Arch Capital Group Ltd (ACGL)vsFutu Holdings Ltd (FUTU)
ACGL
Arch Capital Group Ltd
$94.46
+1.88%
FINANCIAL SERVICES · Cap: $34.58B
FUTU
Futu Holdings Ltd
$154.51
+0.86%
FINANCIAL SERVICES · Cap: $21.75B
Smart Verdict
WallStSmart Research — data-driven comparison
Futu Holdings Ltd generates 6% more annual revenue ($21.09B vs $19.93B). FUTU leads profitability with a 53.8% profit margin vs 22.1%. ACGL trades at a lower P/E of 8.4x. ACGL earns a higher WallStSmart Score of 81/100 (A-).
ACGL
Exceptional Buy81
out of 100
Grade: A-
FUTU
Strong Buy78
out of 100
Grade: B+
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Keeps 22 of every $100 in revenue as profit
Conservative balance sheet, low leverage
Strong operational efficiency at 29.5%
Earnings expanding 38.8% YoY
Every $100 of equity generates 33 in profit
Keeps 54 of every $100 in revenue as profit
Strong operational efficiency at 69.1%
Revenue surging 53.1% year-over-year
Earnings expanding 79.3% YoY
Attractively priced relative to earnings
Areas to Watch
No major concerns identified
No major concerns identified
Comparative Analysis Report
WallStSmart ResearchBull Case : ACGL
The strongest argument for ACGL centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 22.1% and operating margin at 29.5%. PEG of 1.06 suggests the stock is reasonably priced for its growth.
Bull Case : FUTU
The strongest argument for FUTU centers on Return on Equity, Profit Margin, Operating Margin. Profitability is solid with margins at 53.8% and operating margin at 69.1%. Revenue growth of 53.1% demonstrates continued momentum.
Bear Case : ACGL
No major red flags identified for ACGL, but monitor valuation.
Bear Case : FUTU
No major red flags identified for FUTU, but monitor valuation.
Key Dynamics to Monitor
ACGL profiles as a mature stock while FUTU is a growth play — different risk/reward profiles.
FUTU carries more volatility with a beta of 0.42 — expect wider price swings.
FUTU is growing revenue faster at 53.1% — sustainability is the question.
Monitor INSURANCE - DIVERSIFIED industry trends, competitive dynamics, and regulatory changes.
Bottom Line
ACGL scores higher overall (81/100 vs 78/100), backed by strong 22.1% margins. Both earn "Exceptional Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Arch Capital Group Ltd
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
Arch Capital Group Ltd., offers insurance, reinsurance and mortgage products worldwide. The company is headquartered in Pembroke, Bermuda.
Futu Holdings Ltd
FINANCIAL SERVICES · CAPITAL MARKETS · China
Futu Holdings Limited operates an online brokerage and wealth management platform in Hong Kong and internationally. The company is headquartered in Hong Kong, Hong Kong.
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