WallStSmart

Arch Capital Group Ltd (ACGL)vsEagle Bancorp Inc (EGBN)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Arch Capital Group Ltd generates 93148% more annual revenue ($19.93B vs $21.37M). ACGL leads profitability with a 22.1% profit margin vs 0.0%. ACGL appears more attractively valued with a PEG of 1.06. ACGL earns a higher WallStSmart Score of 81/100 (A-).

ACGL

Exceptional Buy

81

out of 100

Grade: A-

Growth: 8.7Profit: 8.0Value: 7.0Quality: 6.5
Piotroski: 5/9

EGBN

Buy

64

out of 100

Grade: C+

Growth: 9.3Profit: 4.5Value: 4.7Quality: 5.3
Piotroski: 2/9Altman Z: -0.01

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

ACGL6 strengths · Avg: 9.0/10
P/E RatioValuation
8.4x10/10

Attractively priced relative to earnings

Price/BookValuation
1.4x10/10

Reasonable price relative to book value

Profit MarginProfitability
22.1%9/10

Keeps 22 of every $100 in revenue as profit

Debt/EquityHealth
0.119/10

Conservative balance sheet, low leverage

Operating MarginProfitability
29.5%8/10

Strong operational efficiency at 29.5%

EPS GrowthGrowth
38.8%8/10

Earnings expanding 38.8% YoY

EGBN5 strengths · Avg: 9.8/10
Price/BookValuation
0.7x10/10

Reasonable price relative to book value

Operating MarginProfitability
35.6%10/10

Strong operational efficiency at 35.6%

Revenue GrowthGrowth
35.3%10/10

Revenue surging 35.3% year-over-year

EPS GrowthGrowth
768.0%10/10

Earnings expanding 768.0% YoY

Debt/EquityHealth
0.139/10

Conservative balance sheet, low leverage

Areas to Watch

ACGL0 concerns · Avg: 0/10

No major concerns identified

EGBN4 concerns · Avg: 3.3/10
PEG RatioValuation
1.714/10

Expensive relative to growth rate

Market CapQuality
$802.01M3/10

Smaller company, higher risk/reward

Profit MarginProfitability
0.0%3/10

0.0% margin — thin

Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

Comparative Analysis Report

WallStSmart Research

Bull Case : ACGL

The strongest argument for ACGL centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 22.1% and operating margin at 29.5%. PEG of 1.06 suggests the stock is reasonably priced for its growth.

Bull Case : EGBN

The strongest argument for EGBN centers on Price/Book, Operating Margin, Revenue Growth. Revenue growth of 35.3% demonstrates continued momentum.

Bear Case : ACGL

No major red flags identified for ACGL, but monitor valuation.

Bear Case : EGBN

The primary concerns for EGBN are PEG Ratio, Market Cap, Profit Margin.

Key Dynamics to Monitor

ACGL profiles as a mature stock while EGBN is a hypergrowth play — different risk/reward profiles.

EGBN carries more volatility with a beta of 0.98 — expect wider price swings.

EGBN is growing revenue faster at 35.3% — sustainability is the question.

ACGL generates stronger free cash flow (1.4B), providing more financial flexibility.

Bottom Line

ACGL scores higher overall (81/100 vs 64/100), backed by strong 22.1% margins. Both earn "Exceptional Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Arch Capital Group Ltd

FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA

Arch Capital Group Ltd., offers insurance, reinsurance and mortgage products worldwide. The company is headquartered in Pembroke, Bermuda.

Eagle Bancorp Inc

FINANCIAL SERVICES · BANKS - REGIONAL · USA

Eagle Bancorp, Inc. is EagleBank's banking holding company providing consumer and commercial banking services primarily in the United States. The company is headquartered in Bethesda, Maryland.

Visit Website →

Want to dig deeper into these stocks?