WallStSmart

Crawford & Company (CRD-A) Stock Analysis — PE Ratio, PS Ratio, Intrinsic Value & 2030 Price Target

Crawford & Company stock (CRD-A) is currently trading at $9.78. Crawford & Company PE ratio is 24.97. Crawford & Company PS ratio (Price-to-Sales) is 0.38. Analyst consensus price target for CRD-A is $14.00. WallStSmart rates CRD-A as Hold.

  • CRD-A PE ratio analysis and historical PE chart
  • CRD-A PS ratio (Price-to-Sales) history and trend
  • CRD-A intrinsic value — DCF, Graham Number, EPV models
  • CRD-A stock price prediction 2025 2026 2027 2028 2029 2030
  • CRD-A fair value vs current price
  • CRD-A insider transactions and insider buying
  • Is CRD-A undervalued or overvalued?
  • Crawford & Company financial analysis — revenue, earnings, cash flow
  • CRD-A Piotroski F-Score and Altman Z-Score
  • CRD-A analyst price target and Smart Rating
CRD-

Crawford & Company

NYSEFINANCIAL SERVICES
$9.78
$0.15 (1.56%)
52W$8.45
$12.02
Target$14.00+43.1%

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IV

CRD-A Intrinsic Value Analysis for Value Investors

Benjamin Graham Formula · Crawford & Company (CRD-A)

Margin of Safety
+42.0%
Strong Buy Zone
CRD-A Fair Value
$18.25
Graham Formula
Current Price
$9.78
$8.47 below fair value
Undervalued
Fair: $18.25
Overvalued
Price $9.78
Graham IV $18.25
Analyst $14.00

CRD-A trades at a significant discount to its Graham intrinsic value of $18.25, offering a 42% margin of safety — a level value investors typically seek before buying.

Based on Benjamin Graham Formula. Growth rate capped at 25%. For informational purposes only. Not financial advice.

WallStSmart

Smart Analysis

Crawford & Company (CRD-A) · 10 metrics scored

Smart Score

56
out of 100
Grade: C
Buy
Investment Rating

Category Performance

WallStSmart pulls financial metrics like revenue growth, profit margins, and valuation ratios and scores each one from 0 to 10 based on how strong or weak it is. Those 10 scores are grouped into 4 categories: Growth, Profitability, Valuation, and Quality — which form the 4 axes of the spider chart you see. The categories are then combined into a final score out of 100, but not equally. Growth and Profitability together count for 60% of the total, because a fast-growing profitable business matters more than just a cheap one. That final number maps to a rating (Strong Buy, Buy, Hold, Avoid) and a letter grade, giving you one clear Stock Rating.

Investment Thesis

Strong fundamentals in peg ratio, price/sales, eps growth. Concerns around operating margin and revenue growth. Fundamentals are solid but monitor weak areas for improvement.

Crawford & Company (CRD-A) Key Strengths (3)

Avg Score: 10.0/10
PEG RatioValuation
0.9110/10

Growing significantly faster than its price suggests

Price/SalesValuation
0.3810/10

Paying less than $1 for every $1 of annual revenue

EPS GrowthGrowth
30.40%10/10

Earnings per share surging 30.40% year-over-year

Supporting Valuation Data

Forward P/E
10.26
Attractive
Price/Sales (TTM)
0.375
Undervalued
EV/Revenue
0.527
Undervalued
CRD-A Target Price
$14
33% Upside

Crawford & Company (CRD-A) Areas to Watch (7)

Avg Score: 3.6/10
Revenue GrowthGrowth
-11.20%0/10

Revenue declining -11.20%, a shrinking business

Operating MarginProfitability
3.44%1/10

Near-zero operating margins, business under pressure

Profit MarginProfitability
1.55%2/10

Very thin margins, barely profitable

Market CapQuality
$474M5/10

Small-cap company with higher risk but more growth potential

Return on EquityProfitability
12.00%5/10

Moderate profitability with room for improvement

Price/BookValuation
2.746/10

Fairly priced relative to book value

Institutional Own.Quality
43.56%6/10

Moderate institutional interest at 43.56%

Crawford & Company (CRD-A) Detailed Analysis Report

Overall Assessment

This company scores 56/100 in our Smart Analysis, earning a C grade. Out of 10 metrics analyzed, 3 register as strengths (avg 10.0/10) while 7 fall into concern territory (avg 3.6/10). The category breakdown reveals uneven performance, with some areas requiring attention.

