Arch Capital Group Ltd. (ACGL)vsBroadway Financial Corporation (BYFC)
ACGL
Arch Capital Group Ltd.
$98.48
-0.82%
FINANCIAL SERVICES · Cap: $34.28B
BYFC
Broadway Financial Corporation
$11.13
+4.70%
FINANCIAL SERVICES · Cap: $97.19M
Smart Verdict
WallStSmart Research — data-driven comparison
Arch Capital Group Ltd. generates 53129% more annual revenue ($19.23B vs $36.13M). ACGL leads profitability with a 24.4% profit margin vs -57.4%. ACGL earns a higher WallStSmart Score of 67/100 (B-).
ACGL
Strong Buy67
out of 100
Grade: B-
BYFC
Hold43
out of 100
Grade: D
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Every $100 of equity generates 20 in profit
Keeps 24 of every $100 in revenue as profit
Conservative balance sheet, low leverage
Strong operational efficiency at 26.6%
Reasonable price relative to book value
Earnings expanding 8710.0% YoY
Areas to Watch
Revenue declined 10.5%
Earnings declined 7.1%
Distress zone — elevated risk
4.6% revenue growth
Smaller company, higher risk/reward
ROE of 0.3% — below average capital efficiency
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : ACGL
The strongest argument for ACGL centers on P/E Ratio, Price/Book, Return on Equity. Profitability is solid with margins at 24.4% and operating margin at 26.6%. PEG of 1.06 suggests the stock is reasonably priced for its growth.
Bull Case : BYFC
The strongest argument for BYFC centers on Price/Book, EPS Growth.
Bear Case : ACGL
The primary concerns for ACGL are Revenue Growth, EPS Growth, Altman Z-Score.
Bear Case : BYFC
The primary concerns for BYFC are Revenue Growth, Market Cap, Return on Equity.
Key Dynamics to Monitor
ACGL profiles as a declining stock while BYFC is a turnaround play — different risk/reward profiles.
BYFC carries more volatility with a beta of 0.76 — expect wider price swings.
BYFC is growing revenue faster at 4.6% — sustainability is the question.
ACGL generates stronger free cash flow (1.2B), providing more financial flexibility.
Bottom Line
ACGL scores higher overall (67/100 vs 43/100), backed by strong 24.4% margins. Both earn "Strong Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Arch Capital Group Ltd.
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
Arch Capital Group Ltd., offers insurance, reinsurance and mortgage products worldwide. The company is headquartered in Pembroke, Bermuda.
Broadway Financial Corporation
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Broadway Financial Corporation is the holding company of Broadway Federal Bank, fsb offering various banking products and services in the United States. The company is headquartered in Los Angeles, California.
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