American International Group Inc (AIG)vsHamilton Insurance Group, Ltd. (HG)
AIG
American International Group Inc
$75.33
+0.40%
FINANCIAL SERVICES · Cap: $39.85B
HG
Hamilton Insurance Group, Ltd.
$34.85
-0.14%
FINANCIAL SERVICES · Cap: $3.39B
Smart Verdict
WallStSmart Research — data-driven comparison
American International Group Inc generates 794% more annual revenue ($26.74B vs $2.99B). HG leads profitability with a 19.6% profit margin vs 11.1%. HG trades at a lower P/E of 6.0x. HG earns a higher WallStSmart Score of 67/100 (B-).
AIG
Buy64
out of 100
Grade: C+
HG
Strong Buy67
out of 100
Grade: B-
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Reasonable price relative to book value
Conservative balance sheet, low leverage
Growing faster than its price suggests
Attractively priced relative to earnings
Generating 1.7B in free cash flow
Attractively priced relative to earnings
Reasonable price relative to book value
Strong operational efficiency at 31.4%
Conservative balance sheet, low leverage
Every $100 of equity generates 23 in profit
Areas to Watch
0.5% revenue growth
ROE of 7.3% — below average capital efficiency
Earnings declined 10.1%
Distress zone — elevated risk
Earnings declined 20.7%
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : AIG
The strongest argument for AIG centers on Price/Book, Debt/Equity, PEG Ratio. PEG of 0.57 suggests the stock is reasonably priced for its growth.
Bull Case : HG
The strongest argument for HG centers on P/E Ratio, Price/Book, Operating Margin. Profitability is solid with margins at 19.6% and operating margin at 31.4%. Revenue growth of 13.0% demonstrates continued momentum.
Bear Case : AIG
The primary concerns for AIG are Revenue Growth, Return on Equity, EPS Growth.
Bear Case : HG
The primary concerns for HG are EPS Growth, Altman Z-Score.
Key Dynamics to Monitor
AIG profiles as a value stock while HG is a mature play — different risk/reward profiles.
AIG carries more volatility with a beta of 0.51 — expect wider price swings.
HG is growing revenue faster at 13.0% — sustainability is the question.
AIG generates stronger free cash flow (1.7B), providing more financial flexibility.
Bottom Line
HG scores higher overall (67/100 vs 64/100), backed by strong 19.6% margins and 13.0% revenue growth. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
American International Group Inc
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
American International Group, Inc., also known as AIG, is an American multinational finance and insurance corporation with operations in more than 80 countries and jurisdictions. The company operates through three core businesses: General Insurance, Life & Retirement, and a standalone technology-enabled subsidiary.
Hamilton Insurance Group, Ltd.
FINANCIAL SERVICES · INSURANCE - REINSURANCE · USA
Hamilton Insurance Group, Ltd., engages in underwriting specialty insurance and reinsurance risks in Bermuda and internationally. The company is headquartered in Pembroke, Bermuda with additional locations in Dublin, Ireland; London, United Kingdom; Miami, Florida; New York, New York; and Glen Allen, Virginia.
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