The Bull Case

The strongest argument centers on PEG Ratio, Price/Sales, EPS Growth. Valuation metrics including PEG Ratio (0.91), Price/Sales (0.38) suggest the stock is attractively priced. Growth metrics are encouraging with EPS Growth at 30.40%.

The Bear Case

The primary concerns are Revenue Growth, Operating Margin, Profit Margin. Some valuation metrics including Price/Book (2.74) suggest expensive pricing. Growth concerns include Revenue Growth at -11.20%, which may limit upside. Profitability pressure is visible in Return on Equity at 12.00%, Operating Margin at 3.44%, Profit Margin at 1.55%.

Key Dynamics to Monitor

Three factors to monitor going forward. First, whether Revenue Growth improves, as this is the primary drag on the overall score. Second, margin trajectory, with Return on Equity at 12.00% needing improvement to support the investment thesis. Third, growth sustainability, with Revenue Growth at -11.20% needing to reaccelerate.

Risk Considerations

Based on the metric profile, this is a moderate-to-high risk investment. There are more areas of concern than strength, warranting a more conservative position size. Investors should size positions according to their risk tolerance and maintain diversification.

Bottom Line

Mixed fundamentals with both positives (PEG Ratio, Price/Sales) and negatives (Revenue Growth, Operating Margin). A cautious approach is warranted. Monitor for improvement in weak areas before increasing conviction.

Disclaimer: Smart Analysis is a scoring system developed by WallStSmart Team. Scores update daily using multi-model valuation framework. Always conduct your own research and consult with financial advisors before making investment decisions.

CRD-A Price-to-Sales(PS) Ratio Chart

Historical valuation based on market cap ÷ trailing 12-month revenue

CRD-A's Price-to-Sales ratio of 0.38x trades 121% above its historical average of 0.17x (97th percentile), historically expensive. The current valuation is 9% below its historical high of 0.41x set in Mar 2026, and 525% above its historical low of 0.06x in Sep 2010.

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WallStSmart Analysis Synopsis

Data-driven financial summary for Crawford & Company (CRD-A) · FINANCIAL SERVICESINSURANCE BROKERS

The Big Picture

Crawford & Company faces headwinds with declining revenue, though profitability provides a cushion. Revenue reached 1.3B with 11% decline year-over-year. Profit margins are strong at 155.0%, reflecting pricing power and operational efficiency.

Key Findings

Excellent Capital Efficiency

ROE of 1200.0% means the company generates strong returns on shareholder equity. Above 20% is considered top-tier.

Strong Profitability

Profit margin of 155.0% and operating margin of 344.0% demonstrate strong pricing power and operational efficiency.

Revenue Decline

Revenue contracted 11% YoY. Worth determining whether this is cyclical or structural.

What to Watch Next

Dividend sustainability with a current yield of 310.0%. Watch payout ratio and free cash flow coverage.

Sector dynamics: monitor INSURANCE BROKERS industry trends, competitive moves, and regulatory changes that could impact Crawford & Company.

Bottom Line

Crawford & Company faces challenges with declining revenue. While profitability provides a buffer, the long-term trajectory needs to improve. Watch for management's strategic response and whether the company can stabilize or pivot to new growth drivers.

This synopsis is generated from publicly available financial data. It is not financial advice. Always conduct your own research and consult a qualified financial advisor before making investment decisions.

Insider Transactions

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About Crawford & Company(CRD-A)

Exchange

NYSE

Sector

FINANCIAL SERVICES

Industry

INSURANCE BROKERS

Country

USA

Crawford & Company provides outsourcing and claims management solutions for carriers, brokers, and corporations in the United States, United Kingdom, Europe, Canada, Australia, and internationally. The company is headquartered in Atlanta, Georgia.