Arch Capital Group Ltd. (ACGL)vsFutu Holdings Ltd (FUTU)
ACGL
Arch Capital Group Ltd.
$88.34
+0.58%
FINANCIAL SERVICES · Cap: $32.03B
FUTU
Futu Holdings Ltd
$92.33
-3.60%
FINANCIAL SERVICES · Cap: $13.67B
Smart Verdict
WallStSmart Research — data-driven comparison
Futu Holdings Ltd generates 13% more annual revenue ($22.31B vs $19.78B). FUTU leads profitability with a 45.0% profit margin vs 24.6%. ACGL trades at a lower P/E of 7.0x. ACGL earns a higher WallStSmart Score of 79/100 (B+).
ACGL
Strong Buy79
out of 100
Grade: B+
FUTU
Strong Buy69
out of 100
Grade: B-
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Earnings expanding 94.6% YoY
Every $100 of equity generates 20 in profit
Keeps 25 of every $100 in revenue as profit
Conservative balance sheet, low leverage
Attractively priced relative to earnings
Keeps 45 of every $100 in revenue as profit
Strong operational efficiency at 64.9%
Every $100 of equity generates 24 in profit
Reasonable price relative to book value
Revenue surging 28.8% year-over-year
Areas to Watch
Revenue declined 3.3%
Distress zone — elevated risk
Earnings declined 60.7%
Comparative Analysis Report
WallStSmart ResearchBull Case : ACGL
The strongest argument for ACGL centers on P/E Ratio, Price/Book, EPS Growth. Profitability is solid with margins at 24.6% and operating margin at 25.3%. PEG of 1.06 suggests the stock is reasonably priced for its growth.
Bull Case : FUTU
The strongest argument for FUTU centers on P/E Ratio, Profit Margin, Operating Margin. Profitability is solid with margins at 45.0% and operating margin at 64.9%. Revenue growth of 28.8% demonstrates continued momentum.
Bear Case : ACGL
The primary concerns for ACGL are Revenue Growth, Altman Z-Score.
Bear Case : FUTU
The primary concerns for FUTU are EPS Growth.
Key Dynamics to Monitor
ACGL profiles as a declining stock while FUTU is a growth play — different risk/reward profiles.
FUTU carries more volatility with a beta of 0.36 — expect wider price swings.
FUTU is growing revenue faster at 28.8% — sustainability is the question.
Monitor INSURANCE - DIVERSIFIED industry trends, competitive dynamics, and regulatory changes.
Bottom Line
ACGL scores higher overall (79/100 vs 69/100), backed by strong 24.6% margins. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Arch Capital Group Ltd.
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
Arch Capital Group Ltd., offers insurance, reinsurance and mortgage products worldwide. The company is headquartered in Pembroke, Bermuda.
Futu Holdings Ltd
FINANCIAL SERVICES · CAPITAL MARKETS · China
Futu Holdings Limited operates an online brokerage and wealth management platform in Hong Kong and internationally. The company is headquartered in Hong Kong, Hong Kong.
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