Arch Capital Group Ltd. (ACGL)vsHuntington Bancshares Incorporated (HBAN)
ACGL
Arch Capital Group Ltd.
$107.28
-2.98%
FINANCIAL SERVICES · Cap: $34.24B
HBAN
Huntington Bancshares Incorporated
$15.47
-0.90%
FINANCIAL SERVICES · Cap: $31.72B
Smart Verdict
WallStSmart Research — data-driven comparison
Arch Capital Group Ltd. generates 96% more annual revenue ($19.23B vs $9.83B). HBAN leads profitability with a 25.3% profit margin vs 24.4%. ACGL appears more attractively valued with a PEG of 1.06. HBAN earns a higher WallStSmart Score of 71/100 (B).
ACGL
Strong Buy67
out of 100
Grade: B-
HBAN
Strong Buy71
out of 100
Grade: B
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Keeps 24 of every $100 in revenue as profit
Conservative balance sheet, low leverage
Reasonable price relative to book value
Strong operational efficiency at 26.6%
Generating 1.7B in free cash flow
Reasonable price relative to book value
Strong operational efficiency at 39.8%
Revenue surging 32.4% year-over-year
Keeps 25 of every $100 in revenue as profit
Attractively priced relative to earnings
Generating 1.0B in free cash flow
Areas to Watch
Revenue declined 10.5%
Earnings declined 7.1%
Distress zone — elevated risk
Expensive relative to growth rate
ROE of 7.7% — below average capital efficiency
Earnings declined 19.5%
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : ACGL
The strongest argument for ACGL centers on P/E Ratio, Profit Margin, Debt/Equity. Profitability is solid with margins at 24.4% and operating margin at 26.6%. PEG of 1.06 suggests the stock is reasonably priced for its growth.
Bull Case : HBAN
The strongest argument for HBAN centers on Price/Book, Operating Margin, Revenue Growth. Profitability is solid with margins at 25.3% and operating margin at 39.8%. Revenue growth of 32.4% demonstrates continued momentum.
Bear Case : ACGL
The primary concerns for ACGL are Revenue Growth, EPS Growth, Altman Z-Score.
Bear Case : HBAN
The primary concerns for HBAN are PEG Ratio, Return on Equity, EPS Growth.
Key Dynamics to Monitor
ACGL profiles as a declining stock while HBAN is a growth play — different risk/reward profiles.
HBAN carries more volatility with a beta of 0.97 — expect wider price swings.
HBAN is growing revenue faster at 32.4% — sustainability is the question.
ACGL generates stronger free cash flow (1.7B), providing more financial flexibility.
Bottom Line
HBAN scores higher overall (71/100 vs 67/100), backed by strong 25.3% margins and 32.4% revenue growth. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Arch Capital Group Ltd.
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
Arch Capital Group Ltd., offers insurance, reinsurance and mortgage products worldwide. The company is headquartered in Pembroke, Bermuda.
Huntington Bancshares Incorporated
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Huntington Bancshares Incorporated is a bank holding company headquartered in Columbus, Ohio.
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