Apple Inc (AAPL)vsPaysign Inc (PAYS)
AAPL
Apple Inc
$307.34
+1.82%
TECHNOLOGY · Cap: $4.63T
PAYS
Paysign Inc
$6.79
-2.58%
TECHNOLOGY · Cap: $385.19M
Smart Verdict
WallStSmart Research — data-driven comparison
Apple Inc generates 493452% more annual revenue ($451.44B vs $91.47M). AAPL leads profitability with a 27.2% profit margin vs 11.4%. AAPL trades at a lower P/E of 38.2x. AAPL earns a higher WallStSmart Score of 67/100 (B-).
AAPL
Strong Buy67
out of 100
Grade: B-
PAYS
Buy59
out of 100
Grade: C
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Intrinsic value data unavailable for AAPL.
Margin of Safety
+53.0%
Fair Value
$7.21
Current Price
$6.79
$0.42 discount
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Mega-cap, among the largest globally
Every $100 of equity generates 115 in profit
Strong operational efficiency at 32.3%
Generating 26.7B in free cash flow
Keeps 27 of every $100 in revenue as profit
16.6% revenue growth
Revenue surging 50.8% year-over-year
Earnings expanding 86.5% YoY
Conservative balance sheet, low leverage
Strong operational efficiency at 23.8%
Areas to Watch
Expensive relative to growth rate
Premium valuation, high expectations priced in
Trading at 42.3x book value
Premium valuation, high expectations priced in
Smaller company, higher risk/reward
Weak financial health signals
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : AAPL
The strongest argument for AAPL centers on Market Cap, Return on Equity, Operating Margin. Profitability is solid with margins at 27.2% and operating margin at 32.3%. Revenue growth of 16.6% demonstrates continued momentum.
Bull Case : PAYS
The strongest argument for PAYS centers on Revenue Growth, EPS Growth, Debt/Equity. Revenue growth of 50.8% demonstrates continued momentum.
Bear Case : AAPL
The primary concerns for AAPL are PEG Ratio, P/E Ratio, Price/Book.
Bear Case : PAYS
The primary concerns for PAYS are P/E Ratio, Market Cap, Piotroski F-Score.
Key Dynamics to Monitor
AAPL carries more volatility with a beta of 1.06 — expect wider price swings.
PAYS is growing revenue faster at 50.8% — sustainability is the question.
AAPL generates stronger free cash flow (26.7B), providing more financial flexibility.
Monitor CONSUMER ELECTRONICS industry trends, competitive dynamics, and regulatory changes.
Bottom Line
AAPL scores higher overall (67/100 vs 59/100), backed by strong 27.2% margins and 16.6% revenue growth. PAYS offers better value entry with a 53.0% margin of safety. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Apple Inc
TECHNOLOGY · CONSUMER ELECTRONICS · USA
Apple Inc. is an American multinational technology company that specializes in consumer electronics, computer software, and online services. Apple is the world's largest technology company by revenue (totalling $274.5 billion in 2020) and, since January 2021, the world's most valuable company. As of 2021, Apple is the world's fourth-largest PC vendor by unit sales, and fourth-largest smartphone manufacturer. It is one of the Big Five American information technology companies, along with Amazon, Google, Microsoft, and Facebook.
Visit Website →Paysign Inc
TECHNOLOGY · SOFTWARE - INFRASTRUCTURE · USA
PaySign, Inc. offers prepaid card products and processing services under the PaySign brand for corporate, consumer and government applications. The company is headquartered in Henderson, Nevada.
Compare with Other CONSUMER ELECTRONICS Stocks
Want to dig deeper into these stocks?