WallStSmart

Apple Inc (AAPL)vsRiskified Ltd (RSKD)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Apple Inc generates 128692% more annual revenue ($451.44B vs $350.52M). AAPL leads profitability with a 27.2% profit margin vs -5.2%. AAPL earns a higher WallStSmart Score of 67/100 (B-).

AAPL

Strong Buy

67

out of 100

Grade: B-

Growth: 6.7Profit: 10.0Value: 4.3Quality: 6.5
Piotroski: 7/9Altman Z: 2.42

RSKD

Avoid

33

out of 100

Grade: F

Growth: 5.3Profit: 2.0Value: 6.7Quality: 7.5
Piotroski: 4/9Altman Z: 1.41
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

Intrinsic value data unavailable for AAPL.

RSKDUndervalued (+50.9%)

Margin of Safety

+50.9%

Fair Value

$8.95

Current Price

$4.75

$4.20 discount

UndervaluedFair: $8.95Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

AAPL6 strengths · Avg: 9.5/10
Market CapQuality
$4.35T10/10

Mega-cap, among the largest globally

Return on EquityProfitability
115.1%10/10

Every $100 of equity generates 115 in profit

Operating MarginProfitability
32.3%10/10

Strong operational efficiency at 32.3%

Free Cash FlowQuality
$26.73B10/10

Generating 26.7B in free cash flow

Profit MarginProfitability
27.2%9/10

Keeps 27 of every $100 in revenue as profit

Revenue GrowthGrowth
16.6%8/10

16.6% revenue growth

RSKD2 strengths · Avg: 9.0/10
Debt/EquityHealth
0.0910/10

Conservative balance sheet, low leverage

Price/BookValuation
2.5x8/10

Reasonable price relative to book value

Areas to Watch

AAPL3 concerns · Avg: 3.3/10
PEG RatioValuation
2.404/10

Expensive relative to growth rate

P/E RatioValuation
35.8x4/10

Premium valuation, high expectations priced in

Price/BookValuation
42.3x2/10

Trading at 42.3x book value

RSKD4 concerns · Avg: 2.8/10
EPS GrowthGrowth
0.0%4/10

0.0% earnings growth

Market CapQuality
$697.13M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
-6.7%2/10

ROE of -6.7% — below average capital efficiency

Altman Z-ScoreHealth
1.412/10

Distress zone — elevated risk

Comparative Analysis Report

WallStSmart Research

Bull Case : AAPL

The strongest argument for AAPL centers on Market Cap, Return on Equity, Operating Margin. Profitability is solid with margins at 27.2% and operating margin at 32.3%. Revenue growth of 16.6% demonstrates continued momentum.

Bull Case : RSKD

The strongest argument for RSKD centers on Debt/Equity, Price/Book.

Bear Case : AAPL

The primary concerns for AAPL are PEG Ratio, P/E Ratio, Price/Book.

Bear Case : RSKD

The primary concerns for RSKD are EPS Growth, Market Cap, Return on Equity.

Key Dynamics to Monitor

AAPL profiles as a growth stock while RSKD is a turnaround play — different risk/reward profiles.

RSKD carries more volatility with a beta of 1.40 — expect wider price swings.

AAPL is growing revenue faster at 16.6% — sustainability is the question.

AAPL generates stronger free cash flow (26.7B), providing more financial flexibility.

Bottom Line

AAPL scores higher overall (67/100 vs 33/100), backed by strong 27.2% margins and 16.6% revenue growth. RSKD offers better value entry with a 50.9% margin of safety. Both earn "Strong Buy" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Apple Inc

TECHNOLOGY · CONSUMER ELECTRONICS · USA

Apple Inc. is an American multinational technology company that specializes in consumer electronics, computer software, and online services. Apple is the world's largest technology company by revenue (totalling $274.5 billion in 2020) and, since January 2021, the world's most valuable company. As of 2021, Apple is the world's fourth-largest PC vendor by unit sales, and fourth-largest smartphone manufacturer. It is one of the Big Five American information technology companies, along with Amazon, Google, Microsoft, and Facebook.

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Riskified Ltd

TECHNOLOGY · SOFTWARE - APPLICATION · USA

Riskified Ltd. is a leading provider of innovative fraud prevention solutions designed specifically for eCommerce merchants, leveraging advanced machine learning and data analytics to deliver real-time risk assessments. The company's proprietary platform enhances transaction approval rates while effectively minimizing fraud-related losses, thereby protecting merchants' revenues and ensuring seamless customer experiences. As a prominent participant in the expanding digital payments sector, Riskified is well-positioned for sustained growth and innovation, bolstering its leadership in the evolving eCommerce landscape. Its ongoing dedication to technological advancement further strengthens its competitive advantage in a rapidly changing market.

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