Arch Capital Group Ltd. (ACGL)vsHamilton Insurance Group, Ltd. (HG)
ACGL
Arch Capital Group Ltd.
$96.09
-0.11%
FINANCIAL SERVICES · Cap: $33.47B
HG
Hamilton Insurance Group, Ltd.
$34.85
-0.14%
FINANCIAL SERVICES · Cap: $3.39B
Smart Verdict
WallStSmart Research — data-driven comparison
Arch Capital Group Ltd. generates 543% more annual revenue ($19.23B vs $2.99B). ACGL leads profitability with a 24.4% profit margin vs 19.6%. HG trades at a lower P/E of 6.0x. HG earns a higher WallStSmart Score of 67/100 (B-).
ACGL
Strong Buy67
out of 100
Grade: B-
HG
Strong Buy67
out of 100
Grade: B-
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Keeps 24 of every $100 in revenue as profit
Conservative balance sheet, low leverage
Strong operational efficiency at 26.6%
Generating 1.3B in free cash flow
Attractively priced relative to earnings
Reasonable price relative to book value
Strong operational efficiency at 31.4%
Conservative balance sheet, low leverage
Every $100 of equity generates 23 in profit
Areas to Watch
Revenue declined 10.5%
Earnings declined 7.1%
Distress zone — elevated risk
Earnings declined 20.7%
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : ACGL
The strongest argument for ACGL centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 24.4% and operating margin at 26.6%. PEG of 1.06 suggests the stock is reasonably priced for its growth.
Bull Case : HG
The strongest argument for HG centers on P/E Ratio, Price/Book, Operating Margin. Profitability is solid with margins at 19.6% and operating margin at 31.4%. Revenue growth of 13.0% demonstrates continued momentum.
Bear Case : ACGL
The primary concerns for ACGL are Revenue Growth, EPS Growth, Altman Z-Score.
Bear Case : HG
The primary concerns for HG are EPS Growth, Altman Z-Score.
Key Dynamics to Monitor
ACGL profiles as a declining stock while HG is a mature play — different risk/reward profiles.
HG carries more volatility with a beta of 0.42 — expect wider price swings.
HG is growing revenue faster at 13.0% — sustainability is the question.
ACGL generates stronger free cash flow (1.3B), providing more financial flexibility.
Bottom Line
ACGL scores higher overall (67/100 vs 67/100), backed by strong 24.4% margins. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Arch Capital Group Ltd.
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
Arch Capital Group Ltd., offers insurance, reinsurance and mortgage products worldwide. The company is headquartered in Pembroke, Bermuda.
Hamilton Insurance Group, Ltd.
FINANCIAL SERVICES · INSURANCE - REINSURANCE · USA
Hamilton Insurance Group, Ltd., engages in underwriting specialty insurance and reinsurance risks in Bermuda and internationally. The company is headquartered in Pembroke, Bermuda with additional locations in Dublin, Ireland; London, United Kingdom; Miami, Florida; New York, New York; and Glen Allen, Virginia.
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