Arch Capital Group Ltd. (ACGL)vsCorebridge Financial Inc. (CRBG)
ACGL
Arch Capital Group Ltd.
$98.48
-0.82%
FINANCIAL SERVICES · Cap: $34.28B
CRBG
Corebridge Financial Inc.
$33.68
-0.97%
FINANCIAL SERVICES · Cap: $14.05B
Smart Verdict
WallStSmart Research — data-driven comparison
Arch Capital Group Ltd. generates 3% more annual revenue ($19.23B vs $18.69B). ACGL leads profitability with a 24.4% profit margin vs 1.3%. ACGL trades at a lower P/E of 7.9x. ACGL earns a higher WallStSmart Score of 67/100 (B-).
ACGL
Strong Buy67
out of 100
Grade: B-
CRBG
Hold46
out of 100
Grade: D+
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Every $100 of equity generates 20 in profit
Keeps 24 of every $100 in revenue as profit
Conservative balance sheet, low leverage
Strong operational efficiency at 26.6%
Reasonable price relative to book value
Areas to Watch
Revenue declined 10.5%
Earnings declined 7.1%
Distress zone — elevated risk
2.1% revenue growth
ROE of 2.3% — below average capital efficiency
1.3% margin — thin
Elevated debt levels
Comparative Analysis Report
WallStSmart ResearchBull Case : ACGL
The strongest argument for ACGL centers on P/E Ratio, Price/Book, Return on Equity. Profitability is solid with margins at 24.4% and operating margin at 26.6%. PEG of 1.06 suggests the stock is reasonably priced for its growth.
Bull Case : CRBG
The strongest argument for CRBG centers on Price/Book.
Bear Case : ACGL
The primary concerns for ACGL are Revenue Growth, EPS Growth, Altman Z-Score.
Bear Case : CRBG
The primary concerns for CRBG are Revenue Growth, Return on Equity, Profit Margin. A P/E of 78.0x leaves little room for execution misses. Thin 1.3% margins leave little buffer for downturns.
Key Dynamics to Monitor
ACGL profiles as a declining stock while CRBG is a value play — different risk/reward profiles.
CRBG carries more volatility with a beta of 1.03 — expect wider price swings.
CRBG is growing revenue faster at 2.1% — sustainability is the question.
ACGL generates stronger free cash flow (1.2B), providing more financial flexibility.
Bottom Line
ACGL scores higher overall (67/100 vs 46/100), backed by strong 24.4% margins. Both earn "Strong Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Arch Capital Group Ltd.
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
Arch Capital Group Ltd., offers insurance, reinsurance and mortgage products worldwide. The company is headquartered in Pembroke, Bermuda.
Corebridge Financial Inc.
FINANCIAL SERVICES · ASSET MANAGEMENT · USA
Corebridge Financial, Inc. offers retirement solutions and insurance products in the United States. The company is headquartered in Houston, Texas.
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