Arch Capital Group Ltd. (ACGL)vsHippo Holdings Inc (HIPO)
ACGL
Arch Capital Group Ltd.
$98.25
-0.24%
FINANCIAL SERVICES · Cap: $34.28B
HIPO
Hippo Holdings Inc
$32.43
-0.58%
FINANCIAL SERVICES · Cap: $860.82M
Smart Verdict
WallStSmart Research — data-driven comparison
Arch Capital Group Ltd. generates 3693% more annual revenue ($19.23B vs $507.10M). ACGL leads profitability with a 24.4% profit margin vs 23.9%. HIPO trades at a lower P/E of 6.9x. HIPO earns a higher WallStSmart Score of 68/100 (B-).
ACGL
Strong Buy67
out of 100
Grade: B-
HIPO
Strong Buy68
out of 100
Grade: B-
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Keeps 24 of every $100 in revenue as profit
Conservative balance sheet, low leverage
Strong operational efficiency at 26.6%
Generating 2.5B in free cash flow
Attractively priced relative to earnings
Earnings expanding 660.0% YoY
Every $100 of equity generates 25 in profit
Keeps 24 of every $100 in revenue as profit
Conservative balance sheet, low leverage
Reasonable price relative to book value
Areas to Watch
Revenue declined 10.5%
Earnings declined 7.1%
Distress zone — elevated risk
Smaller company, higher risk/reward
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : ACGL
The strongest argument for ACGL centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 24.4% and operating margin at 26.6%. PEG of 1.06 suggests the stock is reasonably priced for its growth.
Bull Case : HIPO
The strongest argument for HIPO centers on P/E Ratio, EPS Growth, Return on Equity. Profitability is solid with margins at 23.9% and operating margin at 8.0%. Revenue growth of 23.4% demonstrates continued momentum.
Bear Case : ACGL
The primary concerns for ACGL are Revenue Growth, EPS Growth, Altman Z-Score.
Bear Case : HIPO
The primary concerns for HIPO are Market Cap, Altman Z-Score.
Key Dynamics to Monitor
ACGL profiles as a declining stock while HIPO is a growth play — different risk/reward profiles.
HIPO carries more volatility with a beta of 1.55 — expect wider price swings.
HIPO is growing revenue faster at 23.4% — sustainability is the question.
ACGL generates stronger free cash flow (2.5B), providing more financial flexibility.
Bottom Line
HIPO scores higher overall (68/100 vs 67/100), backed by strong 23.9% margins and 23.4% revenue growth. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Arch Capital Group Ltd.
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
Arch Capital Group Ltd., offers insurance, reinsurance and mortgage products worldwide. The company is headquartered in Pembroke, Bermuda.
Hippo Holdings Inc
FINANCIAL SERVICES · INSURANCE - PROPERTY & CASUALTY · USA
Hippo Holdings Inc. (HIPO) is an innovative insurtech company transforming the home insurance landscape through advanced technology and a strong customer-centric model. Utilizing artificial intelligence and data analytics, Hippo enhances underwriting processes and tailors insurance offerings to meet the distinct needs of homeowners. The company prioritizes expedited claims processing and broad coverage options, positioning itself to gain a competitive edge in a market that increasingly values transparency and efficiency. As the home insurance industry continues to evolve, Hippo's commitment to modernizing traditional practices underscores its potential for substantial growth and market leadership.
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