Arch Capital Group Ltd. (ACGL)vsHippo Holdings Inc (HIPO)
ACGL
Arch Capital Group Ltd.
$88.34
-0.17%
FINANCIAL SERVICES · Cap: $32.03B
HIPO
Hippo Holdings Inc
$24.09
-5.16%
FINANCIAL SERVICES · Cap: $646.21M
Smart Verdict
WallStSmart Research — data-driven comparison
Arch Capital Group Ltd. generates 4033% more annual revenue ($19.78B vs $478.50M). ACGL leads profitability with a 24.6% profit margin vs 23.5%. HIPO trades at a lower P/E of 5.6x. ACGL earns a higher WallStSmart Score of 79/100 (B+).
ACGL
Strong Buy79
out of 100
Grade: B+
HIPO
Buy54
out of 100
Grade: C-
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Earnings expanding 94.6% YoY
Every $100 of equity generates 20 in profit
Keeps 25 of every $100 in revenue as profit
Conservative balance sheet, low leverage
Attractively priced relative to earnings
Reasonable price relative to book value
Every $100 of equity generates 25 in profit
Keeps 24 of every $100 in revenue as profit
Conservative balance sheet, low leverage
Areas to Watch
Revenue declined 3.3%
Distress zone — elevated risk
Smaller company, higher risk/reward
Earnings declined 86.3%
Comparative Analysis Report
WallStSmart ResearchBull Case : ACGL
The strongest argument for ACGL centers on P/E Ratio, Price/Book, EPS Growth. Profitability is solid with margins at 24.6% and operating margin at 25.3%. PEG of 1.06 suggests the stock is reasonably priced for its growth.
Bull Case : HIPO
The strongest argument for HIPO centers on P/E Ratio, Price/Book, Return on Equity. Profitability is solid with margins at 23.5% and operating margin at 5.9%.
Bear Case : ACGL
The primary concerns for ACGL are Revenue Growth, Altman Z-Score.
Bear Case : HIPO
The primary concerns for HIPO are Market Cap, EPS Growth.
Key Dynamics to Monitor
ACGL profiles as a declining stock while HIPO is a mature play — different risk/reward profiles.
HIPO carries more volatility with a beta of 1.52 — expect wider price swings.
HIPO is growing revenue faster at 8.9% — sustainability is the question.
ACGL generates stronger free cash flow (1.2B), providing more financial flexibility.
Bottom Line
ACGL scores higher overall (79/100 vs 54/100), backed by strong 24.6% margins. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Arch Capital Group Ltd.
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
Arch Capital Group Ltd., offers insurance, reinsurance and mortgage products worldwide. The company is headquartered in Pembroke, Bermuda.
Hippo Holdings Inc
FINANCIAL SERVICES · INSURANCE - PROPERTY & CASUALTY · USA
Hippo Holdings Inc. (HIPO) is an innovative insurtech firm transforming the home insurance landscape through its advanced use of technology and customer-focused strategies. By harnessing artificial intelligence and data analytics, Hippo enhances underwriting efficiency and tailors insurance products to meet individual homeowner needs, thereby improving the customer experience. With an emphasis on fast claims processing and robust coverage options, the company stands poised to capture growth in a market increasingly favoring transparent and efficient solutions. As the demand for modern insurance solutions rises, Hippo's commitment to redefining home insurance positions it as a leading contender in this rapidly evolving sector.
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