Arch Capital Group Ltd (ACGL)vsCrawford & Company (CRD-A)
ACGL
Arch Capital Group Ltd
$94.46
+1.88%
FINANCIAL SERVICES · Cap: $34.58B
CRD-A
Crawford & Company
$10.83
-1.37%
FINANCIAL SERVICES · Cap: $530.15M
Smart Verdict
WallStSmart Research — data-driven comparison
Arch Capital Group Ltd generates 1475% more annual revenue ($19.93B vs $1.27B). ACGL leads profitability with a 22.1% profit margin vs 1.6%. CRD-A appears more attractively valued with a PEG of 0.91. ACGL earns a higher WallStSmart Score of 81/100 (A-).
ACGL
Exceptional Buy81
out of 100
Grade: A-
CRD-A
Buy54
out of 100
Grade: C-
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Keeps 22 of every $100 in revenue as profit
Conservative balance sheet, low leverage
Strong operational efficiency at 29.5%
Earnings expanding 38.8% YoY
Growing faster than its price suggests
Earnings expanding 30.4% YoY
Areas to Watch
No major concerns identified
Moderate valuation
Smaller company, higher risk/reward
1.6% margin — thin
Operating margin of 2.6%
Comparative Analysis Report
WallStSmart ResearchBull Case : ACGL
The strongest argument for ACGL centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 22.1% and operating margin at 29.5%. PEG of 1.06 suggests the stock is reasonably priced for its growth.
Bull Case : CRD-A
The strongest argument for CRD-A centers on PEG Ratio, EPS Growth. PEG of 0.91 suggests the stock is reasonably priced for its growth.
Bear Case : ACGL
No major red flags identified for ACGL, but monitor valuation.
Bear Case : CRD-A
The primary concerns for CRD-A are P/E Ratio, Market Cap, Profit Margin. Thin 1.6% margins leave little buffer for downturns.
Key Dynamics to Monitor
ACGL profiles as a mature stock while CRD-A is a value play — different risk/reward profiles.
CRD-A carries more volatility with a beta of 0.66 — expect wider price swings.
ACGL is growing revenue faster at 8.5% — sustainability is the question.
ACGL generates stronger free cash flow (1.4B), providing more financial flexibility.
Bottom Line
ACGL scores higher overall (81/100 vs 54/100), backed by strong 22.1% margins. Both earn "Exceptional Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Arch Capital Group Ltd
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
Arch Capital Group Ltd., offers insurance, reinsurance and mortgage products worldwide. The company is headquartered in Pembroke, Bermuda.
Crawford & Company
FINANCIAL SERVICES · INSURANCE BROKERS · USA
Crawford & Company provides outsourcing and claims management solutions for carriers, brokers, and corporations in the United States, United Kingdom, Europe, Canada, Australia, and internationally. The company is headquartered in Atlanta, Georgia.
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