
Market CapQuality
$3.98T10/10

Mega-cap, among the largest globally

Return on EquityProfitability
152.0%10/10

Every $100 of equity generates 152 in profit

Operating MarginProfitability
35.4%10/10

Strong operational efficiency at 35.4%

Free Cash FlowQuality
$51.55B10/10

Generating 51.6B in free cash flow

Profit MarginProfitability
27.0%9/10

Keeps 27 of every $100 in revenue as profit

Revenue GrowthGrowth
15.7%8/10

15.7% revenue growth

DJCO6 strengths · Avg: 9.5/10
P/E RatioValuation
7.9x10/10

Attractively priced relative to earnings

Profit MarginProfitability
104.2%10/10

Keeps 104 of every $100 in revenue as profit

EPS GrowthGrowth
57.6%10/10

Earnings expanding 57.6% YoY

Altman Z-ScoreHealth
4.6510/10

Safe zone — low bankruptcy risk

Return on EquityProfitability
27.7%9/10

Every $100 of equity generates 28 in profit

Price/BookValuation
1.9x8/10

Reasonable price relative to book value

Areas to Watch

AAPL4 concerns · Avg: 3.3/10
PEG RatioValuation
2.434/10

Expensive relative to growth rate

P/E RatioValuation
34.4x4/10

Premium valuation, high expectations priced in

Debt/EquityHealth
1.033/10

Elevated debt levels

Price/BookValuation
45.2x2/10

Trading at 45.2x book value

DJCO3 concerns · Avg: 2.3/10
Market CapQuality
$734.15M3/10

Smaller company, higher risk/reward

PEG RatioValuation
4.322/10

Expensive relative to growth rate

Free Cash FlowQuality
$-1.95M2/10

Negative free cash flow — burning cash

Comparative Analysis Report

WallStSmart Research

Bull Case : AAPL

The strongest argument for AAPL centers on Market Cap, Return on Equity, Operating Margin. Profitability is solid with margins at 27.0% and operating margin at 35.4%. Revenue growth of 15.7% demonstrates continued momentum.

Bull Case : DJCO

The strongest argument for DJCO centers on P/E Ratio, Profit Margin, EPS Growth. Profitability is solid with margins at 104.2% and operating margin at 5.5%. Revenue growth of 10.4% demonstrates continued momentum.

Bear Case : AAPL

The primary concerns for AAPL are PEG Ratio, P/E Ratio, Debt/Equity.

Bear Case : DJCO

The primary concerns for DJCO are Market Cap, PEG Ratio, Free Cash Flow.

Key Dynamics to Monitor

AAPL profiles as a growth stock while DJCO is a mature play — different risk/reward profiles.

AAPL carries more volatility with a beta of 1.11 — expect wider price swings.

AAPL is growing revenue faster at 15.7% — sustainability is the question.

AAPL generates stronger free cash flow (51.6B), providing more financial flexibility.

Bottom Line

AAPL scores higher overall (65/100 vs 64/100), backed by strong 27.0% margins and 15.7% revenue growth. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Apple Inc

TECHNOLOGY · CONSUMER ELECTRONICS · USA

Apple Inc. is an American multinational technology company that specializes in consumer electronics, computer software, and online services. Apple is the world's largest technology company by revenue (totalling $274.5 billion in 2020) and, since January 2021, the world's most valuable company. As of 2021, Apple is the world's fourth-largest PC vendor by unit sales, and fourth-largest smartphone manufacturer. It is one of the Big Five American information technology companies, along with Amazon, Google, Microsoft, and Facebook.

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Daily Journal Corp

TECHNOLOGY · SOFTWARE - APPLICATION · USA

Daily Journal Corporation publishes newspapers and websites covering California, Arizona, and Utah. The company is headquartered in Los Angeles, California.

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