WallStSmart

American International Group Inc (AIG)vsHuntington Bancshares Incorporated (HBAN)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

American International Group Inc generates 222% more annual revenue ($26.70B vs $8.30B). HBAN leads profitability with a 26.6% profit margin vs 11.8%. AIG appears more attractively valued with a PEG of 0.64. HBAN earns a higher WallStSmart Score of 71/100 (B).

AIG

Strong Buy

69

out of 100

Grade: B-

Growth: 4.7Profit: 5.5Value: 7.0Quality: 7.0
Piotroski: 5/9Altman Z: 0.88

HBAN

Strong Buy

71

out of 100

Grade: B

Growth: 6.7Profit: 7.5Value: 5.7Quality: 4.0
Piotroski: 3/9

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

AIG5 strengths · Avg: 8.6/10
Price/BookValuation
1.0x10/10

Reasonable price relative to book value

Debt/EquityHealth
0.229/10

Conservative balance sheet, low leverage

PEG RatioValuation
0.648/10

Growing faster than its price suggests

P/E RatioValuation
13.7x8/10

Attractively priced relative to earnings

EPS GrowthGrowth
21.6%8/10

Earnings expanding 21.6% YoY

HBAN5 strengths · Avg: 9.4/10
Price/BookValuation
1.1x10/10

Reasonable price relative to book value

Operating MarginProfitability
40.7%10/10

Strong operational efficiency at 40.7%

Revenue GrowthGrowth
33.6%10/10

Revenue surging 33.6% year-over-year

Profit MarginProfitability
26.6%9/10

Keeps 27 of every $100 in revenue as profit

P/E RatioValuation
12.4x8/10

Attractively priced relative to earnings

Areas to Watch

AIG3 concerns · Avg: 3.0/10
Revenue GrowthGrowth
1.4%4/10

1.4% revenue growth

Return on EquityProfitability
7.7%3/10

ROE of 7.7% — below average capital efficiency

Altman Z-ScoreHealth
0.882/10

Distress zone — elevated risk

HBAN3 concerns · Avg: 3.0/10
PEG RatioValuation
1.864/10

Expensive relative to growth rate

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

EPS GrowthGrowth
-26.5%2/10

Earnings declined 26.5%

Comparative Analysis Report

WallStSmart Research

Bull Case : AIG

The strongest argument for AIG centers on Price/Book, Debt/Equity, PEG Ratio. PEG of 0.64 suggests the stock is reasonably priced for its growth.

Bull Case : HBAN

The strongest argument for HBAN centers on Price/Book, Operating Margin, Revenue Growth. Profitability is solid with margins at 26.6% and operating margin at 40.7%. Revenue growth of 33.6% demonstrates continued momentum.

Bear Case : AIG

The primary concerns for AIG are Revenue Growth, Return on Equity, Altman Z-Score.

Bear Case : HBAN

The primary concerns for HBAN are PEG Ratio, Piotroski F-Score, EPS Growth.

Key Dynamics to Monitor

AIG profiles as a value stock while HBAN is a growth play — different risk/reward profiles.

HBAN carries more volatility with a beta of 0.98 — expect wider price swings.

HBAN is growing revenue faster at 33.6% — sustainability is the question.

HBAN generates stronger free cash flow (400M), providing more financial flexibility.

Bottom Line

HBAN scores higher overall (71/100 vs 69/100), backed by strong 26.6% margins and 33.6% revenue growth. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

American International Group Inc

FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA

American International Group, Inc., also known as AIG, is an American multinational finance and insurance corporation with operations in more than 80 countries and jurisdictions. The company operates through three core businesses: General Insurance, Life & Retirement, and a standalone technology-enabled subsidiary.

Huntington Bancshares Incorporated

FINANCIAL SERVICES · BANKS - REGIONAL · USA

Huntington Bancshares Incorporated is a bank holding company headquartered in Columbus, Ohio.

Want to dig deeper into these stocks?